Raymond Sim Yu Xin
Editor, Rates.my
Raymond built Rates.my and reviews Malaysia's fixed deposit, gold, petrol and loan rates on it every day. It's an independent comparison tool — up-to-date numbers you can verify yourself, not financial advice.
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Articles by Raymond
- Why Is RedPlanet Share Price Up as Much as 55% on Its ACE Market Debut?
- Standard Chartered's FD Promo Gets a New 3.90% Tier, CASA Bundle Rises to 4.85%
- NWE Resources (NWEBHD) Jumps Up to 20% on ACE Market Debut
- Why Is Toyo Ventures (TOYOVEN) Trading Suspended Today?
- Malaysian Finance Calendar: 19–25 October 2026
- Why Was Zetrix's Trading Halted Today?
- EGH International's ACE Market Debut Ends 15.63% Below Its IPO Price
- Petrol Prices Fall Again, RON97 Down to RM5.10 for 15-21 October 2026
- Why Is Northern Solar Share Price Falling Today?
- United Malacca Shares Halted After Director Tee Lip Sin Dies
- Why US Bond Yields Are Rising: 10-Year at 5.22% After a 24-Year High
- What Is IJM Corp's New RM1.23 Billion Manufacturing Contract?
- Kelington's Third Sama Jaya Contract Takes the Project Past RM544 Million
- Genting Share Price Closes Down 22.9%, Genting Malaysia Down 17.5%, After Maybank's Sell Call
- Malaysian Finance Calendar: 12–18 October 2026
- Maybank's October eFD-i Campaign Pays Up to 3.93% p.a., and Now Has a Confirmed End Date
- Hong Leong FD Promotion 2026: Rate Cut to 3.88% Before the October Campaign Even Ends
- Why Is MKH Berhad's Trading Being Suspended From Bursa Malaysia?
- Unisem Will Spend RM396 Million on a Second Phase at Its Gopeng Chip Plant
- Budget 2027 Malaysia Summary: RM459.8 Billion, a 1-Point Income Tax Cut, RM16 Billion STR and SARA
- MBSB FD Promotion 2026: TD-i Pays 4.00% p.a., More Than Its Own TIA-i
- Bus Cap Shares Surge 22% to a Record High, With No New Filing Behind It
- CIMB eFD-i October 2026: 12-Month Rate Now 3.90% After a 9 October Re-Pricing (Opened at 3.80%)
- Why Is Top Glove Share Price Up Today? Q4 Profit Jumps 353%, Dividend Triples
- EPF Sold Southern Cable All September, Then the MD's Firm Sold RM54 Million More
- OXB Share Price at 48 Sen: Oxford Innotech Order Book, Net Profit, Prospects, Peers
- SLGC IPO Review: Oversubscribed 3.1 Times, but Profit Fell the Year It Went Public
- Why Is Zetrix Share Price Falling? The Timeline, 28 Aug to 5 Oct 2026
- Malaysian Finance Calendar: 5–11 October 2026
- EcoSys IPO Review: Oversubscribed 206.7 Times on Just 5% of Its Shares
- OCBC FD Promotion Q4 2026: Rates Rise Again to 4.10% From 19 October, and the Bundle Still Doesn't Pay
- Petrol Prices Fall for the First Time Since August, RON95 Down to RM4.52
- RHB Extends Its FD Promo Again, Now to 31 October 2026
- Sindora and Kulim Sell Their Entire Avangaad Stake to Director Lai Keng Onn
- Evocom's IPO Drew 3.6 Times Demand. One Client Is 94% of Its Revenue
- Malaysian Finance Calendar: 28 September – 4 October 2026
- Hextar Retail Takeover: Acceptances Jump From 35% to 62% in Two Weeks
- When Is Malaysia's Budget 2027, and What Do We Already Know?
- RON95 Up to RM4.57, Diesel to RM5.42 - Fuel Prices Rise for a Third Straight Week
- EPF Is Buying CIMB and RHB While Selling Maybank, Bursa Filings Show
- Pixlr Filed for a Bursa Malaysia IPO - Here's What We Actually Know
- United Asiapac Energy Share Price: 35 Sen to 27 Sen in Four Trading Days
- Malaysian Finance Calendar: 21-27 September 2026
- Zetrix's Group MD Has Cut His Stake From 15% to 6% Since August
- Pioneer Heat Holdings Closed Its ACE Market Debut 20% Above the IPO Price
- RON95, RON97 and Diesel All Rise 35 Sen for the Week of 17-23 September
- Why Did AirAsia Share Price Drop? A 21% Plunge, Fuel and Funding
- Butterfield FB Closed 4.2% Below Its IPO Price, Not the 10% Headlines Reported
- 12 Malaysian FD Promotions Expire on the Same Day: 30 September
- Applied for an HSBC Credit Card This Week? Here's What You Could Actually Win
- Malaysian Finance Calendar: 14-20 September 2026
- Butterfield FB's ACE Market IPO Closed 18.7 Times Oversubscribed, Then It Posted a RM6.47 Million Profit
- RON95, RON97 and Diesel Jump 25 Sen as Brent Tops US$101 for the First Time Since May
- US 10-Year Yield at 4.9%, Highest Since 2023. What Happens Next, and What It Means for Malaysia
- alrajhi bank FD Promotion 2026: TD-i Advantage Now Pays 4.00% on 12 Months, Quick Returns 3.70% Paid the Next Day
- Pioneer Heat Holdings' IPO Oversubscribed 47.8 Times Ahead of 17 September ACE Market Debut
- GTA Holdings Closes 4.3% Below Its IPO Price on ACE Market Debut
- Boost Bank's 4% Savings Rate Comes With a RM3,000 Ceiling
- Malaysian Finance Calendar: 7–13 September 2026
- Heineken Malaysia and Carlsberg Shares Are Crashing. Is Hyrox to Blame?
- Bank Negara Holds OPR at 2.75% - Which FD Promos Still Beat It
- Zetrix Bhd: Is the Crash Over?
- CIMB eFD-i Campaign, September 2026: 12-Month Rate Rose to 3.75% (Now 3.90% in October)
- Butterfield FB IPO Closes for Applications 2 September
- Hengyuan Pays Its First Dividend Since 2022, Hibiscus Its Biggest Ever
- Pioneer Heat Holdings IPO: 25 Sen ACE Market Listing, Applications Close 3 September
- Malaysian Finance Calendar: 31 August – 6 September 2026
- Robinhood Chain Explained: $944m Volume Days, the FOMO App, and the PONS, INDEX, CASHCAT Token Zoo
- GTA Holdings IPO Oversubscribed 22.16 Times Ahead of 8 September ACE Market Debut
- SRKK AI IPO Review: 312.3× Oversubscribed - Bursa's Hottest 2026 Debut, Still Up 78%
- Petrol Price Malaysia This Week: RON95 Round-Trips Back to RM3.82 (27 Aug–2 Sep 2026)
- Maybank Q2 2026 Results (RM2.69b, 31 Sen Dividend) and Sime Darby FY2026 Results (Core +32.6%, 14 Sen), Read Separately
- UOB FD Promotion 2026: 4.10% p.a. - But Only If You've Never Banked With UOB
- Bank Muamalat FD Promotion 2026: 3.83% PIDM-Protected vs 3.88% That Isn't - Which Elevate Campaign Tier Wins?
- Robinhood Chain Memecoins: CASHCAT's 1,700% Day, the $INDEX Rally - and What a Vlad Tenev Follow Signals (2026)
- Affin FD Promotion 2026: 3.45% DIVENTIUM Rate vs 3.30% Anyone Can Get Online
- Malaysia Public Holidays 2027: All 15 Federal Dates, and What a Day Off Really Costs
- Malaysian Finance Calendar: 24–30 August 2026
- Maybank Grab Mastercard Platinum Discontinued: What Replaces It From 7 September 2026
- GXBank Bonus Pocket Rate 2026: 3.70% p.a., No Fresh Funds Needed - How It Stacks Up Against Bank FD Promos
- Crypto Rebound 2026: Bitcoin +19.6% and Hyperliquid +38.7% Since 9 August - and the Call We Got Wrong
- 24/7 Trading Is Almost Here: Nasdaq Goes 23 Hours in December - What It Means from Malaysia (2026)
- Genting Malaysia Earnings: Is the Bottom Finally In for Genting?
- United Asiapac Energy IPO Delayed: ACE Market Listing Pushed From 19 August to 14 September
- AmBank FD Promotion 2026: 3.85% eFD Rate (October, Code PAYDAY12) vs the 1.90% Board Rate - Is the AmOnline-Only Deal Worth It?
- Maybank FD Promotion 2026: October eIFD-i Pays Up to 3.93%, After August's 3.65% Deal Closed 15 Days Early
- Malaysian Finance Calendar: 17–23 August 2026
- Situational Awareness 13F: What Leopold Aschenbrenner Actually Held Before the 67% Collapse (2026)
- Standard Chartered FD Promotion 2026: 3.75% Plain vs 4.80% With a CASA Split - Which Pays More?
- Public Bank FD Promotion 2026 (October Cycle): 3.75% for Anyone, 3.80% for Red Carpet Banking - Is the RM1 Million Tier Worth It?
- Hong Leong FD Promotion 2026: eFD Now 3.88% p.a. on 6 Months (October Cycle) - Double the Board Rate, New Funds Only
- Unitree IPO: Priced at ¥150.80, Lists ~19 August - China's Profitable Robot Champion at US$9bil (2026)
- AirAsia Group (5238) Q2 2026 Results: An RM831m Loss - How Much Was Fuel, How Much Was One-Off?
- UUE Holdings (0310) Share Price Hits a Record Close - Can It Break Out? (August 2026)
- RHB FD Promotion 2026: 3.70%–3.80% on 7 & 9 Months, Double the Board Rate - But Read the Channel Rules
- Petrol Price Malaysia This Week: RON95 Stays RM1.99, RON97 Down 5 Sen - Even With Oil Up 12% (Aug 2026)
- HSBC FD Promotion 2026: 4.28% Premier Time Deposit vs the 2.00% Board Rate - Is Upgrading Worth It?
- 10 Bursa Grid & Data-Centre Contractors Compared: Order Book vs Market Cap (2026)
- HP vs HPE (2026): Two Hewlett-Packards, Two Breakouts - Catalysts and Earnings Dates
- UOB Quietly Closed Two of Its Best Miles Cards to New Applicants - Here's What to Get Instead (2026)
- 5 Malaysia Credit Card Cashback Traps Hidden in the Fine Print (2026)
- We Computed the Real Miles-Per-Ringgit for Every Air Miles Credit Card in Malaysia (2026)
- Bitcoin Back Near $65k, Solana $76 - and Robinhood Chain Is the Busiest Thing in Crypto (2026)
- Malaysian Finance Calendar: 10–16 August 2026
- OCBC FD Promotion 2026: 4.10% for 12 Months From 19 October vs the 4.38% Wealth Bundle - Is the Bundle Worth RM2,000?
- CIMB eFD-i Campaign August 2026: 3.40%–3.65% p.a. Across Four Tenures - What Actually Changed From July
- Alliance Bank FD Promotion 2026: 4.38% at One Branch, 4.00% Everywhere Else
- The 'Basic Credit Card' Is Coming to Malaysia at a Flat 14% - Beating Every Existing Rate Tier (2026)
- The S&P 500 Just Hit a Record - Here's What Beat It in 2026, and What Got Left Behind
- Bitcoin, Solana and Hyperliquid Barely Moved Last Week - the S&P 500 Did All the Running (2026)
- The Yen Carry Trade, Explained - and Every Time Japan or the US Stepped In (1985–2026)
- RON95, RON97 and Diesel All Jump 20 Sen This Week - the US–Iran Pause We Covered Just Collapsed (2026)
- The Rates.my Malaysia FD Rate Index - August 2026
- Memory Stocks Crashed, Then Snapped Back 20%+ in Two Days - What Now? (2026)
- CXMT Popped 466% on Debut - and a Crypto Market Called It Four Days Early (2026)
- Oil at $92 After the US–Iran Pause: Why Mid-Range Is the Hardest Place to Trade (2026)
- Dead Market Until End-July? SpaceX Drained the Liquidity - and the AI Rebound Already Happened (2026)
- SkyeChip vs Stratus Global: How Bursa's Two Hottest Chip IPOs Traded on Debut (2026)
- The AI Crash We Called: The World Cup Drained the Liquidity - Now Comes the Shakeout, Then the Rebound (2026)
- UUE Holdings (0310) - The Next Billion Ringgit Stock?
- Kimi K3: China's New Frontier AI - and Why Alibaba (9988) Owns the Upside (2026)
- Will AI Stocks Rebound After the World Cup Final? The Oversold List: Micron, Intel, CoreWeave, SK Hynix (2026)
- Is It Worth Applying for Bursa IPOs? Stratus Global's Real Balloting Numbers (2026)
- CXMT: China's Biggest-Ever Chip IPO - and Crypto Is Already Trading It Before It Lists (2026)
- Stratus Global IPO Review: Business, Valuation & the SkyeChip Question
- EI Power (EIPOWER): Is RM1 Possible for Bursa's Newest Data-Centre Power Play? (2026)
- How Much of Your Money Does moomoo Actually Hold? What We Know About Malaysian Capital 'Leaving' Bursa (2026)
- Can You Apply for the Unitree Robotics IPO From Malaysia via moomoo? Here's the Honest Answer (2026)
- Bursa Malaysia vs moomoo: How Much Liquidity Are You Actually Trading In? (2026)
- Crypto Rebounds After the June Crash - and Hyperliquid Is the Name Everyone's Watching (July 2026)
- The World Cup's Other Scoreboard: Prediction Markets Have Traded US$44.8 Billion in a Month (July 2026)
- Stock Market Review: The First Half of 2026 - Record Highs in the USA Fuelled by the AI Boom and a Sleepy Bursa
- Micron & SanDisk: The Memory Chips Powering the AI Boom - and Why They Matter to Malaysia (2026)
- AI Stocks Wobble, the World Cup Distracts - and the Money Is Quietly Moving: What It Means for Malaysian Investors (2026)
- OPR and Your Fixed Deposit: What Bank Negara's Rate Means for Your Savings (2026)
- Ringgit Weakens Again After Its Rally: What a Falling Ringgit Means for Your Money (2026)
- Diesel Subsidy, Cash Aid & the Election Question: What Malaysia's 2026 Money Moves Mean for You
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