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CIMB eFD-i Campaign, September 2026: 12-Month Rate Rose to 3.75% (Now 3.90% in October)

RaymondRates.myUpdated 16 October 20262 min read
Update, 16 October 2026: CIMB has moved to its October cycle and re-priced it. The September cycle described here ended on 28 September. CIMB’s October campaign (29 September to 3 November 2026) opened at 3.80% on 12 months with a new 15-month tier at 3.83%, then was re-priced on 9 October: the eFD now pays 3.90% on 12 and 15 months, 3.85% on 7 and 3.55% on 3, with eFD-i Maturity Returns at 3.85% on 10 months, min RM1,000 online. TIA-i pays up to 4.10% but is not PIDM-protected. Current figures on the CIMB FD page.

CIMB rolled its eFD-i campaign into a new cycle on 28 August. Three tenures carry over exactly from the August cycle — only the 12-month rate actually moved.

What changed this cycle

CIMB eFD-i CAMPAIGN RATE — AUGUST VS SEPTEMBER 2026one shared scale — only the 12-month tier moved3 MonthsAug 3.40%Sep 3.40%6 MonthsAug 3.60%Sep 3.60%7 MonthsAug 3.60%Sep 3.60%12 Months+10 bpsAug 3.65%Sep 3.75%7-month tier is eFD-i Maturity Returns. Source: CIMB's official August and September 2026 campaign T&Cs.
One shared scale. The 3-, 6- and 7-month rows sit on top of each other in both cycles — only the 12-month bar grew.
  • Only the 12-month tier moved this cycle — the 3-, 6- and 7-month rates repeat exactly from August.
  • The new cycle runs 28 August to 30 September, minimum RM1,000 via CIMB Clicks or the OCTO app.
A hand entering a PIN code into a bank ATM keypad, with a bank card inserted
Placements go through CIMB Clicks, the OCTO app, or an FPX transfer from another bank — no branch counter option. · Photo: Unsplash

See what changed in August’s cycle, or check CIMB’s full FD rate table for the board rate every placement reverts to at maturity.

A calculator, phone and paperwork laid out on a desk
Excludes eFD-i Monthly Returns and Why Wait variants — only eFD and eFD-i Maturity Returns qualify for the campaign rate. · Photo: Unsplash

What to watch

  • 30 Sep 2026This cycle closes — no word yet on an October follow-on.
  • Your maturity dateThe placement auto-renews at CIMB’s prevailing board rate, not the campaign rate.
Not financial advice. This is general information based on CIMB Bank Berhad’s and CIMB Islamic Bank Berhad’s own campaign terms and conditions as at 1 September 2026. It is not a recommendation to open any account, and Rates.my does not issue rate forecasts. Confirm the current terms with CIMB before applying — campaign rates and eligibility can change.

Sources & further reading

Ready to act on this?

See CIMB's full FD rate table

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This article is general information, not personalised financial advice. Rates.my is not a licensed financial adviser — always verify rates with the institution and consider your own circumstances.

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