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CIMB's New eFD-i Campaign: 12-Month Rate Rises to 3.75%

RaymondRates.my2 min read

CIMB rolled its eFD-i campaign into a new cycle on 28 August. Three tenures carry over exactly from the August cycle — only the 12-month rate actually moved.

What changed this cycle

CIMB eFD-i CAMPAIGN RATE — AUGUST VS SEPTEMBER 2026one shared scale — only the 12-month tier moved3 MonthsAug 3.40%Sep 3.40%6 MonthsAug 3.60%Sep 3.60%7 MonthsAug 3.60%Sep 3.60%12 Months+10 bpsAug 3.65%Sep 3.75%7-month tier is eFD-i Maturity Returns. Source: CIMB's official August and September 2026 campaign T&Cs.
One shared scale. The 3-, 6- and 7-month rows sit on top of each other in both cycles — only the 12-month bar grew.
  • Only the 12-month tier moved this cycle — the 3-, 6- and 7-month rates repeat exactly from August.
  • The new cycle runs 28 August to 30 September, minimum RM1,000 via CIMB Clicks or the OCTO app.
A hand entering a PIN code into a bank ATM keypad, with a bank card inserted
Placements go through CIMB Clicks, the OCTO app, or an FPX transfer from another bank — no branch counter option. · Photo: Unsplash

See what changed in August’s cycle, or check CIMB’s full FD rate table for the board rate every placement reverts to at maturity.

A calculator, phone and paperwork laid out on a desk
Excludes eFD-i Monthly Returns and Why Wait variants — only eFD and eFD-i Maturity Returns qualify for the campaign rate. · Photo: Unsplash

What to watch

  • 30 Sep 2026This cycle closes — no word yet on an October follow-on.
  • Your maturity dateThe placement auto-renews at CIMB’s prevailing board rate, not the campaign rate.
Not financial advice. This is general information based on CIMB Bank Berhad’s and CIMB Islamic Bank Berhad’s own campaign terms and conditions as at 1 September 2026. It is not a recommendation to open any account, and Rates.my does not issue rate forecasts. Confirm the current terms with CIMB before applying — campaign rates and eligibility can change.

Sources & further reading

Ready to act on this?

See CIMB's full FD rate table

Keep reading

Fixed DepositGXBank Bonus Pocket Rate 2026: 3.70% p.a., No Fresh Funds Needed — How It Stacks Up Against Bank FD PromosFixed DepositAmBank FD Promotion 2026: 3.70% eFD Rate vs the 1.90% Board Rate — Is the AmOnline-Only Deal Worth It?Fixed DepositMaybank FD Promotion 2026: The 3.65% eIFD-i Deal Closed Early, 15 Days Before Its Deadline

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This article is general information, not personalised financial advice. Rates.my is not a licensed financial adviser — always verify rates with the institution and consider your own circumstances.

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