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Fixed Deposit

Two branches, three rates

Alliance Bank FD Promotion 2026: Sri Petaling Pays Up to 4.38%, Bangsar Pays a Flat 4.08% — Here's Who Actually Wins

RaymondRates.my4 min read

Alliance Bank is running two new-account fixed deposit promos at once. Sri Petaling pays up to 4.38% if you already have money elsewhere; Bangsar pays a flat 4.08% to anyone new — no wealth tier needed. Here's who actually wins, and how long each deal lasts.

4.38%
Sri Petaling — Personal/Privilege
needs RM100k–300k AUM
4.08%
Bangsar — flat, anyone new
no wealth tier needed
3.98%
Sri Petaling — Mass Market
below RM100k AUM

Two branches, three rates

MetricSri Petaling (ATD-i)Bangsar (FD)
ProductIslamic term deposit-iConventional FD
Tenure6 months6 months
Rate3.98%–4.38%4.08% flat
Min / max depositRM10,000 / RM500,000RM10,000 / RM500,000
ChannelBranch counter onlyBranch counter only
Campaign poolRM500 millionRM50 million
Campaign ends31 Oct 2026*31 Aug 2026*

*Or when the campaign pool is used up, whichever comes first.

  • Both are PIDM-insured up to RM250,000 despite the different product types.
  • Neither promo is online — you must open the account in person.
  • Both pay up for deposits at a newly opened branch, then revert to board rate.

Who actually gets 4.38% instead of 3.98%?

SRI PETALING BRANCH — ATD-irate depends on your wealth tier, not your deposit sizeMass MarketNo minimum assets needed3.98%Alliance PersonalRM100,000+ in deposits/investments4.38%Alliance PrivilegeRM300,000+ in deposits/investments4.38%
At Sri Petaling, the rate depends on assets you already hold elsewhere in the bank — not on how much you place in this FD.
  • NIA AUM counts deposits and investments, not SaveLink, ASNB or insurance premiums.
  • Both upgrade tiers also need a new account holding at least RM10,000.
  • Funds must be fresh — moved in within 7 days of the placement.

The gap that matters for an ordinary saver

Jar of coins with a young plant growing out, symbolising savings
An ordinary saver with no assets parked elsewhere doesn't need the fancy branch — the plain deal pays more. · Photo: Unsplash
  • An ordinary saver gets a better rate at Bangsar than at Sri Petaling's Mass Market tier.
  • Rates.my's own FD Rate Index puts the market's accessible average at 3.05% — both clear it.

What to watch

  • 31 Aug 2026Bangsar's flat 4.08% deal closes — no renewal announced yet.
  • 31 Oct 2026Sri Petaling's ATD-i ends, or sooner if the RM500 million pool fills first.
  • Your maturity dateBoth auto-renew at Alliance's ordinary 6-month board rate, not the promo one — mark your calendar.
Not financial advice. This is general information based on Alliance Bank Malaysia's own campaign terms and conditions as at 6 August 2026. It is not a recommendation to open any account, and Rates.my does not issue price targets or rate forecasts. Confirm the current terms with Alliance Bank before applying — campaign rates and thresholds can change.

Sources & further reading

Ready to act on this?

See Alliance Bank's full FD rate table

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This article is general information, not personalised financial advice. Rates.my is not a licensed financial adviser — always verify rates with the institution and consider your own circumstances.

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