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New top tier

CIMB's eFD-i Rate Hits 3.80% for 12 Months, New 3.83% Top Tier for 15

RaymondRates.my2 min read

CIMB rolled its eFD-i campaign into a new cycle on 29 September. The 12-month rate rose again, and a 15-month tier joined the board for the first time.

What's new this cycle

CIMB eFD-i CAMPAIGN RATE — SEPTEMBER VS OCTOBER 2026one shared scale — the 15-month tier is new this cycle3 MonthsSep 3.40%Oct 3.40%7 MonthshigherSep 3.60%Oct 3.70%12 MonthshigherSep 3.75%Oct 3.80%15 MonthsNEWdid not exist in SeptemberOct 3.83%7-month tier is eFD-i Maturity Returns. Source: CIMB's official September and October 2026 campaign T&Cs.
One shared scale. 3 months repeats exactly from September — the 7- and 12-month rows both moved up, and 15 months is a brand new row.
  • The new cycle runs 29 September to 3 November, minimum RM1,000 via CIMB Clicks, the OCTO app or FPX.
  • A new 15-month tier appears for the first time, paying the highest rate on the board.
  • Early withdrawal forfeits all profit, and at maturity the placement renews at CIMB's board rate, not the campaign rate.
A hand entering a PIN code into a bank ATM keypad, with a bank card inserted
Placements go through CIMB Clicks, the OCTO app, or an FPX transfer from another bank — no branch counter option for eFD-i. · Photo: Unsplash

See what changed in September's cycle, or check CIMB's full FD rate table for the board rate every placement reverts to at maturity.

A calculator, phone and paperwork laid out on a desk
Excludes eFD-i Monthly Returns and Why Wait variants — only eFD and eFD-i Maturity Returns qualify for the campaign rate. · Photo: Unsplash

What to watch

  • 3 Nov 2026This cycle closes — no word yet on a November follow-on.
  • Your maturity dateThe placement auto-renews at CIMB's prevailing board rate, not the campaign rate.
Not financial advice. This is general information based on CIMB Bank Berhad's own eFD/-i October 2026 Campaign terms and conditions, verified 7 October 2026. It is not a recommendation to open any account, and Rates.my does not issue rate forecasts. Confirm the current terms with CIMB before applying — campaign rates and eligibility can change.

Sources & further reading

Ready to act on this?

See CIMB's full FD rate table

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This article is general information, not personalised financial advice. Rates.my is not a licensed financial adviser — always verify rates with the institution and consider your own circumstances.

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