Hong Leong FD Promotion 2026: eFD Pays Up to 3.60% p.a. — More Than Double the Board Rate, New Funds Only

Hong Leong Bank's eFD/eFD-i campaign pays up to 3.60% p.a. — more than double its own board rate — running 31 July to 19 August 2026. The rate only applies to fresh money moved in online through HLB Connect, and every tenure carries a different multiple over the board rate.

The four tenures, promo vs board

• 3- and 6-month placements pay about 2.06x board — the widest gap among the four tenures on offer.
• A new 24-month tier appeared this cycle — the old 12-month slot became 13 months instead.
• Rates can shrink if Bank Negara moves the OPR — Hong Leong may revise them mid-campaign.

Who actually qualifies

• Only new funds via FPX qualify — money already sitting inside an HLB or HLB Islamic account is excluded.
• Placed online only, via HLB Connect — this campaign isn't available over the counter at a branch.

How it compares to other live FD promos

Sorted by campaign end date, soonest first. Figures from Rates.my's own coverage of each bank's live promo as at 13 August 2026 — tap a bank for its full terms.

See Hong Leong's full FD rate table on Rates.my, or check where this promo lands in our own FD Rate Index.

What to watch

• 19 Aug 2026The August eFD/eFD-i cycle closes — six days from this article's publish date.
• Your maturity dateThe FD auto-renews at Hong Leong's prevailing board rate, not the promo one, unless you re-place it.
• Before you placeConfirm your funds arrive fresh by FPX — an internal transfer from an existing HLB account won't qualify.

Sources & further reading

• Hong Leong Bank — eFD/eFD-i Month-Long Promotion (rates, tenures, campaign period)
• Hong Leong Islamic Bank — eFD-i Month-Long Promotion (same rates, Islamic product)
• Hong Leong Bank — Fixed Deposit board interest rate table
• Rates.my — Hong Leong Fixed Deposit Rates & Promotions
• Rates.my — HSBC FD Promotion 2026, the Premier-only comparison