CIMB eFD-i Campaign August 2026: 3.40%–3.65% p.a. Across Four Tenures — What Actually Changed From July

CIMB just opened a new eFD-i campaign for savers. Rates barely moved from the cycle that closed on 3 August — but two new tenures let you lock in for 6 or 12 months, not just 3 or 7.

What changed since July's cycle

• The 3-month and 7-month rates carry over unchanged from July — nothing moved there.
• Two brand-new tenures — 6 and 12 months — give savers a longer lock-in option.
• Only eFD and eFD-i Maturity Returns qualify — Monthly Returns and Why Wait variants sit this one out.

Who actually qualifies

• Both new and existing CIMB customers qualify — this isn't a new-money-only deal.
• You need an active CIMB Clicks account plus a linked current or savings account.
• SMEs, partnerships and public-listed companies are excluded — this campaign is for individuals only.

The promo vs CIMB's board rate

Board rates effective 19 Jun 2026; campaign rates from CIMB's official August 2026 terms and conditions. See sources below.

• Board rates haven't budged in months — the campaign is where the real yield sits.
• Miss this window and it reverts to board rate automatically at renewal.

See how CIMB stacks up against every other bank in Rates.my's own FD Rate Index, or check CIMB's full FD rate table.

What to watch

• 30 Sep 2026This campaign closes — no word yet on whether a follow-on cycle will launch in October.
• Your maturity dateThe placement auto-renews at CIMB's prevailing board rate, not the campaign rate — mark your calendar.
• Any OPR changeCIMB reserves the right to shorten this campaign or revise its rates immediately if Bank Negara moves the OPR.

Sources & further reading

• CIMB Malaysia — eFD/-i August 2026 Campaign
• CIMB Malaysia — eFD/-i August 2026 Campaign Terms and Conditions (PDF)
• CIMB Malaysia — standard Fixed Deposit board rates (effective 19 Jun 2026)
• msiapromos.com — CIMB eFD-i July 2026 cycle rates (independent cross-check)
• Rates.my — the Malaysia FD Rate Index, August 2026