Credit Card Points → Miles Calculator
Convert your Malaysian credit card reward points into airline miles — Enrich, KrisFlyer, Asia Miles and AirAsia — and see how far they get you in Business Class from Kuala Lumpur. Compare every bank's conversion ratio and miles per ringgit — the truest measure of value, ranked best-first — or jump back to the full credit card comparison.
Points → Miles Calculator
How far your card points get you in Business Class from KUL
Indicative only. Miles per ringgit (MPR)is how many airline miles each RM1 of base spend earns — it folds the earn rate (RM per point) into the conversion ratio, so it, not the headline ratio, is the true measure of value. Programmes are ranked by their best MPR to full-service airlines (AirAsia is selectable but excluded from the ranking, as this tool estimates Business Class from KUL). MPR uses each card's base earn rate and ignores category multipliers; award pricing is dynamic (Enrich) and varies by date, demand and airline — verify with your bank and the airline before transferring points.
Transfer bonuses on now — get more miles per point
- ✈️ Enrich Conversion Bonus — 10% extra pointsuntil 18 August 2026
Convert eligible bank reward points to Enrich Points and earn a 10% bonus on top, valid through 18 August 2026 (the 20% early-bird window on 8–10 July has closed). Participating banks include Maybank, CIMB, UOB, Hong Leong and Alliance. Handy for topping up an Enrich balance before redeeming a flight award — confirm current rates and terms on the official Enrich page before converting.
Official Malaysia Airlines Enrich terms →
Conversion promotions are time-limited and set by the airline/bank — confirm the exact bonus, participating cards and end date on the official page before transferring points.
📊Points → Miles Conversion Rates· all banks & airlinesUpdated 1 August 2026▾
| Bank programme | Enrich | KrisFlyer | Asia Miles | AirAsia |
|---|---|---|---|---|
| Maybank TreatsPoints (Infinite/World Elite) | 12,500 : 1,000 | 12,500 : 1,000 | 12,500 : 1,000 | 5,600 : 1,000 |
| Maybank TreatsPoints (Gold/Platinum/Signature) | 20,000 : 1,000 | 20,000 : 1,000 | 20,000 : 1,000 | 7,000 : 1,000 |
| CIMB Bonus Points | 12,500 : 1,000 | 15,000 : 1,000 | 15,000 : 1,000 | 8,000 : 1,000 |
| UOB Rewards (Visa Infinite/PRVI Miles) | 12,000 : 1,000 | 12,000 : 1,000 | 12,000 : 1,000 | 12,000 : 1,000 |
| HSBC Rewards (TravelOne) | 21,000 : 1,000 | 25,000 : 1,000 | 25,000 : 1,000 | 12,000 : 1,000 |
| AmBank AmBonus (Signature/Platinum) | 18,000 : 1,000 | 25,000 : 1,000 | 25,000 : 1,000 | — |
| Standard Chartered Journey | 2,000 : 1,000 | 2,000 : 1,000 | 2,000 : 1,000 | — |
| Standard Chartered (Platinum 360°R) | 46,000 : 1,000 | 33,000 : 1,000 | 33,000 : 1,000 | — |
| Standard Chartered Priority (Visa Infinite) | 7,000 : 1,000 | 7,000 : 1,000 | 7,000 : 1,000 | — |
| Public Bank Air Miles/VIP/Green Points | 12,500 : 1,000 | — | — | 12,500 : 2,000 |
Figures are card points : airline miles; lower is better. Green = best ratio for that airline. Indicative and vary by card tier — rates change often, so verify with your bank before transferring.
Points → Miles — FAQ
Each bank rewards programme has its own conversion ratio to airline partners like Enrich, KrisFlyer, Asia Miles and AirAsia — for example, a card might convert 3 points to 1 mile. A lower points-per-mile ratio is better, but on its own it doesn't tell the whole story (see miles per ringgit below). The calculator above lets you pick your programme and airline to see how many miles your points are worth.
Miles per ringgit is how many airline miles each RM1 of spending actually earns you. It combines two things: how fast the card earns points (RM per point) and how generously those points convert to miles (points per mile). A card with a great conversion ratio can still be poor value if it earns points slowly — and vice versa. That's why the calculator ranks programmes by their best MPR, not just the headline ratio, so the most rewarding option loads first. For example, at 7,000 points per mile and 1 point per RM1, you earn about 0.14 miles per ringgit — roughly 1 mile for every RM7 spent.
It depends on the destination and airline, but a one-way Business Class redemption from Kuala Lumpur typically ranges from tens of thousands to over a hundred thousand miles. The calculator estimates the miles needed for your chosen destination and tells you how close your points get you.
No. Conversion ratios differ by card tier and change over time, and award pricing (the miles needed for a seat) is often dynamic and varies by date, demand and airline. Always confirm current rates with your bank and the airline before transferring points.