Maybank's October eFD-i Campaign Pays Up to 3.93% p.a., and Now Has a Confirmed End Date

Maybank Islamic’s October e/IFD-i Prosperity Campaign pays up to 3.93% p.a. — and its official terms, read directly from the bank’s own PDF, finally give the campaign a published end date.

Roughly double the board rate, every tenure

• Rollovers of an existing Maybank deposit qualify for the online minimum too — not just fresh funds from another bank.
• Over the counter costs more: RM10,000 for 3 or 6 months, and RM20,000 for a 12-month placement.
• The rate can still move if Bank Negara changes the OPR before the campaign closes, per Maybank’s own terms.

A deadline Maybank hadn’t published, until now

• Maybank's own campaign page named no end date as of 5 October — its official T&C PDF finally confirms one.
• The prior cycle, Merdeka, paid just 3.70% for 12 months and required fresh funds only — this one doesn’t.
• No automatic rollover applies — left untouched at maturity, the deposit reverts to Maybank's ordinary board rate.

See Maybank’s full FD rate table on Rates.my, or how this cycle ranks in our FD Rate Index.

What to watch

• 31 Oct 2026The campaign closes — or earlier if Maybank hits its placement target first.
• Mid-campaignRates may be revised if Bank Negara moves the OPR before the deadline.
• At maturityThe deposit does not auto-renew at the campaign rate — re-place it manually to keep earning above the board rate.

Sources & further reading

• Maybank Islamic — e/IFD-i Prosperity Campaign FY2026, official Terms & Conditions PDF
• Maybank2u — e/IFD-i promotion page
• Maybank2u — standard Fixed Deposit / Fixed Deposit-i board rates
• Rates.my — Maybank Fixed Deposit Rates & Promotions
• Rates.my — the August 2026 Merdeka cycle of this same campaign