CIMB
CIMB Bank

CIMB Bank Fixed Deposit Rates

3.75%
best rate p.a.
5.0(3 reviews)Conventional FD

Last updated 20 Aug 2026, 1:58 PM MYT · Reviewed by Raymond, Rates.my

Best rate
3.75%
per annum
Campaigns
2
FD products
Min deposit from
RM1,000
Tenures
3M, 6M, 7M, 8M, 12M

CIMB Bank fixed deposit overview

CIMB Bank is a commercial bank in Malaysia. Its best fixed deposit rate listed here is 3.75% p.a. on the CIMB TIA-i August 2026 Campaign, with placements from RM1,000. Across 2 campaigns the available tenures are 3M, 6M, 7M, 8M, 12M. Some of these rates are promotional and time-limited — check the validity date and eligibility before placing your funds. Compare each CIMB Bank FD campaign below, see what you'll need to open one, and read reviews from other depositors.

CIMB Bank FD campaigns & rates

CIMB TIA-i August 2026 Campaign
August 2026 cycle (4 Aug–30 Sep): indicative profit rates 3.50% (3M) · 3.70% (8M) · 3.75% (12M), 50:50 profit sharing, min RM1,000 single investment. Placed at a branch (TIA-i) or online via CIMB Clicks / OCTO (eTIA-i); renewals revert to the prevailing indicative board rate. TIA-i is an investment account, not a deposit — returns are indicative, NOT PIDM-protected.
PromoIslamic
3.75%
3, 8, 12 Months
Min deposit
RM1,000
Tenure
3, 8, 12 Months
Valid until
30 Sep 2026
Apply at CIMB Bank
CIMB eFD/-i August 2026 Campaign
August 2026 cycle (4 Aug–30 Sep): eFD-i (Maturity Returns) 3.40% (3M) · 3.60% (7M) · 3.65% (12M); conventional eFD 3.60% (6M). Min RM1,000 single placement via CIMB Clicks, the CIMB OCTO app or FPX from another bank. Campaign rate applies for one cycle only, then reverts to the board rate; early withdrawal forfeits all profit/interest. Excludes eFD-i Monthly Returns and Why Wait. PIDM-protected up to RM250,000.
PromoOnline only
3.65%
3, 6, 7, 12 Months
Min deposit
RM1,000
Tenure
3, 6, 7, 12 Months
Valid until
30 Sep 2026
Apply at CIMB Bank

CIMB Bank standard FD board rates

Standard (non-promotional) fixed deposit rates by tenure — effective 19 Jun 2026, from a minimum placement of RM1,000.

TenureRate p.a.
1–3 months1.75%
4–6 months1.85%
7–14 months1.90%
15–35 months2.00%
36–60 months2.05%

Source: CIMB Bank official rates. Board rates can change without notice — verify before placing. A promotional FD reverts to these rates after its campaign cycle.

Opening a CIMB Bank fixed deposit

🪪
Identification
Your MyKad (IC) if you're Malaysian, or passport for non-residents.
💵
Minimum deposit
From RM1,000 — varies by campaign.
Funds
No fresh-funds rule is noted for these rates, but confirm eligibility with CIMB Bank before placing your deposit.
💻
Where to open
Online via CIMB Bank internet/mobile banking, or at any branch.

Breaking a fixed deposit before maturity usually forfeits some or all of the interest — confirm the terms with CIMB Bank before you commit.

CIMB Bank fixed deposit FAQ

CIMB Bank's highest fixed deposit rate listed here is 3.75% p.a. on the CIMB TIA-i August 2026 Campaign, for a 3, 8, 12 Months tenure. Rates are indicative — confirm the current rate on the CIMB Bank website before applying.

The minimum placement starts from RM1,000.

Yes — CIMB Bank offers a Term Deposit-i, the Shariah-compliant (non-interest, profit-sharing) equivalent of a conventional fixed deposit.

Your IC (MyKad) or passport, and the deposit amount. You can open some CIMB Bank FDs online via internet or mobile banking, or at a branch. Promotional rates usually require fresh funds (money new to the bank).

The CIMB TIA-i August 2026 Campaign promotional rate is valid until 30 Sep 2026 (indicative). Promotional campaigns can change or be withdrawn — always confirm the current offer and terms with CIMB Bank.

Outside promotions, CIMB Bank's standard FD board rates (effective 19 Jun 2026) are: 1.75% p.a. for 1–3 months; 1.85% p.a. for 4–6 months; 1.90% p.a. for 7–14 months; 2.00% p.a. for 15–35 months; 2.05% p.a. for 36–60 months. Board rates apply to standard placements and to promotional FDs once the promo cycle ends, from a minimum placement of RM1,000. Confirm the current rate with CIMB Bank before placing.

Rates, tenures and promotions are indicative and time-limited — always confirm current terms with CIMB Bank before placing a deposit. Not financial advice. Rates.my is an independent comparison site, not affiliated with or endorsed by CIMB Bank; the bank's name and logo belong to their respective owners. Spotted an error, or need a correction or takedown? Contact Raymond at raymond@rates.my.

💬 Discussion (4)

Live · last activity 2w ago

Your rating:
(optional)
C
Cimb Octopus·2w ago
time to lock in more cimb FD promotion here
R
Razer·2w ago
actually cimb service is pretty good
s
savings guy·08 Jul 2026
CIMB Fast and convenient!
C
CIMBIAN·30 Jun 2026
Raya fixed deposit promo was good

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Our reporting on CIMB Bank

Recent Rates.my reporting on this topic.