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Ends today, 10:59am

Applied for an HSBC Credit Card This Week? Here's What You Could Actually Win

RaymondRates.my2 min read

HSBC's credit card sign-up promotion closes today. Apply for the Visa Signature, TravelOne or Live+ card, clear the spend requirement, and you're in the running for one of the more talked-about credit card prizes this month — or a smaller guaranteed reward if you're not picked.

What is HSBC's iPhone 17 Pro promo?

PROMO WINDOWvia RinggitPlus or CompareHero.my3 Sep, 11:00 AM14 Sep, 10:59 AMENDS TODAYHSBC VisaSignatureHSBCTravelOneHSBCLive+RM3,000 retail spend, within 60 days of approval — same rule for all three cards
Terms verified 14 September 2026 direct from HSBC and RinggitPlus's own official campaign T&C PDF.
  • New-to-HSBC applicants only — existing HSBC cardholders, or anyone who cancelled one in the past 12 months, don't qualify.
  • Only retail spend counts — cash advances, instalment plans and the annual fee itself are excluded from the total.

How many people actually get the iPhone?

WHO GETS THE IPHONEHSBC's own Qualified Applicants List decides the order#38Premium GiftiPhone 17 Pro — every 38th, capped at 3Guaranteed GiftRM500 TnG credit — everyone else
Clause 6.4 of the campaign T&C, decoded directly from the PDF's compressed text streams.
  • The RM3,000 spend has to clear first — for either gift, not just a shot at the iPhone.
  • HSBC picks the winners, not RinggitPlus — off HSBC's own internal Qualified Applicants list.
A person tapping a smartphone to pay at a store checkout counter
The RM3,000 has to be retail spend on the new card within 60 days of approval — it's what makes anyone a 'Qualified Applicant' at all. · Photo: Unsplash

Before you apply for any sign-up gift, read the fine print traps we found in five other Malaysian cards, or compare cards side by side.

What to watch

  • 14 Sep, 10:59amApplications received after this cut-off don't count for this cycle.
  • By 31 Mar 2027Premium Gift winners are due to be announced on RinggitPlus's Facebook page, per the campaign T&C.
  • By 31 May 2027Deadline for winners to submit their claim before it's forfeited.
Not financial advice. This is general information on HSBC Malaysia's official credit card sign-up promotion, based on the campaign terms and conditions published via RinggitPlus and CompareHero (fetched and decoded directly, 14 September 2026). It is not a recommendation to apply for any credit card, and Rates.my earns no commission on applications. Confirm current terms with HSBC or RinggitPlus before applying — promo periods, gifts and eligibility can change or end early.

Sources & further reading

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Compare cards side by side

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This article is general information, not personalised financial advice. Rates.my is not a licensed financial adviser — always verify rates with the institution and consider your own circumstances.

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