RHB Bank Fixed Deposit Rates
Last updated 20 Aug 2026, 1:58 PM MYT · Reviewed by Raymond, Rates.my
RHB Bank fixed deposit overview
RHB Bank is a commercial bank in Malaysia. Its best fixed deposit rate listed here is 3.80% p.a. on the RHB 7 & 9 Months FD / e-FD Campaign, with placements from RM5,000. The available tenure is 7, 9 Months. Some of these rates are promotional and time-limited — check the validity date and eligibility before placing your funds. Compare each RHB Bank FD campaign below, see what you'll need to open one, and read reviews from other depositors.
RHB Bank FD campaigns & rates
Opening a RHB Bank fixed deposit
Breaking a fixed deposit before maturity usually forfeits some or all of the interest — confirm the terms with RHB Bank before you commit.
RHB Bank bundled FD promotions — and what they actually require
These are the headline rates RHB Bank advertises. They are not plain fixed deposits: each one needs a linked insurance or investment purchase, and the high rate usually runs for only a short tenure — so the return across your whole outlay is far lower than the number suggests. Listed here so you can see the condition before the rate.
Bancassurance / Bancatakaful + FD Campaign
Valid until 30 Sep 2026The catch: Requires buying a life or family takaful plan; the FD is capped 1:1 against the annualised first-year premium, so the headline rate only applies to a sum matching what you commit in premiums. Over-the-counter only.
| Who qualifies | Rate p.a. | Tenure | Min placement |
|---|---|---|---|
| RM10,000 annual premium | 6.88% | 3 mo | RM10,000 |
| RM10,000 annual premium | 5.38% | 6 mo | RM10,000 |
| RM50,000 annual premium | 8.88% | 3 mo | RM50,000 |
| RM50,000 annual premium | 6.38% | 6 mo | RM50,000 |
| RM500,000 annual premium | 10.88% | 3 mo | RM500,000 |
| RM500,000 annual premium | 7.38% | 6 mo | RM500,000 |
| RM1,000,000 annual premium | 12.88% | 3 mo | RM1,000,000 |
| RM1,000,000 annual premium | 8.38% | 6 mo | RM1,000,000 |
Verified against RHB Bank's own campaign pages and terms. A short high-rate tenure on part of your money is not the same as earning that rate on all of it — work out the blended return before committing.
RHB Bank fixed deposit FAQ
RHB Bank's highest fixed deposit rate listed here is 3.80% p.a. on the RHB 7 & 9 Months FD / e-FD Campaign, for a 7, 9 Months tenure. Rates are indicative — confirm the current rate on the RHB Bank website before applying.
The minimum placement starts from RM5,000.
The RHB Bank fixed deposits listed here are conventional. Check with the bank directly for any Islamic Term Deposit-i options.
Your IC (MyKad) or passport, and the deposit amount. RHB Bank FDs are typically opened at a branch. Promotional rates usually require fresh funds (money new to the bank).
The RHB 7 & 9 Months FD / e-FD Campaign promotional rate is valid until 31 Aug 2026 (indicative). Promotional campaigns can change or be withdrawn — always confirm the current offer and terms with RHB Bank.
Rates, tenures and promotions are indicative and time-limited — always confirm current terms with RHB Bank before placing a deposit. Not financial advice. Rates.my is an independent comparison site, not affiliated with or endorsed by RHB Bank; the bank's name and logo belong to their respective owners. Spotted an error, or need a correction or takedown? Contact Raymond at raymond@rates.my.
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