12 Malaysian FD Promotions Expire on the Same Day: 30 September

Ten Malaysian banks are running twelve fixed deposit promotions right now. All twelve expire on the same day: 30 September 2026. After that, every one reverts to a lower board rate — unless the bank quietly rolls out a new cycle first.

Twelve promos, one deadline

• Five of the twelve need a Premier, Privilege, Priority or Red Carpet relationship — not open to a walk-in.
• Six run on fresh funds only — money already sitting at that bank doesn’t qualify.
• CIMB and AmBank reprice monthly — expect a new cycle on 1 October, not a straight renewal.

Every promo, ranked

Sorted by headline rate, highest first. *CIMB TIA-i’s exact per-tenure split for the September cycle was not published at verification — 3.80% is the campaign’s stated ceiling. CIMB TIA-i is a Wakalah investment account, not a deposit: returns are indicative, not PIDM-protected. The other eleven are conventional or Islamic deposits, PIDM-protected up to RM250,000 per depositor.

See the full Rates.my FD Rate Index for how these compare to every board rate, or compare every FD rate on one page before placing.

What to watch

• 30 Sep 2026All twelve promos above close. Placements made before then keep the rate for the full tenure; renewals revert to the board rate.
• From 1 Oct 2026CIMB, AmBank and RHB have run near-monthly or rolling cycles all year — but a follow-on campaign, and its rate, is never guaranteed.

Sources & further reading

• UOB Malaysia — FD Plus New-to-Bank Campaign
• Alliance Bank — Alliance Privilege / Personal Term Deposit-i
• HSBC Malaysia — Premier Time Deposit
• Standard Chartered Malaysia — Fixed Deposit Promo
• RHB — 7 & 9 Months FD / e-FD Campaign
• CIMB — TIA-i September 2026 Campaign
• Rates.my — the Malaysia FD Rate Index, August 2026
• Rates.my — compare every FD rate on one page