Public Bank Fixed Deposit Rates
Last updated 5 Oct 2026, 3:44 PM MYT · Reviewed by Raymond, Rates.my
Public Bank fixed deposit overview
Public Bank is a commercial bank in Malaysia. Its best fixed deposit rate listed here is 3.80% p.a. on the PB RCB Special Fixed Deposit / Term Deposit-i, with placements from RM5,000. Across 4 campaigns the available tenures are 3M, 6M, 9M, 12M, 15M, 18M, 24M. Some of these rates are promotional and time-limited — check the validity date and eligibility before placing your funds. Compare each Public Bank FD campaign below, see what you'll need to open one, and read reviews from other depositors.
Public Bank FD campaigns & rates
Public Bank standard FD board rates
Standard (non-promotional) fixed deposit rates by tenure — effective 22 Sep 2026, from a minimum placement of RM1,000.
| Tenure | Rate p.a. |
|---|---|
| 1–3 months | 1.65% |
| 4–6 months | 1.75% |
| 7–12 months | 1.80% |
| 13–60 months | Negotiable |
Source: Public Bank official rates. Board rates can change without notice — verify before placing. A promotional FD reverts to these rates after its campaign cycle.
Opening a Public Bank fixed deposit
Breaking a fixed deposit before maturity usually forfeits some or all of the interest — confirm the terms with Public Bank before you commit.
Public Bank fixed deposit FAQ
Public Bank's highest fixed deposit rate listed here is 3.80% p.a. on the PB RCB Special Fixed Deposit / Term Deposit-i, for a 6, 9, 12 Months tenure. Rates are indicative — confirm the current rate on the Public Bank website before applying.
The minimum placement starts from RM5,000. Some campaigns require up to RM10,000.
Yes — Public Bank offers a Term Deposit-i, the Shariah-compliant (non-interest, profit-sharing) equivalent of a conventional fixed deposit.
Your IC (MyKad) or passport, and the deposit amount. You can open some Public Bank FDs online via internet or mobile banking, or at a branch. Promotional rates usually require fresh funds (money new to the bank).
The PB RCB Special Fixed Deposit / Term Deposit-i promotional rate is valid until 31 Dec 2026 (indicative). Promotional campaigns can change or be withdrawn — always confirm the current offer and terms with Public Bank.
Outside promotions, Public Bank's standard FD board rates (effective 22 Sep 2026) are: 1.65% p.a. for 1–3 months; 1.75% p.a. for 4–6 months; 1.80% p.a. for 7–12 months; Negotiable for 13–60 months. Board rates apply to standard placements and to promotional FDs once the promo cycle ends, from a minimum placement of RM1,000. Confirm the current rate with Public Bank before placing.
Rates, tenures and promotions are indicative and time-limited — always confirm current terms with Public Bank before placing a deposit. Not financial advice. Rates.my is an independent comparison site, not affiliated with or endorsed by Public Bank; the bank's name and logo belong to their respective owners. Spotted an error, or need a correction or takedown? Contact Raymond at raymond@rates.my.
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