HSBC
HSBC Malaysia

HSBC Malaysia Fixed Deposit Rates

2.05%
best rate p.a.
Conventional FD

Last updated 27 Jun 2026, 3:28 PM MYT · Reviewed by Raymond, Rates.my

Best rate
2.05%
per annum
Campaigns
2
FD products
Min deposit from
RM1,000
Tenures
6M, 12M, 24M, 36M, 60M

HSBC Malaysia fixed deposit overview

HSBC Malaysia is a commercial bank in Malaysia. Its best fixed deposit rate listed here is 2.05% p.a. on the HSBC Time Deposit (13–60 months), with placements from RM1,000. Across 2 campaigns the available tenures are 6M, 12M, 24M, 36M, 60M. Compare each HSBC Malaysia FD campaign below, see what you'll need to open one, and read reviews from other depositors.

HSBC Malaysia FD campaigns & rates

HSBC Time Deposit (13–60 months)
Standard board rate (non-promotional) for 13–60 month tenures. Minimum RM1,000.
2.05%
24, 36, 60 Months
Min deposit
RM1,000
Tenure
24, 36, 60 Months
Valid until
31 Dec 2026
Apply at HSBC Malaysia
HSBC Time Deposit
Standard board rate (non-promotional): 1.85% (1M) · 1.90% (2M) · 1.95% (3–5M) · 2.00% (6–12M). Minimum RM5,000 for 1-month tenure, RM1,000 for 2 months and above. No fresh-funds requirement.
2.00%
6, 12 Months
Min deposit
RM1,000
Tenure
6, 12 Months
Valid until
31 Dec 2026
Apply at HSBC Malaysia

Opening a HSBC Malaysia fixed deposit

🪪
Identification
Your MyKad (IC) if you're Malaysian, or passport for non-residents.
💵
Minimum deposit
From RM1,000 — varies by campaign.
Funds
No fresh-funds rule is noted for these rates, but confirm eligibility with HSBC Malaysia before placing your deposit.
🏢
Where to open
At any HSBC Malaysia branch — bring your IC and the funds.

Breaking a fixed deposit before maturity usually forfeits some or all of the interest — confirm the terms with HSBC Malaysia before you commit.

HSBC Malaysia fixed deposit FAQ

HSBC Malaysia's highest fixed deposit rate listed here is 2.05% p.a. on the HSBC Time Deposit (13–60 months), for a 24, 36, 60 Months tenure. Rates are indicative — confirm the current rate on the HSBC Malaysia website before applying.

The minimum placement starts from RM1,000.

The HSBC Malaysia fixed deposits listed here are conventional. Check with the bank directly for any Islamic Term Deposit-i options.

Your IC (MyKad) or passport, and the deposit amount. HSBC Malaysia FDs are typically opened at a branch. Promotional rates usually require fresh funds (money new to the bank).

Rates, tenures and promotions are indicative and time-limited — always confirm current terms with HSBC Malaysia before placing a deposit. Not financial advice. Rates.my is an independent comparison site, not affiliated with or endorsed by HSBC Malaysia; the bank's name and logo belong to their respective owners. Spotted an error, or need a correction or takedown? Contact Raymond at greentrades.my@gmail.com.

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