Credit Card Changes Tracker

Banks change credit-card terms quietly — a cap trimmed here, a rate cut there. Every time we update a card's rate, cap, fee, income requirement or rewards, it's logged here with the date, so you can see exactly what changed and when. Nothing here is scraped or invented — it's a diff of our own verified data.

13 October 2026
- AFFIN Invikta Visa InfiniteAffin Bank
  min income: RM120,000/yr RM150,000/yr
1 October 2026
- HSBC Live+ Credit CardHSBC Malaysia
  annual fee: free RM300
- HSBC Live+ Credit CardHSBC Malaysia
  fee waiver: Free (conditions apply) RM300 p.a. (RM150 supplementary); waiver conditions per HSBC's fee-waiver PDF
- Hong Leong Wise Credit CardHong Leong Bank
  fee waiver: Annual fee waived with min. RM12,000/yr spend 1st year waived with 1 transaction within 60 days of approval; RM98 thereafter
30 September 2026
- CIMB Travel World Elite Credit CardCIMB Bank
  fee waiver: 100% waived at RM240,000+/yr spend; 50% waived at RM120,000+/yr; none below RM120,000/yr 100% waived at RM240,000+/yr spend; 50% waived at RM120,000+/yr (existing cardholders repaying via a CIMB account: RM120,000+ for 100%, RM60,000+ for 50%)
- Hong Leong GSC Platinum Credit CardHong Leong Bank
  fee waiver: Conditions apply Waived with RM15,000 retail spend in the anniversary year
23 September 2026
- AFFIN Invikta Visa InfiniteAffin Bank
  annual fee: free RM500
- AFFIN Invikta Visa InfiniteAffin Bank
  fee waiver: Free for life (Invikta member) Free 1st year; then RM100,000/yr spend or 12 transactions/yr (waived for life for AFFIN Premier Wealth banking clients)
- AFFIN Invikta Visa InfiniteAffin Bank
  min income: RM180,000/yr RM120,000/yr
16 September 2026
- OCBC Great Eastern Platinum MastercardOCBC Bank
  cashback rate: 3% 2.5%
- OCBC Great Eastern Platinum MastercardOCBC Bank
  monthly cap: RM3000/mo RM100/mo
- OCBC Great Eastern Platinum MastercardOCBC Bank
  fee waiver: First year waived; RM24,000/yr retail spend for subsequent-year waivers none
- OCBC Great Eastern Platinum MastercardOCBC Bank
  min income: RM60,000/yr RM48,000/yr
14 September 2026
- Maybank Shopee Visa PlatinumMaybank
  min income: RM24,000/yr RM36,000/yr
8 September 2026
- Public Bank Visa PlatinumPublic Bank
  fee waiver: Free (conditions apply) Free 1st year; waived with min. 12 swipes/yr
- Public Bank Visa SignaturePublic Bank
  fee waiver: Free (conditions apply) Free 1st year; waived with min. 12 swipes/yr
4 September 2026
- HSBC Visa Signature Credit CardHSBC Malaysia
  annual fee: free RM600
- HSBC Visa Signature Credit CardHSBC Malaysia
  fee waiver: Free (conditions apply) Free 1st year; then waived with RM24,000/yr spend
- HSBC Premier World Mastercard Credit CardHSBC Malaysia
  fee waiver: Free (conditions apply) Free for life
- HSBC Premier World Mastercard Credit CardHSBC Malaysia
  min income: RM120,000/yr RM240,000/yr
30 August 2026
- Standard Chartered Beyond Credit Card (Priority Private)Standard Chartered
  miles per RM1: none 0.143
- UOB Lady's CardUOB Bank
  annual fee: free RM128
- UOB Lady's CardUOB Bank
  fee waiver: Free (conditions apply) Waived with min. RM20,000/yr spend (Platinum tier, effective 1 Jan 2026)
- AmBank CashBack Visa PlatinumAmBank
  fee waiver: Free (conditions apply) Free for life
- AmBank CashBack Visa PlatinumAmBank
  min income: RM36,000/yr RM24,000/yr
- Maybank Islamic Ikhwan Visa Infinite Card-iMaybank
  fee waiver: Free 1st year, then RM80,000/yr spend Free 1st year, then RM120,000/yr spend
- AFFIN World MastercardAffin Bank
  min income: RM120,000/yr RM80,000/yr
- Alliance Bank Visa InfiniteAlliance Bank
  fee waiver: Conditions apply Free 1st year
- Alliance Bank Visa SignatureAlliance Bank
  fee waiver: Conditions apply Free 1st year
- Alliance Bank You:nique Gold CardAlliance Bank
  fee waiver: Conditions apply Free 1st year
24 August 2026
- Standard Chartered Simply CashStandard Chartered
  annual fee: free RM250
- Standard Chartered Simply CashStandard Chartered
  fee waiver: Free (conditions apply) Free 1st year (T&C apply; no public subsequent-year waiver condition confirmed)
- Standard Chartered Visa PlatinumStandard Chartered
  annual fee: free RM250
- Standard Chartered Visa PlatinumStandard Chartered
  fee waiver: Free (conditions apply) Free for the first 2 years (T&C apply; no public subsequent-year waiver condition confirmed)
23 August 2026
- RHB Visa SignatureRHB Bank
  fee waiver: Free (conditions apply) Free for life, no conditions
- RHB World MastercardRHB Bank
  fee waiver: Free (conditions apply) Free for life, no conditions
- RHB Visa Infinite / Premier InfiniteRHB Bank
  fee waiver: Free (conditions apply) Free for life, no conditions
- Standard Chartered Beyond Credit Card (Priority Private)Standard Chartered
  miles per RM1: 0.143 none
22 August 2026
- RHB Cash Back Visa Credit CardRHB Bank
  annual fee: free RM70
- RHB Cash Back Visa Credit CardRHB Bank
  fee waiver: Free (conditions apply) Free 1st year; waived thereafter with min. RM10,000/yr spend
- RHB Islamic Cash Back Credit Card-iRHB Bank
  cashback rate: 10% 5%
- RHB Islamic Cash Back Credit Card-iRHB Bank
  monthly cap: RM30/mo RM50/mo
21 August 2026
- Public Bank Visa InfinitePublic Bank
  fee waiver: Free (conditions apply) Free for life
- Public Bank Visa InfinitePublic Bank
  min income: RM120,000/yr RM100,000/yr
20 August 2026
- Public Bank AIA Visa GoldPublic Bank
  fee waiver: Free (conditions apply) Free for life, no conditions
- OCBC Titanium MastercardOCBC Bank
  fee waiver: Conditions apply Free 1st year, then waived with min. RM20,000/yr retail spend
- OCBC World MastercardOCBC Bank
  fee waiver: Free 1st year Free 1st year, then waived with min. RM40,000/yr retail spend
19 August 2026
- Maybank Shopee Visa PlatinumMaybank
  fee waiver: Free (conditions apply) Free for life
- Maybank Visa SignatureMaybank
  annual fee: free RM550
- Maybank Visa SignatureMaybank
  fee waiver: Free (conditions apply) Free 1st year; then waived with min. RM30,000/yr spend
- Maybank myimpact Visa SignatureMaybank
  monthly cap: RM80/mo RM35/mo
- Maybank myimpact Visa SignatureMaybank
  fee waiver: Free (conditions apply) Free for life
- UOB Visa Infinite CardUOB Bank
  annual fee: free RM600
- UOB Visa Infinite CardUOB Bank
  fee waiver: Free (conditions apply) Waived with min. RM50,000/yr spend
- UOB World CardUOB Bank
  annual fee: free RM600
- UOB World CardUOB Bank
  fee waiver: Free (conditions apply) Waived with min. RM50,000/yr spend (effective 1 Jan 2026)
- OCBC 90°N Visa CardOCBC Bank
  annual fee: free RM288
- OCBC 90°N Visa CardOCBC Bank
  fee waiver: Free (conditions apply) Free 1st year, then waived with min. RM30,000/yr retail spend
17 August 2026
- Maybank Islamic Petronas Ikhwan Visa Platinum Card-iMaybank
  fee waiver: Free (conditions apply) Free for life
- Maybank Grab Mastercard PlatinumMaybank
  fee waiver: Free (conditions apply) Free for life
15 August 2026
- Standard Chartered Journey Credit CardStandard Chartered
  annual fee: free RM600
- Standard Chartered Journey Credit CardStandard Chartered
  fee waiver: Free (conditions apply) Free 1st year; then waived with min. RM60,000/yr spend (else RM600)
- Hong Leong Wise Credit CardHong Leong Bank
  cashback rate: 8% 15%
- Hong Leong Wise Credit CardHong Leong Bank
  monthly cap: RM30/mo RM20/mo
13 August 2026
- CIMB Travel World Elite Credit CardCIMB Bank
  annual fee: free RM1215.09
- CIMB Travel World Elite Credit CardCIMB Bank
  fee waiver: Free (conditions apply) 100% waived at RM240,000+/yr spend; 50% waived at RM120,000+/yr; none below RM120,000/yr
- RHB Shell Visa Credit CardRHB Bank
  annual fee: free RM195
- RHB Shell Visa Credit CardRHB Bank
  fee waiver: Free (conditions apply) Free 1st year; waived thereafter with min. 24 card swipes/year
- RHB Rewards Visa / MastercardRHB Bank
  annual fee: free RM200
- RHB Rewards Visa / MastercardRHB Bank
  fee waiver: Free (conditions apply) Free 1st year; waived thereafter with min. RM10,000/yr spend
12 August 2026
- HSBC Premier World Mastercard Credit CardHSBC Malaysia
  miles per RM1: none 0.0667
- CIMB e Credit CardCIMB Bank
  fee waiver: Waived to 31 Dec 2026; from 1 Jan 2027 waived with RM6,000 annual spend First year waived (from approval date); from year two, waived with RM6,000 annual spend
- CIMB Travel World Credit CardCIMB Bank
  fee waiver: Supplementary cards free; principal card RM554.72 100% waived at RM120,000+/yr spend; 50% waived at RM60,000+/yr; none below RM60,000/yr
- CIMB PETRONAS Visa Infinite-iCIMB Bank
  min income: RM60,000/yr RM120,000/yr
- Maybank World Elite MastercardMaybank
  annual fee: free RM800
- Maybank World Elite MastercardMaybank
  fee waiver: Free (conditions apply) Free 1st year; then waived with min. RM120,000/yr spend
- HSBC TravelOne Credit CardHSBC Malaysia
  fee waiver: none Free 1st year; then waived with RM20,000/yr retail spend
- CIMB PETRONAS Visa Platinum-iCIMB Bank
  monthly cap: RM30/mo RM50/mo
- Standard Chartered Beyond Credit Card (Priority Private)Standard Chartered
  miles per RM1: none 0.143
- Bank Islam Visa Infinite Credit Card-iBank Islam
  fee waiver: Waived with 12 transactions/year Waived with 12 transactions/year OR RM120/year total retail spend
- Bank Islam Visa Platinum Credit Card-iBank Islam
  fee waiver: Waived with 12 transactions/year Waived with 12 transactions/year OR RM120/year total retail spend
- Bank Islam Visa Gold Credit Card-iBank Islam
  fee waiver: Waived with 12 transactions/year Waived with 12 transactions/year OR RM120/year total retail spend
10 August 2026
- Public Bank Quantum Visa / MastercardPublic Bank
  cashback rate: 5% 2%
- Public Bank Quantum Visa / MastercardPublic Bank
  monthly cap: RM30/mo RM20/mo
- Public Bank Petron Visa GoldPublic Bank
  monthly cap: RM30/mo RM50/mo
- Public Bank Petron Visa GoldPublic Bank
  fee waiver: Free (conditions apply) Free for life
- AmBank Visa InfiniteAmBank
  fee waiver: Free (conditions apply) Free for life (no conditions)
- AmBank Visa InfiniteAmBank
  min income: RM150,000/yr RM120,000/yr
- AmBank Enrich Visa InfiniteAmBank
  fee waiver: Waived 50% at RM50,000/yr spend, 100% at RM100,000/yr Free 1st year; then waived 50% at RM50,000/yr spend, 100% at RM100,000/yr
- Alliance Bank Visa PlatinumAlliance Bank
  annual fee: free RM120
- Alliance Bank Visa PlatinumAlliance Bank
  fee waiver: Free (conditions apply) Free 1st year
- AmBank Islamic Visa Infinite Card-iAmBank
  fee waiver: Free Free for life (no conditions)
9 August 2026
- AmBank BonusLink Visa PlatinumAmBank
  annual fee: free RM90
- AmBank BonusLink Visa PlatinumAmBank
  fee waiver: Free (conditions apply) Free for 2 years; then waived with 12 swipes/year
- AmBank Enrich Visa InfiniteAmBank
  annual fee: free RM500
- AmBank Enrich Visa InfiniteAmBank
  fee waiver: Free (conditions apply) Waived 50% at RM50,000/yr spend, 100% at RM100,000/yr
- AmBank UnionPay Platinum CardAmBank
  annual fee: free RM450
8 August 2026
- AmBank Visa InfiniteAmBank
  cashback rate: 2% none
- AmBank Visa InfiniteAmBank
  points per RM1: none 1
- AmBank Islamic Visa Gold-iAmBank
  cashback rate: 1% none
- AmBank Islamic Visa Gold-iAmBank
  points per RM1: none 1
7 August 2026
- CIMB e Credit CardCIMB Bank
  cashback rate: 2% none
- CIMB e Credit CardCIMB Bank
  points per RM1: none 3
- Standard Chartered Beyond Credit Card (Priority Banking)Standard Chartered
  fee waiver: First 2 years free; then waived with SC Priority Banking (AUM ≥ RM250,000) Free 1st year; then waived while maintaining SC Priority Banking (AUM ≥ RM350,000) — confirmed in the 20 Feb 2026 revision notice (was previously described as AUM ≥ RM250,000; that figure is now stale).
6 August 2026
- UOB Zenith CardUOB Bank
  new card added: not listed added — RM1,000/yr, RM192,000/yr income, 12 lounge visits/yr, 7,400:1,000 UNIRM→Enrich (closed to new applications)
- Standard Chartered Beyond Credit Card (Priority Banking)Standard Chartered
  card name / reward structure: Standard Chartered Priority Banking Visa Infinite (miles only) renamed Beyond Credit Card (Priority Banking) eff. 20 Feb 2026; earn rates updated to 10x/5x/1x, lounge capped at 8 visits/yr (was described as unlimited), plus a time-limited dining-cashback campaign
- Standard Chartered Beyond Credit Card (Priority Private)Standard Chartered
  new card added: not listed added — RM2,000/yr, AUM ≥ RM3,000,000, launched 5 Feb 2026
- Standard Chartered Beyond Credit Card (Priority Banking)Standard Chartered
  duplicate entry removed: "sc-beyond" (separate, inaccurate entry: wrong reward type, unverified 60% cashback claimed as a permanent unlimited-lounge feature) consolidated into this corrected entry
5 August 2026
- Bank Rakyat Platinum Explorer Card-iBank Rakyat
  monthly cap: uncapped RM1000/mo
- OCBC Great Eastern Platinum MastercardOCBC Bank
  cashback rate: 2.5% 3%
- OCBC Great Eastern Platinum MastercardOCBC Bank
  monthly cap: uncapped RM3000/mo
- OCBC Great Eastern Platinum MastercardOCBC Bank
  fee waiver: Free First year waived; RM24,000/yr retail spend for subsequent-year waivers
- OCBC World MastercardOCBC Bank
  cashback rate: 1.2% 1%
4 August 2026
- AmBank CashBack Visa PlatinumAmBank
  cashback rate: 5% 10%
- AmBank CashBack Visa PlatinumAmBank
  monthly cap: RM50/mo RM10/mo
2 August 2026
- CIMB PETRONAS Visa Infinite-iCIMB Bank
  cashback rate: 8% 12%
- CIMB PETRONAS Visa Infinite-iCIMB Bank
  monthly cap: RM50/mo RM60/mo
1 August 2026
- Standard Chartered Priority Banking Visa InfiniteStandard Chartered
  miles per RM1: none 0.143
29 July 2026
- Maybank 2 Platinum CardsMaybank
  monthly cap: uncapped RM50/mo
27 July 2026
- RHB Visa Infinite / Premier InfiniteRHB Bank
  miles per RM1: none 0.0415
26 July 2026
- HSBC Visa Signature Credit CardHSBC Malaysia
  miles per RM1: none 0.0417
- CIMB Travel World Credit CardCIMB Bank
  miles per RM1: none 0.16
- CIMB Travel World Elite Credit CardCIMB Bank
  miles per RM1: none 0.16
- UOB PRVI Miles CardUOB Bank
  miles per RM1: none 0.05
25 July 2026
- Maybank World Elite MastercardMaybank
  miles per RM1: none 0.16
24 July 2026
- HSBC TravelOne Credit CardHSBC Malaysia
  miles per RM1: none 0.048
- Standard Chartered Visa PlatinumStandard Chartered
  miles per RM1: none 0.0217
- Alliance Bank You:nique Gold CardAlliance Bank
  points per RM1: none 1
23 July 2026
- Maybank 2 Gold CardsMaybank
  monthly cap: uncapped RM50/mo
- Maybank 2 Platinum CardsMaybank
  fee waiver: Free (conditions apply) Free for life
- CIMB e Credit CardCIMB Bank
  annual fee: free RM80
- CIMB e Credit CardCIMB Bank
  fee waiver: Free (conditions apply) Waived to 31 Dec 2026; from 1 Jan 2027 waived with RM6,000 annual spend
- CIMB Travel World Credit CardCIMB Bank
  annual fee: free RM554.72
- CIMB Travel World Credit CardCIMB Bank
  fee waiver: Free (conditions apply) Supplementary cards free; principal card RM554.72
- CIMB Travel World Credit CardCIMB Bank
  min income: RM60,000/yr RM100,000/yr
- Public Bank Visa PlatinumPublic Bank
  cashback rate: none 0.2%
- Public Bank Visa PlatinumPublic Bank
  min income: RM36,000/yr RM50,000/yr
- Public Bank Visa SignaturePublic Bank
  min income: RM60,000/yr RM80,000/yr
- Public Bank Visa SignaturePublic Bank
  miles per RM1: none 0.08
- RHB Visa SignatureRHB Bank
  cashback rate: none 6%
- RHB Visa SignatureRHB Bank
  monthly cap: uncapped RM30/mo
- RHB Visa SignatureRHB Bank
  miles per RM1: 0 none
- RHB World MastercardRHB Bank
  cashback rate: none 6%
- RHB World MastercardRHB Bank
  monthly cap: uncapped RM30/mo
- RHB World MastercardRHB Bank
  miles per RM1: 0 none
- RHB Visa Infinite / Premier InfiniteRHB Bank
  miles per RM1: 0 none
- UOB Simple CardUOB Bank
  cashback rate: none 10%
- UOB Simple CardUOB Bank
  points per RM1: 0 none
- UOB PRVI Miles CardUOB Bank
  annual fee: free RM198
- UOB PRVI Miles CardUOB Bank
  fee waiver: Free (conditions apply) Waived with RM20,000/yr spend (effective 1 January 2026)
- AmBank BonusLink Visa PlatinumAmBank
  points per RM1: none 0.167
- OCBC 365 MasterCardOCBC Bank
  cashback rate: 5% none
- OCBC 365 MasterCardOCBC Bank
  monthly cap: RM50/mo uncapped
- OCBC 365 MasterCardOCBC Bank
  annual fee: free RM100
- OCBC 365 MasterCardOCBC Bank
  fee waiver: Free (conditions apply) Free 1st year (till 31 Dec 2026), then waived with RM20,000/yr retail spend
- OCBC 365 MasterCardOCBC Bank
  points per RM1: none 10
- Public Bank World MastercardPublic Bank
  points per RM1: 1 none
- Public Bank World MastercardPublic Bank
  miles per RM1: none 0.08
14 July 2026
- Maybank Shopee Visa PlatinumMaybank
  points per RM1: none 1
- Maybank Grab Mastercard PlatinumMaybank
  points per RM1: none 0.33
- Maybank Visa SignatureMaybank
  cashback rate: none 5%
- Maybank Islamic Ikhwan Mastercard Gold Card-iMaybank
  points per RM1: none 1
- Public Bank Visa InfinitePublic Bank
  cashback rate: none 0.3%
- RHB Rewards Visa / MastercardRHB Bank
  points per RM1: none 1
- RHB Visa SignatureRHB Bank
  miles per RM1: none 0
- RHB World MastercardRHB Bank
  miles per RM1: none 0
- RHB Visa Infinite / Premier InfiniteRHB Bank
  miles per RM1: none 0
- Standard Chartered Journey Credit CardStandard Chartered
  miles per RM1: none 0.1
- UOB Simple CardUOB Bank
  points per RM1: none 0
- UOB Visa Infinite CardUOB Bank
  miles per RM1: none 0.083
- UOB Lady's CardUOB Bank
  points per RM1: none 1
- UOB World CardUOB Bank
  miles per RM1: none 0.083
- AmBank Enrich Visa InfiniteAmBank
  miles per RM1: none 0.17
- AmBank SIGNATURE Priority Banking Visa InfiniteAmBank
  points per RM1: none 1
- Alliance Bank Visa PlatinumAlliance Bank
  points per RM1: none 1
- Alliance Bank Visa VirtualAlliance Bank
  points per RM1: none 1
- Hong Leong Infinite Credit CardHong Leong Bank
  miles per RM1: none 0.17
- OCBC 90°N Visa CardOCBC Bank
  points per RM1: none 1
- UOB PRVI Miles Elite CardUOB Bank
  miles per RM1: none 0.083
- UOB Visa Infinite Metal CardUOB Bank
  miles per RM1: none 0.2
- AEON Member Plus Visa PlatinumAEON
  points per RM1: none 0.5
- AEON Member Plus Visa GoldAEON
  points per RM1: none 0.25
- Bank Rakyat Platinum Explorer Card-iBank Rakyat
  points per RM1: none 0.1
- Bank Rakyat Gold Credit Card-iBank Rakyat
  points per RM1: none 0.1
- BSN Al-Aiman Platinum Credit Card-iBSN
  points per RM1: none 1
- BSN Al-Aiman Gold Credit Card-iBSN
  points per RM1: none 1
- Public Bank AIA Visa GoldPublic Bank
  cashback rate: none 0.2%
- OCBC Titanium MastercardOCBC Bank
  points per RM1: none 1
- AmBank UnionPay Platinum CardAmBank
  points per RM1: none 1
- AmBank Islamic Visa Infinite Card-iAmBank
  points per RM1: none 1
12 July 2026
- CIMB Cash Rebate Platinum Credit CardCIMB Bank
  cashback rate: 10% 5%
- CIMB Cash Rebate Platinum Credit CardCIMB Bank
  monthly cap: RM20/mo RM30/mo
11 July 2026
- Standard Chartered Priority Banking Visa InfiniteStandard Chartered
  annual fee: free RM800
- Standard Chartered Priority Banking Visa InfiniteStandard Chartered
  fee waiver: Free (conditions apply) First 2 years free; then waived with SC Priority Banking (AUM ≥ RM250,000)
- Standard Chartered Platinum MastercardStandard Chartered
  min income: RM24,000/yr RM96,000/yr
10 July 2026
- HSBC Amanah MPower Platinum Credit Card-iHSBC Malaysia
  monthly cap: RM50/mo RM15/mo
- HSBC Amanah MPower Platinum Credit Card-iHSBC Malaysia
  annual fee: free RM240
- HSBC Amanah MPower Platinum Credit Card-iHSBC Malaysia
  fee waiver: Free for life Free 1st year, then waived with RM6,000/yr spend (else RM240)

This log reflects updates to Rates.my's card data (verified against the banks' published terms), not an official record from any issuer. Always confirm current terms on the card's page and the bank's official Product Disclosure Sheet before applying.

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