CIMB Travel World Credit Card
5x CIMB Points per RM1 spent overseas
Apply for CIMB Travel World Credit Card →Last updated 7 August 2026 · Reviewed by Raymond, Rates.my
CIMB Bank CIMB Travel World Credit Card overview
The CIMB Bank CIMB Travel World Credit Card is a World-tier Visa miles card built around air miles. 5x CIMB Points per RM1 spent overseas. It best suits high-income earners, with a minimum income requirement of RM100,000 a year. It has an annual fee of RM554.72 (supplementary cards free; principal card rm554.72). Standout perks include airport lounge access, complimentary travel insurance.
Features & benefits
- ✓5x CIMB Points per RM1 spent overseas
- ✓1x CIMB Point per RM1 local spend
- ✓Transfer points to Enrich, KrisFlyer & Asia Miles
- ✓6 complimentary airport lounge visits/yr
- ✓Free travel insurance up to RM1,000,000
- ✓Annual fee waived with min. RM50,000/yr spend
Is the CIMB Travel World Credit Card worth it?
The CIMB Travel World Credit Card is best suited to high-income earners — its minimum income requirement is RM100,000 a year (about RM8,333 a month). As a miles card, it works best for frequent flyers who will convert spending into air miles and redeem them for flights or upgrades.
- +Annual fee waivable (supplementary cards free; principal card rm554.72)
- +Complimentary airport lounge access
- +Complimentary travel insurance
- +Broad range of benefits and perks
- −RM554.72 annual fee unless the waiver condition is met
- −Higher income requirement — RM100k a year
- −Rewards only pay off if you actively redeem your points or miles
- −Like any credit card, finance charges apply if you don't pay the balance in full each month
Eligibility & how to apply
Requirements are general guidance — CIMB Bank sets the final approval criteria. Confirm current terms before you apply.
The fine print, decoded
Before you apply, read CIMB Bank's official terms & Product Disclosure Sheet — the cashback caps, category exclusions and fees are all set out there.
📄 Official CIMB Travel World Credit Cardterms & product disclosure →CIMB Travel World Credit Card FAQ
You need a minimum annual income of RM100,000 (about RM8,333 a month). CIMB Bank also considers your overall credit standing.
The annual fee is RM554.72, but it can be waived: supplementary cards free; principal card rm554.72.
It earns air miles. 5x CIMB Points per RM1 spent overseas.
No — the CIMB Travel World Credit Card is a conventional credit card. Check with CIMB Bank for any Islamic (card-i) equivalent.
It's a good fit for high-income earners who want air miles — its main draw is "5x CIMB Points per RM1 spent overseas". Weigh the RM554.72 annual fee against how much you'll earn back. Compare it with the related cards below before applying.
See how the CIMB Travel World Credit Card compares
This card features in our ranked shortlists — compare it against the best in each category:
Rates, fees and promotions are indicative and time-limited — always confirm current terms with CIMB Bank before applying. Not financial advice. Rates.my is an independent comparison site, not affiliated with or endorsed by CIMB Bank; card names and logos belong to their respective owners. Spotted an error or need a correction or takedown? Contact Raymond at raymond@rates.my.
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Live · last activity 20 Jun 2026
