Maybank Islamic Petronas Ikhwan Visa Platinum Card-i
8% weekend cashback at PETRONAS, 1% weekdays (capped RM50/mo)
Apply for Maybank Islamic Petronas Ikhwan Visa Platinum Card-i →Last updated 21 September 2026 · Reviewed by Raymond, Rates.my
Maybank Islamic Petronas Ikhwan Visa Platinum Card-i overview
The Maybank Maybank Islamic Petronas Ikhwan Visa Platinum Card-i is a Platinum-tier Visa cashback card built around cashback. 8% weekend cashback at PETRONAS, 1% weekdays (capped RM50/mo). It best suits upper-middle-income earners, with a minimum income requirement of RM60,000 a year. It carries no annual fee.
Features & benefits
- ✓8% cashback on PETRONAS fuel & Kedai Mesra spend, weekends (Sat–Sun)
- ✓1% cashback on the same PETRONAS spend, weekdays (Mon–Fri) — shared cap RM50/mo, RM600/yr
- ✓1X TreatsPoints per RM1 on groceries, dining & other retail spend (not cashback)
- ✓100% Shariah-compliant (Tawarruq)
- ✓Annual fee waived for life — no minimum spend condition
Is the Maybank Islamic Petronas Ikhwan Visa Platinum Card-i worth it?
The Maybank Islamic Petronas Ikhwan Visa Platinum Card-i is best suited to upper-middle-income earners — its minimum income requirement is RM60,000 a year (about RM5,000 a month). As a cashback card, it works best for everyday spenders who want straightforward rebates on categories like petrol, groceries and dining.
- +Free for life — no annual fee
- +Up to 8% cashback on petronas fuel & kedai mesra (sat–sun 8% / mon–fri 1%)
- −Cashback capped at RM50 a month
- −Top cashback applies only to specific categories (petronas fuel & kedai mesra (sat–sun 8% / mon–fri 1%))
- −Higher income requirement — RM60k a year
- −Like any credit card, finance charges apply if you don't pay the balance in full each month
Cashback at a glance
The top cashback rate applies on weekends only. The maximum is the published monthly cap; actual cashback depends on the exact eligible categories, exclusions and minimum-spend terms — confirm the fine print below before you apply.
Eligibility & how to apply
Requirements are general guidance — Maybank sets the final approval criteria. Confirm current terms before you apply.
The fine print, decoded
The catches most people miss on the Maybank Islamic Petronas Ikhwan Visa Platinum Card-i, in plain language — so nobody gets caught out. Always confirm against the official terms.
- What's excluded
- No Cash Back on: Maybank EzyCash/-i, EzyPay Plus/-i, EzyPay/-i, Cash Treats/-i, Cash Advance, Balance Transfer/-i or Quasi Cash transactions; payment to JomPAY; FPX transaction payments to service providers; refunded, disputed, unauthorized or fraudulent retail transactions; transaction fees, annual card membership fees, profit payments, late payment fees, cash-withdrawal charges; other miscellaneous fees (e.g. legal fees, statement reprint fees); any transaction Maybank deems beyond personal consumption or of a business/corporate nature; and spend on Government Bodies (MCC 9211/9222/9223/9311/9399/9402/9405), utilities (MCC 4900), e-wallet reloads, and petrol brands other than PETRONAS — per the official Cash Back T&C, Clause 2.
- How the cap works
- RM50/month cap, combined across the 8% weekend and 1% weekday PETRONAS cashback tiers per Cardmember account — per the official Cash Back T&C, Clauses 3–4.
- Foreign transaction fee
- Visa International's own conversion component (1.25%) plus 1% (or another rate Maybank Islamic sets from time to time) — per the official Maybank Islamic Ikhwan Credit Card-i Agreement, Clause 15.4.
- ⚠The 8%/1%/0.2% cashback tiers apply to PETRONAS fuel spend, groceries & dining, and other spend respectively — not a flat rate on all retail like some other Maybank cashback cards.
Verified 11 August 2026. Summarised in our own words from Maybank's published terms — indicative only, and terms change. Read the official document before you apply.
📄 Official Maybank Islamic Petronas Ikhwan Visa Platinum Card-iterms & product disclosure →Maybank Islamic Petronas Ikhwan Visa Platinum Card-i FAQ
You need a minimum annual income of RM60,000 (about RM5,000 a month). Maybank also considers your overall credit standing.
No — the Maybank Islamic Petronas Ikhwan Visa Platinum Card-i is free for life with no annual fee.
It earns up to 8% cashback on petronas fuel & kedai mesra (sat–sun 8% / mon–fri 1%), capped at RM50 a month. 8% weekend cashback at PETRONAS, 1% weekdays (capped RM50/mo).
No — the Maybank Islamic Petronas Ikhwan Visa Platinum Card-i is a conventional credit card. Check with Maybank for any Islamic (card-i) equivalent.
It's a good fit for upper-middle-income earners who want cashback — its main draw is "8% weekend cashback at PETRONAS, 1% weekdays (capped RM50/mo)". With no annual fee, there's little downside to holding it. Compare it with the related cards below before applying.
See how the Maybank Islamic Petronas Ikhwan Visa Platinum Card-i compares
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Rates, fees and promotions are indicative and time-limited — always confirm current terms with Maybank before applying. Not financial advice. Rates.my is an independent comparison site, not affiliated with or endorsed by Maybank; card names and logos belong to their respective owners. Spotted an error or need a correction or takedown? Contact Raymond at raymond@rates.my.