Public Bank Petron Visa Gold
5% cashback at Petron stations (capped RM30/mo)
Apply for Public Bank Petron Visa Gold →Last updated 7 August 2026 · Reviewed by Raymond, Rates.my
Public Bank Public Bank Petron Visa Gold overview
The Public Bank Public Bank Petron Visa Gold is a Gold-tier Visa cashback card built around cashback. 5% cashback at Petron stations (capped RM30/mo). It best suits entry-level applicants and first-time cardholders, with a minimum income requirement of RM24,000 a year. It carries no annual fee.
Features & benefits
- ✓5% cashback at Petron stations (capped RM30/mo)
- ✓0.5% cashback on other petrol brands
- ✓0.2% cashback on all other spend
- ✓Annual fee waived with min. RM6,000/yr spend
Is the Public Bank Petron Visa Gold worth it?
The Public Bank Petron Visa Gold is best suited to entry-level applicants and first-time cardholders — its minimum income requirement is RM24,000 a year (about RM2,000 a month). As a cashback card, it works best for everyday spenders who want straightforward rebates on categories like petrol, groceries and dining.
- +Free for life — no annual fee
- +Up to 5% cashback on best petron card
- +Low income requirement — accessible to first-time applicants
- −Cashback capped at RM30 a month
- −Top cashback applies only to specific categories (best petron card)
- −Like any credit card, finance charges apply if you don't pay the balance in full each month
Cashback at a glance
The top rate rewards one main category — great only if that fits your spending. The maximum is the published monthly cap; actual cashback depends on the exact eligible categories, exclusions and minimum-spend terms — confirm the fine print below before you apply.
Eligibility & how to apply
Requirements are general guidance — Public Bank sets the final approval criteria. Confirm current terms before you apply.
The fine print, decoded
Before you apply, read Public Bank's official terms & Product Disclosure Sheet — the cashback caps, category exclusions and fees are all set out there.
📄 Official Public Bank Petron Visa Goldterms & product disclosure →Public Bank Petron Visa Gold FAQ
You need a minimum annual income of RM24,000 (about RM2,000 a month). Public Bank also considers your overall credit standing.
No — the Public Bank Petron Visa Gold is free for life with no annual fee.
It earns up to 5% cashback on best petron card, capped at RM30 a month. 5% cashback at Petron stations (capped RM30/mo).
No — the Public Bank Petron Visa Gold is a conventional credit card. Check with Public Bank for any Islamic (card-i) equivalent.
It's a good fit for entry-level applicants and first-time cardholders who want cashback — its main draw is "5% cashback at Petron stations (capped RM30/mo)". With no annual fee, there's little downside to holding it. Compare it with the related cards below before applying.
See how the Public Bank Petron Visa Gold compares
This card features in our ranked shortlists — compare it against the best in each category:
Rates, fees and promotions are indicative and time-limited — always confirm current terms with Public Bank before applying. Not financial advice. Rates.my is an independent comparison site, not affiliated with or endorsed by Public Bank; card names and logos belong to their respective owners. Spotted an error or need a correction or takedown? Contact Raymond at raymond@rates.my.