Standard Chartered Visa Platinum
5x Rewards Points per RM1 on dining & petrol
Apply for Standard Chartered Visa Platinum →Last updated 7 August 2026 · Reviewed by Raymond, Rates.my
Standard Chartered Standard Chartered Visa Platinum overview
The Standard Chartered Standard Chartered Visa Platinum is a Platinum-tier Visa miles card built around air miles. 5x Rewards Points per RM1 on dining & petrol. It best suits upper-middle-income earners, with a minimum income requirement of RM96,000 a year. It carries no annual fee.
Features & benefits
- ✓5x Rewards Points per RM1 on dining & petrol
- ✓1x Rewards Point per RM1 on all other spend
- ✓Redeem points for cash, vouchers or air miles
- ✓Annual fee waived with min. RM12,000/yr spend
Is the Standard Chartered Visa Platinum worth it?
The Standard Chartered Visa Platinum is best suited to upper-middle-income earners — its minimum income requirement is RM96,000 a year (about RM8,000 a month). As a miles card, it works best for frequent flyers who will convert spending into air miles and redeem them for flights or upgrades.
- +Free for life — no annual fee
- −Higher income requirement — RM96k a year
- −Rewards only pay off if you actively redeem your points or miles
- −Like any credit card, finance charges apply if you don't pay the balance in full each month
Eligibility & how to apply
Requirements are general guidance — Standard Chartered sets the final approval criteria. Confirm current terms before you apply.
The fine print, decoded
Before you apply, read Standard Chartered's official terms & Product Disclosure Sheet — the cashback caps, category exclusions and fees are all set out there.
📄 Official Standard Chartered Visa Platinumterms & product disclosure →Standard Chartered Visa Platinum FAQ
You need a minimum annual income of RM96,000 (about RM8,000 a month). Standard Chartered also considers your overall credit standing.
No — the Standard Chartered Visa Platinum is free for life with no annual fee.
It earns air miles. 5x Rewards Points per RM1 on dining & petrol.
No — the Standard Chartered Visa Platinum is a conventional credit card. Check with Standard Chartered for any Islamic (card-i) equivalent.
It's a good fit for upper-middle-income earners who want air miles — its main draw is "5x Rewards Points per RM1 on dining & petrol". With no annual fee, there's little downside to holding it. Compare it with the related cards below before applying.
See how the Standard Chartered Visa Platinum compares
This card features in our ranked shortlists — compare it against the best in each category:
Rates, fees and promotions are indicative and time-limited — always confirm current terms with Standard Chartered before applying. Not financial advice. Rates.my is an independent comparison site, not affiliated with or endorsed by Standard Chartered; card names and logos belong to their respective owners. Spotted an error or need a correction or takedown? Contact Raymond at raymond@rates.my.