UOB PRVI Miles Card
3 miles per RM1 spent overseas
UOB Bankhas closed new applications for this card — existing cardholders keep their benefits. Check the bank's page for its current replacement, or compare cards you can still apply for.
Last updated 7 August 2026 · Reviewed by Raymond, Rates.my
UOB Bank UOB PRVI Miles Card overview
The UOB Bank UOB PRVI Miles Card is a Card-tier Visa miles card built around air miles. 3 miles per RM1 spent overseas. It best suits upper-middle-income earners, with a minimum income requirement of RM60,000 a year. It has an annual fee of RM198 (waived with rm20,000/yr spend (effective 1 january 2026)).
Features & benefits
- ✓3 miles per RM1 spent overseas
- ✓1.2 miles per RM1 spent locally
- ✓No points expiry
- ✓Transfer to Enrich, KrisFlyer, Asia Miles & 20+ programmes
- ✓RM198/yr principal (RM30 supplementary) — waived with RM20,000/yr spend from 1 Jan 2026
Is the UOB PRVI Miles Card worth it?
The UOB PRVI Miles Card is best suited to upper-middle-income earners — its minimum income requirement is RM60,000 a year (about RM5,000 a month). As a miles card, it works best for frequent flyers who will convert spending into air miles and redeem them for flights or upgrades.
- +Annual fee waivable (waived with rm20,000/yr spend (effective 1 january 2026))
- −RM198 annual fee unless the waiver condition is met
- −Higher income requirement — RM60k a year
- −Rewards only pay off if you actively redeem your points or miles
- −Like any credit card, finance charges apply if you don't pay the balance in full each month
Eligibility & how to apply
Requirements are general guidance — UOB Bank sets the final approval criteria. Confirm current terms before you apply.
The fine print, decoded
The catches most people miss on the UOB PRVI Miles Card, in plain language — so nobody gets caught out. Always confirm against the official terms.
- What's excluded
- No UNIRinggit earned on balance transfers, instalment/EPP plans, cash advances, JomPay, utilities, petrol, or government/charity payments.
- How the cap works
- 5X UNIRinggit on Airlines/Hotels/Travel Agencies spend is capped at a combined RM5,000 per statement cycle; spend beyond the cap (and all other spend) earns the base 1X rate.
- ⚠Card is closed to new applications (superseded by PRVI Miles Elite) — kept on this site for existing cardholders only
- ⚠UNIRinggit has no cash value and isn't transferable to another member
- ⚠Its 20,000:1,000 Enrich/KrisFlyer/Asia Miles conversion ratio is worse than the PRVI Miles Elite's 12,000:1,000 — a real cost of staying on the closed non-Elite card
Verified 26 July 2026. Summarised in our own words from UOB Bank's published terms — indicative only, and terms change. Read the official document before you apply.
📄 Official UOB PRVI Miles Cardterms & product disclosure →UOB PRVI Miles Card FAQ
You need a minimum annual income of RM60,000 (about RM5,000 a month). UOB Bank also considers your overall credit standing.
The annual fee is RM198, but it can be waived: waived with rm20,000/yr spend (effective 1 january 2026).
It earns air miles. 3 miles per RM1 spent overseas.
No — the UOB PRVI Miles Card is a conventional credit card. Check with UOB Bank for any Islamic (card-i) equivalent.
It's a good fit for upper-middle-income earners who want air miles — its main draw is "3 miles per RM1 spent overseas". Weigh the RM198 annual fee against how much you'll earn back. Compare it with the related cards below before applying.
See how the UOB PRVI Miles Card compares
This card features in our ranked shortlists — compare it against the best in each category:
Rates, fees and promotions are indicative and time-limited — always confirm current terms with UOB Bank before applying. Not financial advice. Rates.my is an independent comparison site, not affiliated with or endorsed by UOB Bank; card names and logos belong to their respective owners. Spotted an error or need a correction or takedown? Contact Raymond at raymond@rates.my.