AmBank Enrich Visa Infinite
2 Enrich Points per RM1 overseas spend
Apply for AmBank Enrich Visa Infinite →Last updated 7 August 2026 · Reviewed by Raymond, Rates.my
AmBank AmBank Enrich Visa Infinite overview
The AmBank AmBank Enrich Visa Infinite is a Infinite-tier Visa miles card built around air miles. 2 Enrich Points per RM1 overseas spend. It best suits high-income earners, with a minimum income requirement of RM100,000 a year. It carries no annual fee. Standout perks include airport lounge access, complimentary travel insurance.
Features & benefits
- ✓2 Enrich Points per RM1 overseas spend
- ✓1 Enrich Point per RM1 local spend
- ✓Complimentary airport lounge access
- ✓Travel insurance coverage up to RM1,000,000
Is the AmBank Enrich Visa Infinite worth it?
The AmBank Enrich Visa Infinite is best suited to high-income earners — its minimum income requirement is RM100,000 a year (about RM8,333 a month). As a miles card, it works best for frequent flyers who will convert spending into air miles and redeem them for flights or upgrades.
- +Free for life — no annual fee
- +Complimentary airport lounge access
- +Complimentary travel insurance
- −Higher income requirement — RM100k a year
- −Rewards only pay off if you actively redeem your points or miles
- −Like any credit card, finance charges apply if you don't pay the balance in full each month
Eligibility & how to apply
Requirements are general guidance — AmBank sets the final approval criteria. Confirm current terms before you apply.
The fine print, decoded
Before you apply, read AmBank's official terms & Product Disclosure Sheet — the cashback caps, category exclusions and fees are all set out there.
📄 Official AmBank Enrich Visa Infiniteterms & product disclosure →AmBank Enrich Visa Infinite FAQ
You need a minimum annual income of RM100,000 (about RM8,333 a month). AmBank also considers your overall credit standing.
No — the AmBank Enrich Visa Infinite is free for life with no annual fee.
It earns air miles. 2 Enrich Points per RM1 overseas spend.
No — the AmBank Enrich Visa Infinite is a conventional credit card. Check with AmBank for any Islamic (card-i) equivalent.
It's a good fit for high-income earners who want air miles — its main draw is "2 Enrich Points per RM1 overseas spend". With no annual fee, there's little downside to holding it. Compare it with the related cards below before applying.
See how the AmBank Enrich Visa Infinite compares
This card features in our ranked shortlists — compare it against the best in each category:
Rates, fees and promotions are indicative and time-limited — always confirm current terms with AmBank before applying. Not financial advice. Rates.my is an independent comparison site, not affiliated with or endorsed by AmBank; card names and logos belong to their respective owners. Spotted an error or need a correction or takedown? Contact Raymond at raymond@rates.my.