BSN Al-Aiman Platinum Credit Card-i
Free-for-life Islamic Platinum, 2x dining & travel points
Apply for BSN Al-Aiman Platinum Credit Card-i →Last updated 7 August 2026 · Reviewed by Raymond, Rates.my
BSN BSN Al-Aiman Platinum Credit Card-i overview
The BSN BSN Al-Aiman Platinum Credit Card-i is a Platinum-tier Mastercard points card built around rewards points. Free-for-life Islamic Platinum, 2x dining & travel points. It best suits middle-income earners, with a minimum income requirement of RM48,000 a year. It carries no annual fee. Standout perks include complimentary travel insurance, a Shariah-compliant structure.
Features & benefits
- ✓Free for life — no annual fee
- ✓2x Happy Points on dining, travel & overseas spend
- ✓Travel accident takaful up to RM300,000
Is the BSN Al-Aiman Platinum Credit Card-i worth it?
The BSN Al-Aiman Platinum Credit Card-i is best suited to middle-income earners — its minimum income requirement is RM48,000 a year (about RM4,000 a month). As a points card, it works best for people who will actively redeem rewards points for vouchers, gifts or air miles.
- +Free for life — no annual fee
- +Earns 1 reward point per RM1 spent
- +Complimentary travel insurance
- +Shariah-compliant — no conventional interest (riba)
- −Rewards only pay off if you actively redeem your points or miles
- −Like any credit card, finance charges apply if you don't pay the balance in full each month
How much could you earn?
At 1 point per RM1, around RM2,000 of monthly spending earns about 2,000 points a month — redeemable for vouchers, gifts or air miles depending on the programme. This is illustrative; redemption value varies.
Eligibility & how to apply
Requirements are general guidance — BSN sets the final approval criteria. Confirm current terms before you apply.
The fine print, decoded
Before you apply, read BSN's official terms & Product Disclosure Sheet — the cashback caps, category exclusions and fees are all set out there.
📄 Official BSN Al-Aiman Platinum Credit Card-iterms & product disclosure →BSN Al-Aiman Platinum Credit Card-i FAQ
You need a minimum annual income of RM48,000 (about RM4,000 a month). BSN also considers your overall credit standing.
No — the BSN Al-Aiman Platinum Credit Card-i is free for life with no annual fee.
It earns 1 reward point per RM1 spent. Free-for-life Islamic Platinum, 2x dining & travel points.
Yes — it is a Shariah-compliant card-i, which avoids conventional interest (riba) and instead uses a Shariah-approved fee structure.
It's a good fit for middle-income earners who want rewards points — its main draw is "Free-for-life Islamic Platinum, 2x dining & travel points". With no annual fee, there's little downside to holding it. Compare it with the related cards below before applying.
See how the BSN Al-Aiman Platinum Credit Card-i compares
This card features in our ranked shortlists — compare it against the best in each category:
Rates, fees and promotions are indicative and time-limited — always confirm current terms with BSN before applying. Not financial advice. Rates.my is an independent comparison site, not affiliated with or endorsed by BSN; card names and logos belong to their respective owners. Spotted an error or need a correction or takedown? Contact Raymond at raymond@rates.my.