AmBank Islamic Visa Infinite Card-i
Shariah-compliant premium card with lounge passes
Last updated 7 August 2026 · Reviewed by Raymond, Rates.my
AmBank AmBank Islamic Visa Infinite Card-i overview
The AmBank AmBank Islamic Visa Infinite Card-i is a Infinite-tier Visa points card built around rewards points. Shariah-compliant premium card with lounge passes. It best suits high-income earners, with a minimum income requirement of RM120,000 a year. It carries no annual fee. Standout perks include airport lounge access, complimentary travel insurance, a Shariah-compliant structure.
Features & benefits
- ✓Shariah-compliant Visa Infinite
- ✓6 complimentary airport lounge passes
- ✓Premium travel & lifestyle privileges
Is the AmBank Islamic Visa Infinite Card-i worth it?
The AmBank Islamic Visa Infinite Card-i is best suited to high-income earners — its minimum income requirement is RM120,000 a year (about RM10,000 a month). As a points card, it works best for people who will actively redeem rewards points for vouchers, gifts or air miles.
- +Free for life — no annual fee
- +Earns 1 reward point per RM1 spent
- +Complimentary airport lounge access
- +Complimentary travel insurance
- +Shariah-compliant — no conventional interest (riba)
- −Higher income requirement — RM120k a year
- −Rewards only pay off if you actively redeem your points or miles
- −Like any credit card, finance charges apply if you don't pay the balance in full each month
How much could you earn?
At 1 point per RM1, around RM2,000 of monthly spending earns about 2,000 points a month — redeemable for vouchers, gifts or air miles depending on the programme. This is illustrative; redemption value varies.
Eligibility & how to apply
Requirements are general guidance — AmBank sets the final approval criteria. Confirm current terms before you apply.
The fine print, decoded
Before you apply, read AmBank's official terms & Product Disclosure Sheet — the cashback caps, category exclusions and fees are all set out there.
📄 Official AmBank Islamic Visa Infinite Card-iterms & product disclosure →AmBank Islamic Visa Infinite Card-i FAQ
You need a minimum annual income of RM120,000 (about RM10,000 a month). AmBank also considers your overall credit standing.
No — the AmBank Islamic Visa Infinite Card-i is free for life with no annual fee.
It earns 1 reward point per RM1 spent. Shariah-compliant premium card with lounge passes.
Yes — it is a Shariah-compliant card-i, which avoids conventional interest (riba) and instead uses a Shariah-approved fee structure.
It's a good fit for high-income earners who want rewards points — its main draw is "Shariah-compliant premium card with lounge passes". With no annual fee, there's little downside to holding it. Compare it with the related cards below before applying.
See how the AmBank Islamic Visa Infinite Card-i compares
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Rates, fees and promotions are indicative and time-limited — always confirm current terms with AmBank before applying. Not financial advice. Rates.my is an independent comparison site, not affiliated with or endorsed by AmBank; card names and logos belong to their respective owners. Spotted an error or need a correction or takedown? Contact Raymond at raymond@rates.my.