Maybank Visa Signature
5% Cash Back on petrol & groceries everyday (capped RM88/mo)
Apply for Maybank Visa Signature →Last updated 7 August 2026 · Reviewed by Raymond, Rates.my
Maybank Maybank Visa Signature overview
The Maybank Maybank Visa Signature is a Signature-tier Visa cashback card built around cashback. 5% Cash Back on petrol & groceries everyday (capped RM88/mo). It best suits upper-middle-income earners, with a minimum income requirement of RM70,000 a year. It carries no annual fee.
Features & benefits
- ✓5% Cash Back on petrol & groceries everyday (capped RM88/mo)
- ✓Up to 5X TreatsPoints for every RM1 spent
- ✓Annual fee waived with min. RM30,000/yr spend
Is the Maybank Visa Signature worth it?
The Maybank Visa Signature is best suited to upper-middle-income earners — its minimum income requirement is RM70,000 a year (about RM5,833 a month). As a cashback card, it works best for everyday spenders who want straightforward rebates on categories like petrol, groceries and dining.
- +Free for life — no annual fee
- +Up to 5% cashback on petrol & groceries
- −Cashback capped at RM88 a month
- −Top cashback applies only to specific categories (petrol & groceries)
- −Higher income requirement — RM70k a year
- −Like any credit card, finance charges apply if you don't pay the balance in full each month
Cashback at a glance
Rewards everyday spending, up to RM88/month. The maximum is the published monthly cap; actual cashback depends on the exact eligible categories, exclusions and minimum-spend terms — confirm the fine print below before you apply.
Eligibility & how to apply
Requirements are general guidance — Maybank sets the final approval criteria. Confirm current terms before you apply.
The fine print, decoded
The catches most people miss on the Maybank Visa Signature, in plain language — so nobody gets caught out. Always confirm against the official terms.
- What's excluded
- No cashback (or TreatsPoints) on MyCdd/government-body payments, JomPAY, FPX transfers or e-wallet reloads.
- How the cap works
- 5% cashback on petrol & groceries (domestic only) capped at RM88/month; only rebates above RM1 are paid out.
- Foreign transaction fee
- Visa/Mastercard's own conversion component (1.25%) plus a 1% markup Maybank imposes on the converted Ringgit amount (official Maybank Credit Card PDS, fee table applies bank-wide).
- Fee waiver
- Annual fee waived for the 1st year, then waived again each year with min. RM30,000/yr spend.
- ⚠5% only applies to petrol and groceries, and only for domestic transactions — no TreatsPoints are earned on this spend
- ⚠All other local/overseas spend earns TreatsPoints only (1x local, 5x overseas), not cashback
Verified 6 August 2026. Summarised in our own words from Maybank's published terms — indicative only, and terms change. Read the official document before you apply.
📄 Official Maybank Visa Signatureterms & product disclosure →Maybank Visa Signature FAQ
You need a minimum annual income of RM70,000 (about RM5,833 a month). Maybank also considers your overall credit standing.
No — the Maybank Visa Signature is free for life with no annual fee.
It earns up to 5% cashback on petrol & groceries, capped at RM88 a month. 5% Cash Back on petrol & groceries everyday (capped RM88/mo).
No — the Maybank Visa Signature is a conventional credit card. Check with Maybank for any Islamic (card-i) equivalent.
It's a good fit for upper-middle-income earners who want cashback — its main draw is "5% Cash Back on petrol & groceries everyday (capped RM88/mo)". With no annual fee, there's little downside to holding it. Compare it with the related cards below before applying.
See how the Maybank Visa Signature compares
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Rates, fees and promotions are indicative and time-limited — always confirm current terms with Maybank before applying. Not financial advice. Rates.my is an independent comparison site, not affiliated with or endorsed by Maybank; card names and logos belong to their respective owners. Spotted an error or need a correction or takedown? Contact Raymond at raymond@rates.my.