UOB Visa Infinite Metal Card
Metal card — unlimited lounge + RM1m travel insurance
Apply for UOB Visa Infinite Metal Card →Last updated 7 August 2026 · Reviewed by Raymond, Rates.my
UOB Bank UOB Visa Infinite Metal Card overview
The UOB Bank UOB Visa Infinite Metal Card is a Infinite-tier Visa miles card built around air miles. Metal card — unlimited lounge + RM1m travel insurance. It best suits high-income earners, with a minimum income requirement of RM150,000 a year. It has an annual fee of RM3000 (includes 300,000 unirm annual bonus). Standout perks include airport lounge access, complimentary travel insurance.
Features & benefits
- ✓Unlimited lounge access for you + 1 guest
- ✓Unlimited limousine to KLIA + Visa Concierge
- ✓300,000 UNIRM annual bonus (~66,000 air miles)
- ✓By invitation only
Is the UOB Visa Infinite Metal Card worth it?
The UOB Visa Infinite Metal Card is best suited to high-income earners — its minimum income requirement is RM150,000 a year (about RM12,500 a month). As a miles card, it works best for frequent flyers who will convert spending into air miles and redeem them for flights or upgrades.
- +Annual fee waivable (includes 300,000 unirm annual bonus)
- +Complimentary airport lounge access
- +Complimentary travel insurance
- −RM3000 annual fee unless the waiver condition is met
- −Higher income requirement — RM150k a year
- −Rewards only pay off if you actively redeem your points or miles
- −Like any credit card, finance charges apply if you don't pay the balance in full each month
Eligibility & how to apply
Requirements are general guidance — UOB Bank sets the final approval criteria. Confirm current terms before you apply.
The fine print, decoded
Before you apply, read UOB Bank's official terms & Product Disclosure Sheet — the cashback caps, category exclusions and fees are all set out there.
📄 Official UOB Visa Infinite Metal Cardterms & product disclosure →UOB Visa Infinite Metal Card FAQ
You need a minimum annual income of RM150,000 (about RM12,500 a month). UOB Bank also considers your overall credit standing.
The annual fee is RM3000, but it can be waived: includes 300,000 unirm annual bonus.
It earns air miles. Metal card — unlimited lounge + RM1m travel insurance.
No — the UOB Visa Infinite Metal Card is a conventional credit card. Check with UOB Bank for any Islamic (card-i) equivalent.
It's a good fit for high-income earners who want air miles — its main draw is "Metal card — unlimited lounge + RM1m travel insurance". Weigh the RM3000 annual fee against how much you'll earn back. Compare it with the related cards below before applying.
See how the UOB Visa Infinite Metal Card compares
This card features in our ranked shortlists — compare it against the best in each category:
Rates, fees and promotions are indicative and time-limited — always confirm current terms with UOB Bank before applying. Not financial advice. Rates.my is an independent comparison site, not affiliated with or endorsed by UOB Bank; card names and logos belong to their respective owners. Spotted an error or need a correction or takedown? Contact Raymond at raymond@rates.my.