Maybank World Elite Mastercard
Up to 25X TreatsPoints for every RM5 spent
Apply for Maybank World Elite Mastercard →
Last updated 7 August 2026 · Reviewed by Raymond, Rates.my
Maybank Maybank World Elite Mastercard overview
The Maybank Maybank World Elite Mastercard is a Elite-tier Mastercard miles card built around air miles. Up to 25X TreatsPoints for every RM5 spent. It best suits high-income earners, with a minimum income requirement of RM190,000 a year. It carries no annual fee. Standout perks include airport lounge access, complimentary travel insurance.
Features & benefits
- ✓Up to 25X TreatsPoints for every RM5 spent
- ✓16 complimentary Plaza Premium lounge visits/yr
- ✓Travel insurance up to USD1,000,000
- ✓Annual fee waived with min. RM120,000/yr spend
Is the Maybank World Elite Mastercard worth it?
The Maybank World Elite Mastercard is best suited to high-income earners — its minimum income requirement is RM190,000 a year (about RM15,833 a month). As a miles card, it works best for frequent flyers who will convert spending into air miles and redeem them for flights or upgrades.
- +Free for life — no annual fee
- +Complimentary airport lounge access
- +Complimentary travel insurance
- −Higher income requirement — RM190k a year
- −Rewards only pay off if you actively redeem your points or miles
- −Like any credit card, finance charges apply if you don't pay the balance in full each month
Eligibility & how to apply
Requirements are general guidance — Maybank sets the final approval criteria. Confirm current terms before you apply.
The fine print, decoded
Before you apply, read Maybank's official terms & Product Disclosure Sheet — the cashback caps, category exclusions and fees are all set out there.
📄 Official Maybank World Elite Mastercardterms & product disclosure →Maybank World Elite Mastercard FAQ
You need a minimum annual income of RM190,000 (about RM15,833 a month). Maybank also considers your overall credit standing.
No — the Maybank World Elite Mastercard is free for life with no annual fee.
It earns air miles. Up to 25X TreatsPoints for every RM5 spent.
No — the Maybank World Elite Mastercard is a conventional credit card. Check with Maybank for any Islamic (card-i) equivalent.
It's a good fit for high-income earners who want air miles — its main draw is "Up to 25X TreatsPoints for every RM5 spent". With no annual fee, there's little downside to holding it. Compare it with the related cards below before applying.
See how the Maybank World Elite Mastercard compares
This card features in our ranked shortlists — compare it against the best in each category:
Rates, fees and promotions are indicative and time-limited — always confirm current terms with Maybank before applying. Not financial advice. Rates.my is an independent comparison site, not affiliated with or endorsed by Maybank; card names and logos belong to their respective owners. Spotted an error or need a correction or takedown? Contact Raymond at raymond@rates.my.
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Live · last activity 20 Jun 2026