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Maybank

Maybank Shopee Visa Platinum

PlatinumVisa
POINTS

Up to 5X Shopee Coins when you spend on Shopee

Apply for Maybank Shopee Visa Platinum
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Last updated 7 August 2026 · Reviewed by Raymond, Rates.my

Annual fee
Free
Free (conditions apply)
Min income
RM24k/yr
RM2000/mo
Network
Visa
Points / RM1
1

Maybank Maybank Shopee Visa Platinum overview

The Maybank Maybank Shopee Visa Platinum is a Platinum-tier Visa points card built around rewards points. Up to 5X Shopee Coins when you spend on Shopee. It best suits entry-level applicants and first-time cardholders, with a minimum income requirement of RM24,000 a year. It carries no annual fee.

Features & benefits

  • Up to 5X Shopee Coins when you spend on Shopee
  • 5,000 Welcome Shopee Coins with min. spend of RM300
  • Annual fee waived with min. RM12,000/yr spend

Is the Maybank Shopee Visa Platinum worth it?

The Maybank Shopee Visa Platinum is best suited to entry-level applicants and first-time cardholders — its minimum income requirement is RM24,000 a year (about RM2,000 a month). As a points card, it works best for people who will actively redeem rewards points for vouchers, gifts or air miles.

Pros
  • +Free for life — no annual fee
  • +Earns 1 reward point per RM1 spent
  • +Low income requirement — accessible to first-time applicants
Cons
  • Rewards only pay off if you actively redeem your points or miles
  • Like any credit card, finance charges apply if you don't pay the balance in full each month

How much could you earn?

At 1 point per RM1, around RM2,000 of monthly spending earns about 2,000 points a month — redeemable for vouchers, gifts or air miles depending on the programme. This is illustrative; redemption value varies.

Eligibility & how to apply

Minimum income
RM24,000 a year (about RM2,000 a month). Maybank may also assess your overall credit profile.
Age
Principal applicants are usually 21 and above; supplementary cardholders are often accepted from 18.
Documents
Your MyKad (or passport for non-residents), latest payslips or your most recent BE/EA form, and recent bank or EPF statements as proof of income.
How to apply
Apply online via Maybank, or at any Maybank branch.

Requirements are general guidance — Maybank sets the final approval criteria. Confirm current terms before you apply.

The fine print, decoded

Before you apply, read Maybank's official terms & Product Disclosure Sheet — the cashback caps, category exclusions and fees are all set out there.

📄 Official Maybank Shopee Visa Platinumterms & product disclosure →

Maybank Shopee Visa Platinum FAQ

You need a minimum annual income of RM24,000 (about RM2,000 a month). Maybank also considers your overall credit standing.

No — the Maybank Shopee Visa Platinum is free for life with no annual fee.

It earns 1 reward point per RM1 spent. Up to 5X Shopee Coins when you spend on Shopee.

No — the Maybank Shopee Visa Platinum is a conventional credit card. Check with Maybank for any Islamic (card-i) equivalent.

It's a good fit for entry-level applicants and first-time cardholders who want rewards points — its main draw is "Up to 5X Shopee Coins when you spend on Shopee". With no annual fee, there's little downside to holding it. Compare it with the related cards below before applying.

See how the Maybank Shopee Visa Platinum compares

This card features in our ranked shortlists — compare it against the best in each category:

Rates, fees and promotions are indicative and time-limited — always confirm current terms with Maybank before applying. Not financial advice. Rates.my is an independent comparison site, not affiliated with or endorsed by Maybank; card names and logos belong to their respective owners. Spotted an error or need a correction or takedown? Contact Raymond at raymond@rates.my.

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