Maybank Shopee Visa Platinum
Up to 5X Shopee Coins when you spend on Shopee
Apply for Maybank Shopee Visa Platinum →Last updated 21 September 2026 · Reviewed by Raymond, Rates.my
Maybank Shopee Visa Platinum overview
The Maybank Maybank Shopee Visa Platinum is a Platinum-tier Visa points card built around rewards points. Up to 5X Shopee Coins when you spend on Shopee. It best suits middle-income earners, with a minimum income requirement of RM36,000 a year. It carries no annual fee.
Features & benefits
- ✓5X Shopee Coins on Shopee spend + 4X on dining/Paywave/entertainment on the 28th of each month & 9.9/11.11/12.12/CNY/Raya campaign days (2X on both, other days); 1X on other spend
- ✓Capped at 5,000 Shopee Coins/statement cycle — excess converts to TreatsPoints
- ✓5,000 Welcome Shopee Coins with min. spend of RM300 within 60 days
- ✓Annual fee waived for life — no minimum spend condition
Is the Maybank Shopee Visa Platinum worth it?
The Maybank Shopee Visa Platinum is best suited to middle-income earners — its minimum income requirement is RM36,000 a year (about RM3,000 a month). As a points card, it works best for people who will actively redeem rewards points for vouchers, gifts or air miles.
- +Free for life — no annual fee
- +Earns 1 reward point per RM1 spent
- −Rewards only pay off if you actively redeem your points or miles
- −Like any credit card, finance charges apply if you don't pay the balance in full each month
How much could you earn?
At 1 point per RM1, around RM2,000 of monthly spending earns about 2,000 points a month — redeemable for vouchers, gifts or air miles depending on the programme. This is illustrative; redemption value varies.
Eligibility & how to apply
Requirements are general guidance — Maybank sets the final approval criteria. Confirm current terms before you apply.
The fine print, decoded
The catches most people miss on the Maybank Shopee Visa Platinum, in plain language — so nobody gets caught out. Always confirm against the official terms.
- What's excluded
- No Shopee Coins on government body payments, e-wallet reloads, JomPAY payments or FPX transfers, per the official product page.
- Foreign transaction fee
- Visa International's own conversion component (1.25%) plus 1% (or another rate Maybank sets from time to time) — per the official Maybank Card Agreement, Clause 13.4.
- ⚠The phone number linked to your Shopee account must match the one registered to this card, or Shopee Coins aren't credited.
Verified 9 August 2026. Summarised in our own words from Maybank's published terms — indicative only, and terms change. Read the official document before you apply.
📄 Official Maybank Shopee Visa Platinumterms & product disclosure →Maybank Shopee Visa Platinum FAQ
You need a minimum annual income of RM36,000 (about RM3,000 a month). Maybank also considers your overall credit standing.
No — the Maybank Shopee Visa Platinum is free for life with no annual fee.
It earns 1 reward point per RM1 spent. Up to 5X Shopee Coins when you spend on Shopee.
No — the Maybank Shopee Visa Platinum is a conventional credit card. Check with Maybank for any Islamic (card-i) equivalent.
It's a good fit for middle-income earners who want rewards points — its main draw is "Up to 5X Shopee Coins when you spend on Shopee". With no annual fee, there's little downside to holding it. Compare it with the related cards below before applying.
See how the Maybank Shopee Visa Platinum compares
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Rates, fees and promotions are indicative and time-limited — always confirm current terms with Maybank before applying. Not financial advice. Rates.my is an independent comparison site, not affiliated with or endorsed by Maybank; card names and logos belong to their respective owners. Spotted an error or need a correction or takedown? Contact Raymond at raymond@rates.my.