UOB PRVI Miles Elite Card
Up to 12x UNIRM overseas + 8 lounge visits/year
Last updated 7 August 2026 · Reviewed by Raymond, Rates.my
UOB Bank UOB PRVI Miles Elite Card overview
The UOB Bank UOB PRVI Miles Elite Card is a Elite-tier Mastercard miles card built around air miles. Up to 12x UNIRM overseas + 8 lounge visits/year. It best suits high-income earners, with a minimum income requirement of RM100,000 a year. It has an annual fee of RM600 (waived at rm50,000/yr spend). Standout perks include airport lounge access, complimentary travel insurance.
Features & benefits
- ✓Up to 12x UNIRM on overseas spend
- ✓8 complimentary lounge visits + KLIA T1 private lounge
- ✓Grab ride home from KLIA + bonus UNIRM on sign-up
Is the UOB PRVI Miles Elite Card worth it?
The UOB PRVI Miles Elite Card is best suited to high-income earners — its minimum income requirement is RM100,000 a year (about RM8,333 a month). As a miles card, it works best for frequent flyers who will convert spending into air miles and redeem them for flights or upgrades.
- +Annual fee waivable (waived at rm50,000/yr spend)
- +Complimentary airport lounge access
- +Complimentary travel insurance
- −RM600 annual fee unless the waiver condition is met
- −Higher income requirement — RM100k a year
- −Rewards only pay off if you actively redeem your points or miles
- −Like any credit card, finance charges apply if you don't pay the balance in full each month
Eligibility & how to apply
Requirements are general guidance — UOB Bank sets the final approval criteria. Confirm current terms before you apply.
The fine print, decoded
Before you apply, read UOB Bank's official terms & Product Disclosure Sheet — the cashback caps, category exclusions and fees are all set out there.
📄 Official UOB PRVI Miles Elite Cardterms & product disclosure →UOB PRVI Miles Elite Card FAQ
You need a minimum annual income of RM100,000 (about RM8,333 a month). UOB Bank also considers your overall credit standing.
The annual fee is RM600, but it can be waived: waived at rm50,000/yr spend.
It earns air miles. Up to 12x UNIRM overseas + 8 lounge visits/year.
No — the UOB PRVI Miles Elite Card is a conventional credit card. Check with UOB Bank for any Islamic (card-i) equivalent.
It's a good fit for high-income earners who want air miles — its main draw is "Up to 12x UNIRM overseas + 8 lounge visits/year". Weigh the RM600 annual fee against how much you'll earn back. Compare it with the related cards below before applying.
See how the UOB PRVI Miles Elite Card compares
This card features in our ranked shortlists — compare it against the best in each category:
Rates, fees and promotions are indicative and time-limited — always confirm current terms with UOB Bank before applying. Not financial advice. Rates.my is an independent comparison site, not affiliated with or endorsed by UOB Bank; card names and logos belong to their respective owners. Spotted an error or need a correction or takedown? Contact Raymond at raymond@rates.my.