Maybank myimpact Visa Signature
Up to 8% cashback on ESG-friendly spend (capped RM35/mo)
Last updated 21 September 2026 · Reviewed by Raymond, Rates.my
Maybank myimpact Visa Signature overview
The Maybank Maybank myimpact Visa Signature is a Signature-tier Visa cashback card built around cashback. Up to 8% cashback on ESG-friendly spend (capped RM35/mo). It best suits middle-income earners, with a minimum income requirement of RM36,000 a year. It carries no annual fee. Standout perks include complimentary travel insurance.
Features & benefits
- ✓8% cashback on ESG-friendly spend, capped RM35/mo (EV charging, wellness, education, transit & more)
- ✓0.5% cashback on contactless spend (Apple Pay/Samsung Pay/Google Pay), capped RM35/mo
- ✓Carbon Footprint Tracker in MAE app + optional carbon-offset contributions to reforestation projects
- ✓Annual fee waived for life — no minimum spend condition
Is the Maybank myimpact Visa Signature worth it?
The Maybank myimpact Visa Signature is best suited to middle-income earners — its minimum income requirement is RM36,000 a year (about RM3,000 a month). As a cashback card, it works best for everyday spenders who want straightforward rebates on categories like petrol, groceries and dining.
- +Free for life — no annual fee
- +Up to 8% cashback on esg spend (ev charging, wellness, education, transit & more)
- +Complimentary travel insurance
- −Cashback capped at RM35 a month
- −Top cashback applies only to specific categories (esg spend (ev charging, wellness, education, transit & more))
- −Like any credit card, finance charges apply if you don't pay the balance in full each month
Cashback at a glance
The top rate rewards one main category — great only if that fits your spending. The maximum is the published monthly cap; actual cashback depends on the exact eligible categories, exclusions and minimum-spend terms — confirm the fine print below before you apply.
Eligibility & how to apply
Requirements are general guidance — Maybank sets the final approval criteria. Confirm current terms before you apply.
The fine print, decoded
The catches most people miss on the Maybank myimpact Visa Signature, in plain language — so nobody gets caught out. Always confirm against the official terms.
- What's excluded
- No cashback on petrol, airlines, government bodies/JomPAY, e-wallet reloads, cash advance or utilities.
- How the cap works
- 8% ESG-category cashback capped at RM35/month plus 0.5% contactless cashback capped at RM35/month — RM70/month combined maximum per account.
- Foreign transaction fee
- Visa/Mastercard's own conversion component (1.25%) plus a 1% markup Maybank imposes on the converted Ringgit amount.
- Fee waiver
- Lifetime annual-fee waiver for principal and supplementary cards; only the RM25 service tax is charged yearly.
- ⚠The 8% applies only to 8 ESG-friendly merchant category codes (e-hailing, pharmacies, EV charging, public transport, education and similar)
- ⚠TreatsPoints are no longer awarded on new myimpact spend since 1 January 2026
- ⚠Non-ESG spend earns just 0.5%, and only when paid via Apple Pay, Samsung Pay or Google Pay
Verified 13 July 2026. Summarised in our own words from Maybank's published terms — indicative only, and terms change. Read the official document before you apply.
📄 Official Maybank myimpact Visa Signatureterms & product disclosure →Maybank myimpact Visa Signature FAQ
You need a minimum annual income of RM36,000 (about RM3,000 a month). Maybank also considers your overall credit standing.
No — the Maybank myimpact Visa Signature is free for life with no annual fee.
It earns up to 8% cashback on esg spend (ev charging, wellness, education, transit & more), capped at RM35 a month. Up to 8% cashback on ESG-friendly spend (capped RM35/mo).
No — the Maybank myimpact Visa Signature is a conventional credit card. Check with Maybank for any Islamic (card-i) equivalent.
It's a good fit for middle-income earners who want cashback — its main draw is "Up to 8% cashback on ESG-friendly spend (capped RM35/mo)". With no annual fee, there's little downside to holding it. Compare it with the related cards below before applying.
See how the Maybank myimpact Visa Signature compares
This card features in our ranked shortlists — compare it against the best in each category:
Rates, fees and promotions are indicative and time-limited — always confirm current terms with Maybank before applying. Not financial advice. Rates.my is an independent comparison site, not affiliated with or endorsed by Maybank; card names and logos belong to their respective owners. Spotted an error or need a correction or takedown? Contact Raymond at raymond@rates.my.