OCBC
OCBC Bank

OCBC 365 MasterCard

CardMastercard
CASHBACK

5% cashback on dining, groceries & petrol (capped RM50/mo per category)

🎁 Sign-up promo
RM300–RM500 TnG credit guaranteed + RM3,888 draw (spend RM100 in 60 days)
Apply for OCBC 365 MasterCard
Annual fee
Free
Free (conditions apply)
Min income
RM48k/yr
RM4000/mo
Cashback
5%
Cashback cap
RM50/mo

OCBC Bank OCBC 365 MasterCard overview

The OCBC Bank OCBC 365 MasterCard is a Card-tier Mastercard cashback card built around cashback. 5% cashback on dining, groceries & petrol (capped RM50/mo per category). It best suits middle-income earners, with a minimum income requirement of RM48,000 a year. It carries no annual fee.

Features & benefits

  • 5% cashback on dining, groceries & petrol (capped RM50/mo per category)
  • 0.3% cashback on all other spend (unlimited)
  • Annual fee waived with min. RM12,000/yr spend
  • Up to RM3,888 TNG sign-up offer (Jun 2026 promo)

Rates, fees and promotions are indicative and time-limited — always confirm current terms with OCBC Bank before applying. Not financial advice. Rates.my is an independent comparison site, not affiliated with or endorsed by OCBC Bank; card names and logos belong to their respective owners. Spotted an error or need a correction or takedown? Contact Raymond at greentrades.my@gmail.com.

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