Maybank Islamic Ikhwan Mastercard Gold Card-i
5% cashback on weekends: dining, groceries & petrol
Apply for Maybank Islamic Ikhwan Mastercard Gold Card-i →Last updated 7 August 2026 · Reviewed by Raymond, Rates.my
Maybank Maybank Islamic Ikhwan Mastercard Gold Card-i overview
The Maybank Maybank Islamic Ikhwan Mastercard Gold Card-i is a Gold-tier Mastercard points card built around rewards points. 5% cashback on weekends: dining, groceries & petrol. It best suits entry-level applicants and first-time cardholders, with a minimum income requirement of RM24,000 a year. It carries no annual fee. Standout perks include a Shariah-compliant structure.
Features & benefits
- ✓5% cashback on weekends: dining, groceries & petrol
- ✓0.2% cashback on weekday spend
- ✓100% Shariah-compliant — no riba
- ✓Takaful personal accident coverage
- ✓Permanently free — no annual fee ever
Is the Maybank Islamic Ikhwan Mastercard Gold Card-i worth it?
The Maybank Islamic Ikhwan Mastercard Gold Card-i is best suited to entry-level applicants and first-time cardholders — its minimum income requirement is RM24,000 a year (about RM2,000 a month). As a points card, it works best for people who will actively redeem rewards points for vouchers, gifts or air miles.
- +Free for life — no annual fee
- +Earns 1 reward point per RM1 spent
- +Shariah-compliant — no conventional interest (riba)
- +Low income requirement — accessible to first-time applicants
- −Rewards only pay off if you actively redeem your points or miles
- −Like any credit card, finance charges apply if you don't pay the balance in full each month
How much could you earn?
At 1 point per RM1, around RM2,000 of monthly spending earns about 2,000 points a month — redeemable for vouchers, gifts or air miles depending on the programme. This is illustrative; redemption value varies.
Eligibility & how to apply
Requirements are general guidance — Maybank sets the final approval criteria. Confirm current terms before you apply.
The fine print, decoded
Before you apply, read Maybank's official terms & Product Disclosure Sheet — the cashback caps, category exclusions and fees are all set out there.
📄 Official Maybank Islamic Ikhwan Mastercard Gold Card-iterms & product disclosure →Maybank Islamic Ikhwan Mastercard Gold Card-i FAQ
You need a minimum annual income of RM24,000 (about RM2,000 a month). Maybank also considers your overall credit standing.
No — the Maybank Islamic Ikhwan Mastercard Gold Card-i is free for life with no annual fee.
It earns 1 reward point per RM1 spent. 5% cashback on weekends: dining, groceries & petrol.
Yes — it is a Shariah-compliant card-i, which avoids conventional interest (riba) and instead uses a Shariah-approved fee structure.
It's a good fit for entry-level applicants and first-time cardholders who want rewards points — its main draw is "5% cashback on weekends: dining, groceries & petrol". With no annual fee, there's little downside to holding it. Compare it with the related cards below before applying.
See how the Maybank Islamic Ikhwan Mastercard Gold Card-i compares
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Rates, fees and promotions are indicative and time-limited — always confirm current terms with Maybank before applying. Not financial advice. Rates.my is an independent comparison site, not affiliated with or endorsed by Maybank; card names and logos belong to their respective owners. Spotted an error or need a correction or takedown? Contact Raymond at raymond@rates.my.