CIMB
CIMB Bank

CIMB PETRONAS Visa Platinum-i

PlatinumVisa
CASHBACK

8% cashback at PETRONAS stations (capped RM30/mo)

Apply for CIMB PETRONAS Visa Platinum-i
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Last updated 7 August 2026 · Reviewed by Raymond, Rates.my

Annual fee
Free
Free (conditions apply)
Min income
RM24k/yr
RM2000/mo
Cashback
8%
Best CIMB Petrol
Cashback cap
RM30/mo

CIMB Bank CIMB PETRONAS Visa Platinum-i overview

The CIMB Bank CIMB PETRONAS Visa Platinum-i is a Platinum-tier Visa cashback card built around cashback. 8% cashback at PETRONAS stations (capped RM30/mo). It best suits entry-level applicants and first-time cardholders, with a minimum income requirement of RM24,000 a year. It carries no annual fee.

Features & benefits

  • 8% cashback at PETRONAS stations (capped RM30/mo)
  • 2% cashback on groceries & utilities (capped RM30/mo)
  • 0.2% cashback on all other retail spend
  • Annual fee waived with min. RM3,000/yr spend

Is the CIMB PETRONAS Visa Platinum-i worth it?

The CIMB PETRONAS Visa Platinum-i is best suited to entry-level applicants and first-time cardholders — its minimum income requirement is RM24,000 a year (about RM2,000 a month). As a cashback card, it works best for everyday spenders who want straightforward rebates on categories like petrol, groceries and dining.

Pros
  • +Free for life — no annual fee
  • +Up to 8% cashback on best cimb petrol
  • +Low income requirement — accessible to first-time applicants
Cons
  • Cashback capped at RM30 a month
  • Top cashback applies only to specific categories (best cimb petrol)
  • Like any credit card, finance charges apply if you don't pay the balance in full each month

Cashback at a glance

Top cashback rate
up to 8%
Max cashback / month
RM30 /mo
How easy to earn
Fairly easy
Rewards these everyday categories
Petrol🛒 Groceries🧾 Bills

Rewards everyday spending, up to RM30/month. The maximum is the published monthly cap; actual cashback depends on the exact eligible categories, exclusions and minimum-spend terms — confirm the fine print below before you apply.

Eligibility & how to apply

Minimum income
RM24,000 a year (about RM2,000 a month). CIMB Bank may also assess your overall credit profile.
Age
Principal applicants are usually 21 and above; supplementary cardholders are often accepted from 18.
Documents
Your MyKad (or passport for non-residents), latest payslips or your most recent BE/EA form, and recent bank or EPF statements as proof of income.
How to apply
Apply online via CIMB Bank, or at any CIMB Bank branch.

Requirements are general guidance — CIMB Bank sets the final approval criteria. Confirm current terms before you apply.

The fine print, decoded

Before you apply, read CIMB Bank's official terms & Product Disclosure Sheet — the cashback caps, category exclusions and fees are all set out there.

📄 Official CIMB PETRONAS Visa Platinum-iterms & product disclosure →

CIMB PETRONAS Visa Platinum-i FAQ

You need a minimum annual income of RM24,000 (about RM2,000 a month). CIMB Bank also considers your overall credit standing.

No — the CIMB PETRONAS Visa Platinum-i is free for life with no annual fee.

It earns up to 8% cashback on best cimb petrol, capped at RM30 a month. 8% cashback at PETRONAS stations (capped RM30/mo).

No — the CIMB PETRONAS Visa Platinum-i is a conventional credit card. Check with CIMB Bank for any Islamic (card-i) equivalent.

It's a good fit for entry-level applicants and first-time cardholders who want cashback — its main draw is "8% cashback at PETRONAS stations (capped RM30/mo)". With no annual fee, there's little downside to holding it. Compare it with the related cards below before applying.

See how the CIMB PETRONAS Visa Platinum-i compares

This card features in our ranked shortlists — compare it against the best in each category:

Rates, fees and promotions are indicative and time-limited — always confirm current terms with CIMB Bank before applying. Not financial advice. Rates.my is an independent comparison site, not affiliated with or endorsed by CIMB Bank; card names and logos belong to their respective owners. Spotted an error or need a correction or takedown? Contact Raymond at raymond@rates.my.

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