CIMB Travel World Elite Credit Card
10x CIMB Points per RM1 spent overseas
Apply for CIMB Travel World Elite Credit Card →Last updated 21 September 2026 · Reviewed by Raymond, Rates.my
CIMB Travel World Elite Credit Card overview
The CIMB Bank CIMB Travel World Elite Credit Card is a Elite-tier Visa miles card built around air miles. 10x CIMB Points per RM1 spent overseas. It best suits high-income earners, with a minimum income requirement of RM250,000 a year. It has an annual fee of RM1215.09 (100% waived at rm240,000+/yr spend; 50% waived at rm120,000+/yr; none below rm120,000/yr). Standout perks include airport lounge access, complimentary travel insurance.
Features & benefits
- ✓10x CIMB Points per RM1 spent overseas
- ✓2x CIMB Points per RM1 local spend
- ✓Complimentary 12x Plaza Premium First & Premium lounge access/yr (150+ lounges)
- ✓AIG travel insurance — Common Carrier Travel Accident up to USD 500,000 (international) / USD 150,000 (domestic)
- ✓No overseas FX mark-up (bank's 1% admin fee waived, excludes DCC)
- ✓Annual fee 100% waived at RM240,000+/yr spend, 50% at RM120,000+/yr
Is the CIMB Travel World Elite Credit Card worth it?
The CIMB Travel World Elite Credit Card is best suited to high-income earners — its minimum income requirement is RM250,000 a year (about RM20,833 a month). As a miles card, it works best for frequent flyers who will convert spending into air miles and redeem them for flights or upgrades.
- +Annual fee waivable (100% waived at rm240,000+/yr spend; 50% waived at rm120,000+/yr; none below rm120,000/yr)
- +Complimentary airport lounge access
- +Complimentary travel insurance
- +Broad range of benefits and perks
- −RM1215.09 annual fee unless the waiver condition is met
- −Higher income requirement — RM250k a year
- −Rewards only pay off if you actively redeem your points or miles
- −Like any credit card, finance charges apply if you don't pay the balance in full each month
Eligibility & how to apply
Requirements are general guidance — CIMB Bank sets the final approval criteria. Confirm current terms before you apply.
The fine print, decoded
The catches most people miss on the CIMB Travel World Elite Credit Card, in plain language — so nobody gets caught out. Always confirm against the official terms.
- Foreign transaction fee
- No additional 1% CIMB FX admin fee on overseas spend (waived for this tier) — does not apply to Dynamic Currency Conversion (DCC) transactions, which still carry the usual DCC markup.
- Fee waiver
- Annual fee waived in full at RM240,000/yr card spend, or 50% waived at RM120,000/yr (vs. RM120,000/RM60,000 tiers for the standard Travel World card).
- ⚠New-to-card welcome offer: spend RM15,000 within 120 days of approval to waive the first year's annual fee, running 1 Feb 2026–31 Jan 2027
Verified 6 August 2026. Summarised in our own words from CIMB Bank's published terms — indicative only, and terms change. Read the official document before you apply.
📄 Official CIMB Travel World Elite Credit Cardterms & product disclosure →CIMB Travel World Elite Credit Card FAQ
You need a minimum annual income of RM250,000 (about RM20,833 a month). CIMB Bank also considers your overall credit standing.
The annual fee is RM1215.09, but it can be waived: 100% waived at rm240,000+/yr spend; 50% waived at rm120,000+/yr; none below rm120,000/yr.
It earns air miles. 10x CIMB Points per RM1 spent overseas.
No — the CIMB Travel World Elite Credit Card is a conventional credit card. Check with CIMB Bank for any Islamic (card-i) equivalent.
It's a good fit for high-income earners who want air miles — its main draw is "10x CIMB Points per RM1 spent overseas". Weigh the RM1215.09 annual fee against how much you'll earn back. Compare it with the related cards below before applying.
See how the CIMB Travel World Elite Credit Card compares
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Rates, fees and promotions are indicative and time-limited — always confirm current terms with CIMB Bank before applying. Not financial advice. Rates.my is an independent comparison site, not affiliated with or endorsed by CIMB Bank; card names and logos belong to their respective owners. Spotted an error or need a correction or takedown? Contact Raymond at raymond@rates.my.