CIMB Travel World Elite Credit Card
10x CIMB Points per RM1 spent overseas
Apply for CIMB Travel World Elite Credit Card →Last updated 7 August 2026 · Reviewed by Raymond, Rates.my
CIMB Bank CIMB Travel World Elite Credit Card overview
The CIMB Bank CIMB Travel World Elite Credit Card is a Elite-tier Visa miles card built around air miles. 10x CIMB Points per RM1 spent overseas. It best suits high-income earners, with a minimum income requirement of RM250,000 a year. It carries no annual fee. Standout perks include airport lounge access, complimentary travel insurance.
Features & benefits
- ✓10x CIMB Points per RM1 spent overseas
- ✓2x CIMB Points per RM1 local spend
- ✓Unlimited airport lounge access (LoungeKey)
- ✓Free travel insurance up to RM2,000,000
- ✓Annual fee waived with min. RM120,000/yr spend
Is the CIMB Travel World Elite Credit Card worth it?
The CIMB Travel World Elite Credit Card is best suited to high-income earners — its minimum income requirement is RM250,000 a year (about RM20,833 a month). As a miles card, it works best for frequent flyers who will convert spending into air miles and redeem them for flights or upgrades.
- +Free for life — no annual fee
- +Complimentary airport lounge access
- +Complimentary travel insurance
- −Higher income requirement — RM250k a year
- −Rewards only pay off if you actively redeem your points or miles
- −Like any credit card, finance charges apply if you don't pay the balance in full each month
Eligibility & how to apply
Requirements are general guidance — CIMB Bank sets the final approval criteria. Confirm current terms before you apply.
The fine print, decoded
The catches most people miss on the CIMB Travel World Elite Credit Card, in plain language — so nobody gets caught out. Always confirm against the official terms.
- Foreign transaction fee
- No additional 1% CIMB FX admin fee on overseas spend (waived for this tier) — does not apply to Dynamic Currency Conversion (DCC) transactions, which still carry the usual DCC markup.
- Fee waiver
- Annual fee waived in full at RM240,000/yr card spend, or 50% waived at RM120,000/yr (vs. RM120,000/RM60,000 tiers for the standard Travel World card).
- ⚠New-to-card welcome offer: spend RM15,000 within 120 days of approval to waive the first year's annual fee, running 1 Feb 2026–31 Jan 2027
Verified 6 August 2026. Summarised in our own words from CIMB Bank's published terms — indicative only, and terms change. Read the official document before you apply.
📄 Official CIMB Travel World Elite Credit Cardterms & product disclosure →CIMB Travel World Elite Credit Card FAQ
You need a minimum annual income of RM250,000 (about RM20,833 a month). CIMB Bank also considers your overall credit standing.
No — the CIMB Travel World Elite Credit Card is free for life with no annual fee.
It earns air miles. 10x CIMB Points per RM1 spent overseas.
No — the CIMB Travel World Elite Credit Card is a conventional credit card. Check with CIMB Bank for any Islamic (card-i) equivalent.
It's a good fit for high-income earners who want air miles — its main draw is "10x CIMB Points per RM1 spent overseas". With no annual fee, there's little downside to holding it. Compare it with the related cards below before applying.
See how the CIMB Travel World Elite Credit Card compares
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Rates, fees and promotions are indicative and time-limited — always confirm current terms with CIMB Bank before applying. Not financial advice. Rates.my is an independent comparison site, not affiliated with or endorsed by CIMB Bank; card names and logos belong to their respective owners. Spotted an error or need a correction or takedown? Contact Raymond at raymond@rates.my.