CIMB Cash Rebate Platinum Credit Card
Up to 5% cashback on petrol & groceries (capped RM30/mo)
Apply for CIMB Cash Rebate Platinum Credit Card →Last updated 7 August 2026 · Reviewed by Raymond, Rates.my
CIMB Bank CIMB Cash Rebate Platinum Credit Card overview
The CIMB Bank CIMB Cash Rebate Platinum Credit Card is a Platinum-tier Visa cashback card built around cashback. Up to 5% cashback on petrol & groceries (capped RM30/mo). It best suits entry-level applicants and first-time cardholders, with a minimum income requirement of RM24,000 a year. It carries no annual fee.
Features & benefits
- ✓Up to 5% cashback on petrol, groceries & utilities (capped RM30/mo) with min. RM3,000/mo spend
- ✓2% cashback in these categories below RM3,000/mo spend
- ✓0.2% cashback on all other spend
- ✓Free for life (no annual fee)
Is the CIMB Cash Rebate Platinum Credit Card worth it?
The CIMB Cash Rebate Platinum Credit Card is best suited to entry-level applicants and first-time cardholders — its minimum income requirement is RM24,000 a year (about RM2,000 a month). As a cashback card, it works best for everyday spenders who want straightforward rebates on categories like petrol, groceries and dining.
- +Free for life — no annual fee
- +Up to 5% cashback on best cimb cashback
- +Low income requirement — accessible to first-time applicants
- −Cashback capped at RM30 a month
- −Top cashback applies only to specific categories (best cimb cashback)
- −Like any credit card, finance charges apply if you don't pay the balance in full each month
Cashback at a glance
Rewards everyday spending, up to RM30/month. The maximum is the published monthly cap; actual cashback depends on the exact eligible categories, exclusions and minimum-spend terms — confirm the fine print below before you apply.
Eligibility & how to apply
Requirements are general guidance — CIMB Bank sets the final approval criteria. Confirm current terms before you apply.
The fine print, decoded
The catches most people miss on the CIMB Cash Rebate Platinum Credit Card, in plain language — so nobody gets caught out. Always confirm against the official terms.
- What's excluded
- E-wallet transactions (MCC 6540) earn no rebate since 8 August 2023; mobile/utility bills earn the bonus rebate only when paid by standing instruction (auto-debit), not manually.
- Min spend to earn
- RM3,000 statement spend for the 5% rate on bonus categories; below that, the same categories earn 2%
- How the cap works
- Bonus-category rebate (cinema, petrol, grocery, mobile/utility via auto-debit) capped at RM30 per statement cycle; other spend earns 0.2% uncapped.
- Foreign transaction fee
- 1% cross-border fee plus 1% administration fee on overseas purchases
- ⚠Monthly rebates are rounded down to the nearest ringgit
- ⚠Rebates are applied to finance charges first, before offsetting purchases
Verified 13 July 2026. Summarised in our own words from CIMB Bank's published terms — indicative only, and terms change. Read the official document before you apply.
📄 Official CIMB Cash Rebate Platinum Credit Cardterms & product disclosure →CIMB Cash Rebate Platinum Credit Card FAQ
You need a minimum annual income of RM24,000 (about RM2,000 a month). CIMB Bank also considers your overall credit standing.
No — the CIMB Cash Rebate Platinum Credit Card is free for life with no annual fee.
It earns up to 5% cashback on best cimb cashback, capped at RM30 a month. Up to 5% cashback on petrol & groceries (capped RM30/mo).
No — the CIMB Cash Rebate Platinum Credit Card is a conventional credit card. Check with CIMB Bank for any Islamic (card-i) equivalent.
It's a good fit for entry-level applicants and first-time cardholders who want cashback — its main draw is "Up to 5% cashback on petrol & groceries (capped RM30/mo)". With no annual fee, there's little downside to holding it. Compare it with the related cards below before applying.
See how the CIMB Cash Rebate Platinum Credit Card compares
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Rates, fees and promotions are indicative and time-limited — always confirm current terms with CIMB Bank before applying. Not financial advice. Rates.my is an independent comparison site, not affiliated with or endorsed by CIMB Bank; card names and logos belong to their respective owners. Spotted an error or need a correction or takedown? Contact Raymond at raymond@rates.my.