Standard Chartered Beyond Credit Card (Priority Banking)
10x points/RM1 overseas dining & shopping + 8 airport lounge visits/yr (SC Priority Banking, AUM ≥ RM350k)
Apply for Standard Chartered Beyond Credit Card (Priority Banking) →Last updated 7 August 2026 · Reviewed by Raymond, Rates.my
Standard Chartered Standard Chartered Beyond Credit Card (Priority Banking) overview
The Standard Chartered Standard Chartered Beyond Credit Card (Priority Banking) is a Infinite-tier Visa miles card built around air miles. 10x points/RM1 overseas dining & shopping + 8 airport lounge visits/yr (SC Priority Banking, AUM ≥ RM350k). It best suits high-income earners, with a minimum income requirement of RM180,000 a year. It has an annual fee of RM800 (free 1st year; then waived while maintaining sc priority banking (aum ≥ rm350,000) — confirmed in the 20 feb 2026 revision notice (was previously described as aum ≥ rm250,000; that figure is now stale).). Standout perks include airport lounge access, complimentary travel insurance.
Features & benefits
- ✓10x 360° Rewards Points per RM1 on overseas dining & shopping, 5x on other overseas spend, 1x local
- ✓8 complimentary airport lounge visits/year, shareable with supplementary cardholder
- ✓6 airport transfers/year via Grab, up to RM60/ride discount
- ✓Travel & medical insurance up to RM50,000
- ✓Up to 60% cashback at MICHELIN Guide / selected restaurants via the time-limited 'Priority Dining Privileges' campaign (1 Jul–31 Dec 2026) — see fine print for the tiered conditions
Is the Standard Chartered Beyond Credit Card (Priority Banking) worth it?
The Standard Chartered Beyond Credit Card (Priority Banking) is best suited to high-income earners — its minimum income requirement is RM180,000 a year (about RM15,000 a month). As a miles card, it works best for frequent flyers who will convert spending into air miles and redeem them for flights or upgrades.
- +Annual fee waivable (free 1st year; then waived while maintaining sc priority banking (aum ≥ rm350,000) — confirmed in the 20 feb 2026 revision notice (was previously described as aum ≥ rm250,000; that figure is now stale).)
- +Complimentary airport lounge access
- +Complimentary travel insurance
- −RM800 annual fee unless the waiver condition is met
- −Higher income requirement — RM180k a year
- −Rewards only pay off if you actively redeem your points or miles
- −Like any credit card, finance charges apply if you don't pay the balance in full each month
Eligibility & how to apply
Requirements are general guidance — Standard Chartered sets the final approval criteria. Confirm current terms before you apply.
The fine print, decoded
The catches most people miss on the Standard Chartered Beyond Credit Card (Priority Banking), in plain language — so nobody gets caught out. Always confirm against the official terms.
- How the cap works
- 8 complimentary airport lounge visits/calendar year, shared between principal and supplementary cardholders (not 8 each); 6 airport transfers/year via Grab, capped RM60/ride.
- Foreign transaction fee
- Converted at the Visa/Mastercard rate on the processing date, plus a 1% SC administration fee on the converted Ringgit amount — confirmed bank-wide in SC's official Fees and Charges booklet (Ref. No. 202608v49).
- ⚠This product is the renamed 'Priority Banking Visa Infinite' (rename effective 20 Feb 2026, per SC's own revision notice) — treat any pre-2026 review calling it 'Visa Infinite' as describing the same card under its old name
- ⚠The advertised 'up to 60% dining cashback' is a time-limited campaign ('Priority Dining Privileges', 1 Jul–31 Dec 2026), not a permanent card feature — it may not renew after expiry
- ⚠Within that campaign, 60% cashback (RM300/month cap) at this AUM tier (RM350k+) requires ALSO holding RM30,000+ in SC wealth products; without that, the rate drops to 20% (same RM300 cap). Per-transaction cap RM200, minimum spend RM200, no bill-splitting for extra rewards
- ⚠Both the annual fee and the lounge/transfer benefits require maintaining SC Priority Banking (AUM ≥ RM350,000) — losing that status also loses the waiver and the benefits
Verified 6 August 2026. Summarised in our own words from Standard Chartered's published terms — indicative only, and terms change. Read the official document before you apply.
📄 Official Standard Chartered Beyond Credit Card (Priority Banking)terms & product disclosure →Standard Chartered Beyond Credit Card (Priority Banking) FAQ
You need a minimum annual income of RM180,000 (about RM15,000 a month). Standard Chartered also considers your overall credit standing.
The annual fee is RM800, but it can be waived: free 1st year; then waived while maintaining sc priority banking (aum ≥ rm350,000) — confirmed in the 20 feb 2026 revision notice (was previously described as aum ≥ rm250,000; that figure is now stale)..
It earns air miles. 10x points/RM1 overseas dining & shopping + 8 airport lounge visits/yr (SC Priority Banking, AUM ≥ RM350k).
No — the Standard Chartered Beyond Credit Card (Priority Banking) is a conventional credit card. Check with Standard Chartered for any Islamic (card-i) equivalent.
It's a good fit for high-income earners who want air miles — its main draw is "10x points/RM1 overseas dining & shopping + 8 airport lounge visits/yr (SC Priority Banking, AUM ≥ RM350k)". Weigh the RM800 annual fee against how much you'll earn back. Compare it with the related cards below before applying.
See how the Standard Chartered Beyond Credit Card (Priority Banking) compares
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Rates, fees and promotions are indicative and time-limited — always confirm current terms with Standard Chartered before applying. Not financial advice. Rates.my is an independent comparison site, not affiliated with or endorsed by Standard Chartered; card names and logos belong to their respective owners. Spotted an error or need a correction or takedown? Contact Raymond at raymond@rates.my.