AMB
AmBank

AmBank SIGNATURE Priority Banking Visa Infinite

InfiniteVisa
POINTS

3x rewards points on overseas spend

Apply for AmBank SIGNATURE Priority Banking Visa Infinite
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Last updated 7 August 2026 · Reviewed by Raymond, Rates.my

Annual fee
Free
Free for life (by invitation — AmSPB customers)
Min income
RM150k/yr
RM12500/mo
Network
Visa
Points / RM1
1

AmBank AmBank SIGNATURE Priority Banking Visa Infinite overview

The AmBank AmBank SIGNATURE Priority Banking Visa Infinite is a Infinite-tier Visa points card built around rewards points. 3x rewards points on overseas spend. It best suits high-income earners, with a minimum income requirement of RM150,000 a year. It carries no annual fee. Standout perks include airport lounge access.

Features & benefits

  • 3x rewards points on overseas spend
  • Unlimited airport lounge access (Priority Pass)
  • Complimentary travel & golf privileges
  • Dedicated Priority Banking Relationship Manager
✈️ Lounge access

Is the AmBank SIGNATURE Priority Banking Visa Infinite worth it?

The AmBank SIGNATURE Priority Banking Visa Infinite is best suited to high-income earners — its minimum income requirement is RM150,000 a year (about RM12,500 a month). As a points card, it works best for people who will actively redeem rewards points for vouchers, gifts or air miles.

Pros
  • +Free for life — no annual fee
  • +Earns 1 reward point per RM1 spent
  • +Complimentary airport lounge access
Cons
  • Higher income requirement — RM150k a year
  • Rewards only pay off if you actively redeem your points or miles
  • Like any credit card, finance charges apply if you don't pay the balance in full each month

How much could you earn?

At 1 point per RM1, around RM2,000 of monthly spending earns about 2,000 points a month — redeemable for vouchers, gifts or air miles depending on the programme. This is illustrative; redemption value varies.

Eligibility & how to apply

Minimum income
RM150,000 a year (about RM12,500 a month). AmBank may also assess your overall credit profile.
Age
Principal applicants are usually 21 and above; supplementary cardholders are often accepted from 18.
Documents
Your MyKad (or passport for non-residents), latest payslips or your most recent BE/EA form, and recent bank or EPF statements as proof of income.
How to apply
Apply online via AmBank, or at any AmBank branch.

Requirements are general guidance — AmBank sets the final approval criteria. Confirm current terms before you apply.

The fine print, decoded

Before you apply, read AmBank's official terms & Product Disclosure Sheet — the cashback caps, category exclusions and fees are all set out there.

📄 Official AmBank SIGNATURE Priority Banking Visa Infiniteterms & product disclosure →

AmBank SIGNATURE Priority Banking Visa Infinite FAQ

You need a minimum annual income of RM150,000 (about RM12,500 a month). AmBank also considers your overall credit standing.

No — the AmBank SIGNATURE Priority Banking Visa Infinite is free for life with no annual fee.

It earns 1 reward point per RM1 spent. 3x rewards points on overseas spend.

No — the AmBank SIGNATURE Priority Banking Visa Infinite is a conventional credit card. Check with AmBank for any Islamic (card-i) equivalent.

It's a good fit for high-income earners who want rewards points — its main draw is "3x rewards points on overseas spend". With no annual fee, there's little downside to holding it. Compare it with the related cards below before applying.

See how the AmBank SIGNATURE Priority Banking Visa Infinite compares

This card features in our ranked shortlists — compare it against the best in each category:

Rates, fees and promotions are indicative and time-limited — always confirm current terms with AmBank before applying. Not financial advice. Rates.my is an independent comparison site, not affiliated with or endorsed by AmBank; card names and logos belong to their respective owners. Spotted an error or need a correction or takedown? Contact Raymond at raymond@rates.my.

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