AmBank SIGNATURE Priority Banking Visa Infinite
5x AmBonus Points per RM1 on overseas spend
Apply for AmBank SIGNATURE Priority Banking Visa Infinite →Last updated 21 September 2026 · Reviewed by Raymond, Rates.my
AmBank SIGNATURE Priority Banking Visa Infinite overview
The AmBank AmBank SIGNATURE Priority Banking Visa Infinite is a Infinite-tier Visa points card built around rewards points. 5x AmBonus Points per RM1 on overseas spend. It best suits high-income earners, with a minimum income requirement of RM150,000 a year. It carries no annual fee. Standout perks include airport lounge access, complimentary travel insurance.
Features & benefits
- ✓5x AmBonus Points per RM1 on overseas retail spend
- ✓Unlimited Plaza Premium Lounge access (40+ countries)
- ✓Travel insurance up to RM2,000,000
- ✓Complimentary golf rounds & up to 50% off Shangri-La dining
- ✓By invitation only — AmSPB customers
Is the AmBank SIGNATURE Priority Banking Visa Infinite worth it?
The AmBank SIGNATURE Priority Banking Visa Infinite is best suited to high-income earners — its minimum income requirement is RM150,000 a year (about RM12,500 a month). As a points card, it works best for people who will actively redeem rewards points for vouchers, gifts or air miles.
- +Free for life — no annual fee
- +Earns 1 reward point per RM1 spent
- +Complimentary airport lounge access
- +Complimentary travel insurance
- −Higher income requirement — RM150k a year
- −Rewards only pay off if you actively redeem your points or miles
- −Like any credit card, finance charges apply if you don't pay the balance in full each month
How much could you earn?
At 1 point per RM1, around RM2,000 of monthly spending earns about 2,000 points a month — redeemable for vouchers, gifts or air miles depending on the programme. This is illustrative; redemption value varies.
Eligibility & how to apply
Requirements are general guidance — AmBank sets the final approval criteria. Confirm current terms before you apply.
The fine print, decoded
The catches most people miss on the AmBank SIGNATURE Priority Banking Visa Infinite, in plain language — so nobody gets caught out. Always confirm against the official terms.
- Foreign transaction fee
- Not stated on the card's own product page. Left unconfirmed — see comment above.
- ⚠The 5x AmBonus Points overseas rate excludes overseas ONLINE purchases per the official product page — only overseas retail (in-person) swipes qualify.
Verified 29 August 2026. Summarised in our own words from AmBank's published terms — indicative only, and terms change. Read the official document before you apply.
📄 Official AmBank SIGNATURE Priority Banking Visa Infiniteterms & product disclosure →AmBank SIGNATURE Priority Banking Visa Infinite FAQ
You need a minimum annual income of RM150,000 (about RM12,500 a month). AmBank also considers your overall credit standing.
No — the AmBank SIGNATURE Priority Banking Visa Infinite is free for life with no annual fee.
It earns 1 reward point per RM1 spent. 5x AmBonus Points per RM1 on overseas spend.
No — the AmBank SIGNATURE Priority Banking Visa Infinite is a conventional credit card. Check with AmBank for any Islamic (card-i) equivalent.
It's a good fit for high-income earners who want rewards points — its main draw is "5x AmBonus Points per RM1 on overseas spend". With no annual fee, there's little downside to holding it. Compare it with the related cards below before applying.
See how the AmBank SIGNATURE Priority Banking Visa Infinite compares
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Rates, fees and promotions are indicative and time-limited — always confirm current terms with AmBank before applying. Not financial advice. Rates.my is an independent comparison site, not affiliated with or endorsed by AmBank; card names and logos belong to their respective owners. Spotted an error or need a correction or takedown? Contact Raymond at raymond@rates.my.