RHB Islamic Cash Back Credit Card-i
Up to 10% cashback on 6 everyday categories (Islamic)
Apply for RHB Islamic Cash Back Credit Card-i →Last updated 7 August 2026 · Reviewed by Raymond, Rates.my
RHB Bank RHB Islamic Cash Back Credit Card-i overview
The RHB Bank RHB Islamic Cash Back Credit Card-i is a Platinum-tier Visa cashback card built around cashback. Up to 10% cashback on 6 everyday categories (Islamic). It best suits entry-level applicants and first-time cardholders, with a minimum income requirement of RM24,000 a year. It has an annual fee of RM70 (free 1st year; waived at rm10,000/yr spend). Standout perks include a Shariah-compliant structure.
Features & benefits
- ✓Up to 10% cashback on petrol (any station), dining, groceries & more
- ✓Min RM2,500/mo spend for top tier
- ✓Shariah-compliant twin of the Cash Back Visa
Is the RHB Islamic Cash Back Credit Card-i worth it?
The RHB Islamic Cash Back Credit Card-i is best suited to entry-level applicants and first-time cardholders — its minimum income requirement is RM24,000 a year (about RM2,000 a month). As a cashback card, it works best for everyday spenders who want straightforward rebates on categories like petrol, groceries and dining.
- +Annual fee waivable (free 1st year; waived at rm10,000/yr spend)
- +Up to 10% cashback on petrol, dining, groceries, food delivery, utilities, online
- +Shariah-compliant — no conventional interest (riba)
- +Low income requirement — accessible to first-time applicants
- −RM70 annual fee unless the waiver condition is met
- −Cashback capped at RM30 a month
- −Top cashback applies only to specific categories (petrol, dining, groceries, food delivery, utilities, online)
- −Like any credit card, finance charges apply if you don't pay the balance in full each month
Cashback at a glance
Rewards everyday spending, up to RM30/month. The maximum is the published monthly cap; actual cashback depends on the exact eligible categories, exclusions and minimum-spend terms — confirm the fine print below before you apply.
Eligibility & how to apply
Requirements are general guidance — RHB Bank sets the final approval criteria. Confirm current terms before you apply.
The fine print, decoded
Before you apply, read RHB Bank's official terms & Product Disclosure Sheet — the cashback caps, category exclusions and fees are all set out there.
📄 Official RHB Islamic Cash Back Credit Card-iterms & product disclosure →RHB Islamic Cash Back Credit Card-i FAQ
You need a minimum annual income of RM24,000 (about RM2,000 a month). RHB Bank also considers your overall credit standing.
The annual fee is RM70, but it can be waived: free 1st year; waived at rm10,000/yr spend.
It earns up to 10% cashback on petrol, dining, groceries, food delivery, utilities, online, capped at RM30 a month. Up to 10% cashback on 6 everyday categories (Islamic).
Yes — it is a Shariah-compliant card-i, which avoids conventional interest (riba) and instead uses a Shariah-approved fee structure.
It's a good fit for entry-level applicants and first-time cardholders who want cashback — its main draw is "Up to 10% cashback on 6 everyday categories (Islamic)". Weigh the RM70 annual fee against how much you'll earn back. Compare it with the related cards below before applying.
See how the RHB Islamic Cash Back Credit Card-i compares
This card features in our ranked shortlists — compare it against the best in each category:
Rates, fees and promotions are indicative and time-limited — always confirm current terms with RHB Bank before applying. Not financial advice. Rates.my is an independent comparison site, not affiliated with or endorsed by RHB Bank; card names and logos belong to their respective owners. Spotted an error or need a correction or takedown? Contact Raymond at raymond@rates.my.