UOB Visa Infinite Card
10x UNIRM per RM1 overseas spend (≈0.83 miles/RM1)
Last updated 7 August 2026 · Reviewed by Raymond, Rates.my
UOB Bank UOB Visa Infinite Card overview
The UOB Bank UOB Visa Infinite Card is a Infinite-tier Visa miles card built around air miles. 10x UNIRM per RM1 overseas spend (≈0.83 miles/RM1). It best suits high-income earners, with a minimum income requirement of RM120,000 a year. It carries no annual fee. Standout perks include airport lounge access, complimentary travel insurance.
Features & benefits
- ✓10x UNIRM per RM1 on overseas FX spend (≈0.83 air miles per RM1)
- ✓5x UNIRM on local dining (min RM1,000/mo spend); 1x on other local spend
- ✓12,000 UNIRM converts to 1,000 Enrich, KrisFlyer or Asia Miles
- ✓12 complimentary airport lounge visits/yr
- ✓Annual fee waived with min. RM120,000/yr spend
Is the UOB Visa Infinite Card worth it?
The UOB Visa Infinite Card is best suited to high-income earners — its minimum income requirement is RM120,000 a year (about RM10,000 a month). As a miles card, it works best for frequent flyers who will convert spending into air miles and redeem them for flights or upgrades.
- +Free for life — no annual fee
- +Complimentary airport lounge access
- +Complimentary travel insurance
- −Higher income requirement — RM120k a year
- −Rewards only pay off if you actively redeem your points or miles
- −Like any credit card, finance charges apply if you don't pay the balance in full each month
Eligibility & how to apply
Requirements are general guidance — UOB Bank sets the final approval criteria. Confirm current terms before you apply.
The fine print, decoded
Before you apply, read UOB Bank's official terms & Product Disclosure Sheet — the cashback caps, category exclusions and fees are all set out there.
📄 Official UOB Visa Infinite Cardterms & product disclosure →UOB Visa Infinite Card FAQ
You need a minimum annual income of RM120,000 (about RM10,000 a month). UOB Bank also considers your overall credit standing.
No — the UOB Visa Infinite Card is free for life with no annual fee.
It earns air miles. 10x UNIRM per RM1 overseas spend (≈0.83 miles/RM1).
No — the UOB Visa Infinite Card is a conventional credit card. Check with UOB Bank for any Islamic (card-i) equivalent.
It's a good fit for high-income earners who want air miles — its main draw is "10x UNIRM per RM1 overseas spend (≈0.83 miles/RM1)". With no annual fee, there's little downside to holding it. Compare it with the related cards below before applying.
See how the UOB Visa Infinite Card compares
This card features in our ranked shortlists — compare it against the best in each category:
Rates, fees and promotions are indicative and time-limited — always confirm current terms with UOB Bank before applying. Not financial advice. Rates.my is an independent comparison site, not affiliated with or endorsed by UOB Bank; card names and logos belong to their respective owners. Spotted an error or need a correction or takedown? Contact Raymond at raymond@rates.my.