Maybank 2 Platinum Cards
5% weekend cashback on all purchases except government bodies & utilities
Last updated 7 August 2026 · Reviewed by Raymond, Rates.my
Maybank Maybank 2 Platinum Cards overview
The Maybank Maybank 2 Platinum Cards is a Platinum-tier Visa cashback card built around cashback. 5% weekend cashback on all purchases except government bodies & utilities. It best suits upper-middle-income earners, with a minimum income requirement of RM60,000 a year. It carries no annual fee.
Features & benefits
- ✓5% weekend cashback on all purchases except government bodies & utilities (Amex card), capped RM50/principal/month
- ✓Weekdays earn TreatsPoints, not cashback
- ✓Higher credit limit than Gold tier
- ✓Lifetime fee waiver — no annual fee ever
Is the Maybank 2 Platinum Cards worth it?
The Maybank 2 Platinum Cards is best suited to upper-middle-income earners — its minimum income requirement is RM60,000 a year (about RM5,000 a month). As a cashback card, it works best for everyday spenders who want straightforward rebates on categories like petrol, groceries and dining.
- +Free for life — no annual fee
- +Up to 5% cashback on best weekend cashback
- −Cashback capped at RM50 a month
- −Top cashback applies only to specific categories (best weekend cashback)
- −Higher income requirement — RM60k a year
- −Like any credit card, finance charges apply if you don't pay the balance in full each month
Cashback at a glance
The top cashback rate applies on weekends only. The maximum is the published monthly cap; actual cashback depends on the exact eligible categories, exclusions and minimum-spend terms — confirm the fine print below before you apply.
Eligibility & how to apply
Requirements are general guidance — Maybank sets the final approval criteria. Confirm current terms before you apply.
The fine print, decoded
The catches most people miss on the Maybank 2 Platinum Cards, in plain language — so nobody gets caught out. Always confirm against the official terms.
- What's excluded
- No cashback on government-body payments, JomPAY, FPX and MyCdd transactions or e-wallet reloads; EzyCash, EzyPay Plus, Cash Treats, cash advance and balance transfers are also excluded.
- Min spend to earn
- None — any weekend spend on the Amex card earns 5%, subject to the monthly cap
- How the cap works
- 5% weekend cashback capped at RM50 per principal cardmember per month, credited on the 1st of the following month; amounts under RM1.00 are not paid out.
- Foreign transaction fee
- Converted at the Amex/Visa/Mastercard rate plus a 1% Maybank charge
- Fee waiver
- Annual fee waived for life for principal and supplementary cards.
- ⚠5% is weekend-only and Amex-only; on weekdays the Amex earns 5x TreatsPoints (petrol 5x capped at RM500 per transaction) and the Visa/Mastercard earns 1x
- ⚠Cashback is computed per transaction with no rounding up; accumulated amounts under RM1.00 are forfeited
- ⚠Since 6 January 2026 Maybank can claw back cashback on purchases that are later refunded or reversed
Verified 13 July 2026. Summarised in our own words from Maybank's published terms — indicative only, and terms change. Read the official document before you apply.
📄 Official Maybank 2 Platinum Cardsterms & product disclosure →Maybank 2 Platinum Cards FAQ
You need a minimum annual income of RM60,000 (about RM5,000 a month). Maybank also considers your overall credit standing.
No — the Maybank 2 Platinum Cards is free for life with no annual fee.
It earns up to 5% cashback on best weekend cashback, capped at RM50 a month. 5% weekend cashback on all purchases except government bodies & utilities.
No — the Maybank 2 Platinum Cards is a conventional credit card. Check with Maybank for any Islamic (card-i) equivalent.
It's a good fit for upper-middle-income earners who want cashback — its main draw is "5% weekend cashback on all purchases except government bodies & utilities". With no annual fee, there's little downside to holding it. Compare it with the related cards below before applying.
See how the Maybank 2 Platinum Cards compares
This card features in our ranked shortlists — compare it against the best in each category:
Rates, fees and promotions are indicative and time-limited — always confirm current terms with Maybank before applying. Not financial advice. Rates.my is an independent comparison site, not affiliated with or endorsed by Maybank; card names and logos belong to their respective owners. Spotted an error or need a correction or takedown? Contact Raymond at raymond@rates.my.