CIMB
CIMB Bank

CIMB Bank Credit Cards

9
cards compared
🆓 9 free-for-life

Last updated 30 June 2026 · Reviewed by Raymond, Rates.my

Cards
9
compared
Free-for-life
9
no annual fee
Min income from
RM24k
per year
Rewards
3
reward types

CIMB Bank credit cards overview

CIMB Bank offers 9 credit cards listed here, spanning air miles, cashback and rewards points. 9 of them are free-for-life with no annual fee. Entry-level eligibility starts from a minimum income of RM24,000 a year. The headline pick is the CIMB Travel World Credit Card — 5x cimb points per rm1 spent overseas. Compare every CIMB Bank card below by reward type, annual fee and income requirement, then read full reviews before you apply.

All CIMB Bank credit cards

5x CIMB Points per RM1 spent overseas

Annual fee: FreeMin income: RM60k/yr
10%
cashback

10% cashback on petrol (capped RM20/mo)

Annual fee: FreeMin income: RM24k/yr
CIMB PETRONAS Visa Infinite-i
InfiniteCASHBACKVisa
8%
cashback

8% cashback at PETRONAS (capped RM50/mo, RM3,000/mo spend)

Annual fee: FreeMin income: RM60k/yr

10x CIMB Points per RM1 spent overseas

Annual fee: FreeMin income: RM250k/yr
CIMB PETRONAS Visa Platinum-i
PlatinumCASHBACKVisa
8%
cashback

8% cashback at PETRONAS stations (capped RM30/mo)

Annual fee: FreeMin income: RM24k/yr
CIMB e Credit Card
CardCASHBACKVisa
2%
cashback

2% cashback on all online transactions (unlimited, no cap)

Annual fee: FreeMin income: RM24k/yr
CIMB Travel Platinum Credit Card
PlatinumPOINTSMastercard

5x points on overseas, airlines & duty-free

Annual fee: FreeMin income: RM24k/yr

Free-for-life travel points — 2x overseas + lounge

Annual fee: FreeMin income: RM36k/yr

8x points + 8x lounge visits (CIMB Preferred)

Annual fee: FreeMin income: RM150k/yr

How to apply for a CIMB Bank credit card

Apply online via the CIMB Bankwebsite or banking app, or at any branch. You'll generally need to be at least 21 (supplementary cards from 18), meet the card's minimum annual income of RM24,000 or more, and provide your MyKad (or passport for non-residents), your latest payslips or EA form, and recent bank statements or your BE form if self-employed. Approval and the final credit limit are at CIMB Bank's discretion. Not financial advice.

CIMB Bank credit cards FAQ

Our top CIMB Bank pick is the CIMB Travel World Credit Card — 5x cimb points per rm1 spent overseas. The best card for you depends on where you spend: compare the cashback, rewards and fees in the list above against your own habits.

9 cards are free-for-life: CIMB Travel World Credit Card, CIMB Cash Rebate Platinum Credit Card, CIMB PETRONAS Visa Infinite-i, CIMB Travel World Elite Credit Card, CIMB PETRONAS Visa Platinum-i, CIMB e Credit Card, CIMB Travel Platinum Credit Card, CIMB Visa Signature Credit Card, CIMB Preferred Visa Infinite. Always confirm the latest fee terms with CIMB Bank, as waiver conditions can change.

Entry-level CIMB Bank cards start from a minimum annual income of about RM24,000 (roughly RM2,000/month). Premium cards require more — each card's exact requirement is shown above.

Yes — CIMB Bank offers 1 Shariah-compliant card (CIMB PETRONAS Visa Infinite-i), which use a profit/fee structure instead of conventional interest (riba).

Apply online at the CIMB Bank website or app, or at a branch. You'll typically need to be at least 21, meet the card's minimum income, and provide your MyKad (or passport), latest payslips or EA form, and recent bank statements or BE form if self-employed.

Rates, fees and promotions are indicative and time-limited — always confirm current terms with CIMB Bank before applying. Not financial advice. Rates.my is an independent comparison site, not affiliated with or endorsed by CIMB Bank; the bank's name and card names/logos belong to their respective owners. Spotted an error, or need a correction or takedown? Contact Raymond at raymond@rates.my.

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