AmBank Credit Cards
Last updated 19 August 2026 · Reviewed by Raymond, Rates.my
AmBank credit cards overview
AmBank offers 8 credit cards listed here, spanning rewards points, air miles and cashback. 5 of them are free-for-life with no annual fee. Entry-level eligibility starts from a minimum income of RM24,000 a year. The headline pick is the AmBank BonusLink Visa Platinum — 3 bonuslink points per rm1 at shell & parkson (capped 3,000 blp/statement cycle). Compare every AmBank card below by reward type, annual fee and income requirement, then read full reviews before you apply.
All AmBank credit cards
3 BonusLink Points per RM1 at Shell & Parkson (capped 3,000 BLP/statement cycle)
1 Enrich Point per RM2 overseas & Malaysia Airlines spend
5x AmBonus Points per RM1 on overseas spend
Shariah-compliant credit-i facility (closed to new applications)
5x AmBonus Points per RM1 on overseas spend
10% cashback on groceries, dining, online & public transport (capped RM10/mo each)
5x points overseas + lounge access in 50+ countries
Shariah-compliant premium card with lounge passes
How to apply for a AmBank credit card
Apply online via the AmBankwebsite or banking app, or at any branch. You'll generally need to be at least 21 (supplementary cards from 18), meet the card's minimum annual income of RM24,000 or more, and provide your MyKad (or passport for non-residents), your latest payslips or EA form, and recent bank statements or your BE form if self-employed. Approval and the final credit limit are at AmBank's discretion. Not financial advice.
AmBank credit cards FAQ
Our top AmBank pick is the AmBank BonusLink Visa Platinum — 3 bonuslink points per rm1 at shell & parkson (capped 3,000 blp/statement cycle). The best card for you depends on where you spend: compare the cashback, rewards and fees in the list above against your own habits.
5 cards are free-for-life: AmBank SIGNATURE Priority Banking Visa Infinite, AmBank Islamic Visa Gold-i, AmBank Visa Infinite, AmBank CashBack Visa Platinum, AmBank Islamic Visa Infinite Card-i. Always confirm the latest fee terms with AmBank, as waiver conditions can change.
Entry-level AmBank cards start from a minimum annual income of about RM24,000 (roughly RM2,000/month). Premium cards require more — each card's exact requirement is shown above.
Yes — AmBank offers 2 Shariah-compliant cards (AmBank Islamic Visa Gold-i, AmBank Islamic Visa Infinite Card-i), which use a profit/fee structure instead of conventional interest (riba).
Apply online at the AmBank website or app, or at a branch. You'll typically need to be at least 21, meet the card's minimum income, and provide your MyKad (or passport), latest payslips or EA form, and recent bank statements or BE form if self-employed.
Yes — for example the AmBank BonusLink Visa Platinum: Up to 45,000 BonusLink Points + Shell Gold tier upgrade — spend RM3,000 in 60 days (campaign 1 Apr–30 Sep 2026) Sign-up promotions are time-limited and have terms; confirm the current offer with AmBank before applying.
Rates, fees and promotions are indicative and time-limited — always confirm current terms with AmBank before applying. Not financial advice. Rates.my is an independent comparison site, not affiliated with or endorsed by AmBank; the bank's name and card names/logos belong to their respective owners. Spotted an error, or need a correction or takedown? Contact Raymond at raymond@rates.my.