AmBank Credit Cards
Last updated 30 June 2026 · Reviewed by Raymond, Rates.my
AmBank credit cards overview
AmBank offers 8 credit cards listed here, spanning cashback, air miles and rewards points. 7 of them are free-for-life with no annual fee. Entry-level eligibility starts from a minimum income of RM24,000 a year. The headline pick is the AmBank BonusLink Visa — 8x bonuslink points on weekend dining. Compare every AmBank card below by reward type, annual fee and income requirement, then read full reviews before you apply.
All AmBank credit cards
8x BonusLink Points on weekend dining
Shariah-compliant credit-i facility
5% cashback on groceries & petrol
2 Enrich Points per RM1 overseas spend
2% cashback on overseas & online spend
3x rewards points on overseas spend
5x points overseas + lounge access in 50+ countries
Shariah-compliant premium card with lounge passes
How to apply for a AmBank credit card
Apply online via the AmBankwebsite or banking app, or at any branch. You'll generally need to be at least 21 (supplementary cards from 18), meet the card's minimum annual income of RM24,000 or more, and provide your MyKad (or passport for non-residents), your latest payslips or EA form, and recent bank statements or your BE form if self-employed. Approval and the final credit limit are at AmBank's discretion. Not financial advice.
AmBank credit cards FAQ
Our top AmBank pick is the AmBank BonusLink Visa — 8x bonuslink points on weekend dining. The best card for you depends on where you spend: compare the cashback, rewards and fees in the list above against your own habits.
7 cards are free-for-life: AmBank BonusLink Visa, AmBank Islamic Visa Gold-i, AmBank CashBack Visa Platinum, AmBank Enrich Visa Infinite, AmBank Visa Infinite, AmBank UnionPay Platinum Card, AmBank Islamic Visa Infinite Card-i. Always confirm the latest fee terms with AmBank, as waiver conditions can change.
Entry-level AmBank cards start from a minimum annual income of about RM24,000 (roughly RM2,000/month). Premium cards require more — each card's exact requirement is shown above.
Yes — AmBank offers 2 Shariah-compliant cards (AmBank Islamic Visa Gold-i, AmBank Islamic Visa Infinite Card-i), which use a profit/fee structure instead of conventional interest (riba).
Apply online at the AmBank website or app, or at a branch. You'll typically need to be at least 21, meet the card's minimum income, and provide your MyKad (or passport), latest payslips or EA form, and recent bank statements or BE form if self-employed.
Yes — for example the AmBank CashBack Visa Platinum: Apple iPad (A16) draw (every 38th applicant) + RM100 TnG guaranteed (spend RM200 in 60 days) Sign-up promotions are time-limited and have terms; confirm the current offer with AmBank before applying.
Rates, fees and promotions are indicative and time-limited — always confirm current terms with AmBank before applying. Not financial advice. Rates.my is an independent comparison site, not affiliated with or endorsed by AmBank; the bank's name and card names/logos belong to their respective owners. Spotted an error, or need a correction or takedown? Contact Raymond at raymond@rates.my.