RHB
RHB Bank

RHB Bank Credit Cards

8
cards compared
🆓 6 free-for-life

Last updated 30 June 2026 · Reviewed by Raymond, Rates.my

Cards
8
compared
Free-for-life
6
no annual fee
Min income from
RM24k
per year
Rewards
3
reward types

RHB Bank credit cards overview

RHB Bank offers 8 credit cards listed here, spanning air miles, cashback and rewards points. 6 of them are free-for-life with no annual fee. Entry-level eligibility starts from a minimum income of RM24,000 a year. The headline pick is the RHB Visa Signature — 5x bonus points per rm1 overseas spend. Compare every RHB Bank card below by reward type, annual fee and income requirement, then read full reviews before you apply.

All RHB Bank credit cards

RHB Visa Signature
SignatureMILESVisa

5x Bonus Points per RM1 overseas spend

Annual fee: FreeMin income: RM80k/yr
RHB World Mastercard
WorldMILESMastercard

8x Bonus Points per RM1 overseas spend

Annual fee: FreeMin income: RM80k/yr

10x Bonus Points per RM1 overseas spend

🎁 Promo: AirPods Max 2 weekly draw + up to RM400 TnG (1 transaction in 60 days)
Annual fee: FreeMin income: RM150k/yr
12%
cashback

12% cashback at Shell stations (capped RM30/mo)

🎁 Promo: AirPods Max 2 weekly draw + up to RM400 TnG (1 transaction in 60 days)
Annual fee: FreeMin income: RM24k/yr
5%
cashback

5% cashback on petrol, groceries & utilities (capped RM50/mo)

🎁 Promo: AirPods Max 2 weekly draw + up to RM400 TnG (1 transaction in 60 days)
Annual fee: FreeMin income: RM24k/yr
RHB Rewards Visa / Mastercard
CardPOINTSMastercard

5x Bonus Points per RM1 on dining, petrol & groceries

Annual fee: FreeMin income: RM24k/yr

Dynamic on-card CVV + up to 10x reward points

Annual fee: RM200Min income: RM24k/yr
10%
cashback

Up to 10% cashback on 6 everyday categories (Islamic)

Annual fee: RM70Min income: RM24k/yr

How to apply for a RHB Bank credit card

Apply online via the RHB Bankwebsite or banking app, or at any branch. You'll generally need to be at least 21 (supplementary cards from 18), meet the card's minimum annual income of RM24,000 or more, and provide your MyKad (or passport for non-residents), your latest payslips or EA form, and recent bank statements or your BE form if self-employed. Approval and the final credit limit are at RHB Bank's discretion. Not financial advice.

RHB Bank credit cards FAQ

Our top RHB Bank pick is the RHB Visa Signature — 5x bonus points per rm1 overseas spend. The best card for you depends on where you spend: compare the cashback, rewards and fees in the list above against your own habits.

6 cards are free-for-life: RHB Visa Signature, RHB World Mastercard, RHB Visa Infinite / Premier Infinite, RHB Shell Visa Credit Card, RHB Cash Back Visa Credit Card, RHB Rewards Visa / Mastercard. Always confirm the latest fee terms with RHB Bank, as waiver conditions can change.

Entry-level RHB Bank cards start from a minimum annual income of about RM24,000 (roughly RM2,000/month). Premium cards require more — each card's exact requirement is shown above.

Yes — RHB Bank offers 1 Shariah-compliant card (RHB Islamic Cash Back Credit Card-i), which use a profit/fee structure instead of conventional interest (riba).

Apply online at the RHB Bank website or app, or at a branch. You'll typically need to be at least 21, meet the card's minimum income, and provide your MyKad (or passport), latest payslips or EA form, and recent bank statements or BE form if self-employed.

Yes — for example the RHB Visa Infinite / Premier Infinite: AirPods Max 2 weekly draw + up to RM400 TnG (1 transaction in 60 days) Sign-up promotions are time-limited and have terms; confirm the current offer with RHB Bank before applying.

Rates, fees and promotions are indicative and time-limited — always confirm current terms with RHB Bank before applying. Not financial advice. Rates.my is an independent comparison site, not affiliated with or endorsed by RHB Bank; the bank's name and card names/logos belong to their respective owners. Spotted an error, or need a correction or takedown? Contact Raymond at raymond@rates.my.

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