CIMB Preferred Visa Infinite
8x points + 8x lounge visits (CIMB Preferred)
Apply for CIMB Preferred Visa Infinite →Last updated 7 August 2026 · Reviewed by Raymond, Rates.my
CIMB Bank CIMB Preferred Visa Infinite overview
The CIMB Bank CIMB Preferred Visa Infinite is a Infinite-tier Visa points card built around rewards points. 8x points + 8x lounge visits (CIMB Preferred). It best suits high-income earners, with a minimum income requirement of RM150,000 a year. It carries no annual fee. Standout perks include airport lounge access, complimentary travel insurance.
Features & benefits
- ✓Up to 8x Bonus Points on dining & overseas
- ✓8x Plaza Premium First lounge visits
- ✓Requires CIMB Preferred (RM250k AUM)
Is the CIMB Preferred Visa Infinite worth it?
The CIMB Preferred Visa Infinite is best suited to high-income earners — its minimum income requirement is RM150,000 a year (about RM12,500 a month). As a points card, it works best for people who will actively redeem rewards points for vouchers, gifts or air miles.
- +Free for life — no annual fee
- +Earns 1 reward point per RM1 spent
- +Complimentary airport lounge access
- +Complimentary travel insurance
- −Higher income requirement — RM150k a year
- −Rewards only pay off if you actively redeem your points or miles
- −Like any credit card, finance charges apply if you don't pay the balance in full each month
How much could you earn?
At 1 point per RM1, around RM2,000 of monthly spending earns about 2,000 points a month — redeemable for vouchers, gifts or air miles depending on the programme. This is illustrative; redemption value varies.
Eligibility & how to apply
Requirements are general guidance — CIMB Bank sets the final approval criteria. Confirm current terms before you apply.
The fine print, decoded
Before you apply, read CIMB Bank's official terms & Product Disclosure Sheet — the cashback caps, category exclusions and fees are all set out there.
📄 Official CIMB Preferred Visa Infiniteterms & product disclosure →CIMB Preferred Visa Infinite FAQ
You need a minimum annual income of RM150,000 (about RM12,500 a month). CIMB Bank also considers your overall credit standing.
No — the CIMB Preferred Visa Infinite is free for life with no annual fee.
It earns 1 reward point per RM1 spent. 8x points + 8x lounge visits (CIMB Preferred).
No — the CIMB Preferred Visa Infinite is a conventional credit card. Check with CIMB Bank for any Islamic (card-i) equivalent.
It's a good fit for high-income earners who want rewards points — its main draw is "8x points + 8x lounge visits (CIMB Preferred)". With no annual fee, there's little downside to holding it. Compare it with the related cards below before applying.
See how the CIMB Preferred Visa Infinite compares
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Rates, fees and promotions are indicative and time-limited — always confirm current terms with CIMB Bank before applying. Not financial advice. Rates.my is an independent comparison site, not affiliated with or endorsed by CIMB Bank; card names and logos belong to their respective owners. Spotted an error or need a correction or takedown? Contact Raymond at raymond@rates.my.