CIMB Preferred Visa Infinite
8x points + 8x lounge visits (CIMB Preferred)
Apply for CIMB Preferred Visa Infinite →Last updated 21 September 2026 · Reviewed by Raymond, Rates.my
CIMB Preferred Visa Infinite overview
The CIMB Bank CIMB Preferred Visa Infinite is a Infinite-tier Visa points card built around rewards points. 8x points + 8x lounge visits (CIMB Preferred). It best suits high-income earners, with a minimum income requirement of RM150,000 a year. It carries no annual fee. Standout perks include airport lounge access, complimentary travel insurance.
Features & benefits
- ✓Up to 8x Bonus Points on dining & overseas
- ✓8x Plaza Premium First lounge visits
- ✓Requires CIMB Preferred (RM250k AUM)
Is the CIMB Preferred Visa Infinite worth it?
The CIMB Preferred Visa Infinite is best suited to high-income earners — its minimum income requirement is RM150,000 a year (about RM12,500 a month). As a points card, it works best for people who will actively redeem rewards points for vouchers, gifts or air miles.
- +Free for life — no annual fee
- +Earns 1 reward point per RM1 spent
- +Complimentary airport lounge access
- +Complimentary travel insurance
- −Higher income requirement — RM150k a year
- −Rewards only pay off if you actively redeem your points or miles
- −Like any credit card, finance charges apply if you don't pay the balance in full each month
How much could you earn?
At 1 point per RM1, around RM2,000 of monthly spending earns about 2,000 points a month — redeemable for vouchers, gifts or air miles depending on the programme. This is illustrative; redemption value varies.
Eligibility & how to apply
Requirements are general guidance — CIMB Bank sets the final approval criteria. Confirm current terms before you apply.
The fine print, decoded
The catches most people miss on the CIMB Preferred Visa Infinite, in plain language — so nobody gets caught out. Always confirm against the official terms.
- Min spend to earn
- None for the 8x/1x Bonus Points earn itself; RM2,000/mo is required only for two separate ancillary perks — SkyPark Terminal Sky Lounge access and the Flight Club Airport Dining cashback.
- How the cap works
- 8x Bonus Points on local dining & overseas spend requires maintaining RM250,000+ Assets Under Management at all times (CIMB Preferred membership) — this 8x rate is a time-bound campaign valid 1 Oct 2025–30 Sep 2026, not a confirmed-permanent benefit; base rate is 1x on other local spend. Lounge access: 8x/yr to 150+ Plaza Premium First & Plaza Premium lounges, capped 4x per half-year, campaign valid 1 Jul 2026–30 Jun 2027.
- Foreign transaction fee
- No card-specific fee published; falls under the general CIMB conventional Credit Card PDS — the conversion rate set by VISA International plus an administrative cost of 1%, plus any transaction fee VISA charges.
- Fee waiver
- Free for life for CIMB Preferred members (principal + supplementary); a separate RM25 government SST/stamp duty still applies per card on activation/anniversary.
- ⚠Card is invitation-only, contingent on active CIMB Preferred membership (RM250,000 AUM maintained at all times) — losing Preferred status likely forfeits both card eligibility and the bonus multipliers
- ⚠Both the 8x points rate and the 4x/half-year lounge cadence are bounded promotional campaign periods (through 30 Sep 2026 and 30 Jun 2027 respectively), not confirmed-permanent card terms
- ⚠This card's minIncome figure (RM150,000) could not be re-confirmed against any official CIMB source this pass — every source cites only the RM250,000 AUM requirement, no income-based route — see the CREDIT_CARDS entry's comment
Verified 12 August 2026. Summarised in our own words from CIMB Bank's published terms — indicative only, and terms change. Read the official document before you apply.
📄 Official CIMB Preferred Visa Infiniteterms & product disclosure →CIMB Preferred Visa Infinite FAQ
You need a minimum annual income of RM150,000 (about RM12,500 a month). CIMB Bank also considers your overall credit standing.
No — the CIMB Preferred Visa Infinite is free for life with no annual fee.
It earns 1 reward point per RM1 spent. 8x points + 8x lounge visits (CIMB Preferred).
No — the CIMB Preferred Visa Infinite is a conventional credit card. Check with CIMB Bank for any Islamic (card-i) equivalent.
It's a good fit for high-income earners who want rewards points — its main draw is "8x points + 8x lounge visits (CIMB Preferred)". With no annual fee, there's little downside to holding it. Compare it with the related cards below before applying.
See how the CIMB Preferred Visa Infinite compares
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Rates, fees and promotions are indicative and time-limited — always confirm current terms with CIMB Bank before applying. Not financial advice. Rates.my is an independent comparison site, not affiliated with or endorsed by CIMB Bank; card names and logos belong to their respective owners. Spotted an error or need a correction or takedown? Contact Raymond at raymond@rates.my.