Standard Chartered Credit Cards
Last updated 30 June 2026 · Reviewed by Raymond, Rates.my
Standard Chartered credit cards overview
Standard Chartered offers 6 credit cards listed here, spanning air miles, cashback and rewards points. 5 of them are free-for-life with no annual fee. Entry-level eligibility starts from a minimum income of RM24,000 a year. The headline pick is the Standard Chartered Journey Credit Card — unlimited plaza premium lounge access (cardholder + 1 guest). Compare every Standard Chartered card below by reward type, annual fee and income requirement, then read full reviews before you apply.
All Standard Chartered credit cards
Unlimited Plaza Premium lounge access (cardholder + 1 guest)
Unlimited airport lounge access worldwide (LoungeKey)
15% cashback on dining & petrol (capped RM100/mo)
5x Rewards Points per RM1 on dining & petrol
Beginner-friendly card with lifetime annual fee waiver
Up to 60% dining cashback + unlimited lounge access
How to apply for a Standard Chartered credit card
Apply online via the Standard Charteredwebsite or banking app, or at any branch. You'll generally need to be at least 21 (supplementary cards from 18), meet the card's minimum annual income of RM24,000 or more, and provide your MyKad (or passport for non-residents), your latest payslips or EA form, and recent bank statements or your BE form if self-employed. Approval and the final credit limit are at Standard Chartered's discretion. Not financial advice.
Standard Chartered credit cards FAQ
Our top Standard Chartered pick is the Standard Chartered Journey Credit Card — unlimited plaza premium lounge access (cardholder + 1 guest). The best card for you depends on where you spend: compare the cashback, rewards and fees in the list above against your own habits.
5 cards are free-for-life: Standard Chartered Journey Credit Card, Standard Chartered Priority Banking Visa Infinite, Standard Chartered Simply Cash, Standard Chartered Visa Platinum, Standard Chartered Platinum Mastercard. Always confirm the latest fee terms with Standard Chartered, as waiver conditions can change.
Entry-level Standard Chartered cards start from a minimum annual income of about RM24,000 (roughly RM2,000/month). Premium cards require more — each card's exact requirement is shown above.
The Standard Chartered cards listed here are conventional. Check with Standard Chartered directly for any Shariah-compliant card-i options.
Apply online at the Standard Chartered website or app, or at a branch. You'll typically need to be at least 21, meet the card's minimum income, and provide your MyKad (or passport), latest payslips or EA form, and recent bank statements or BE form if self-employed.
Rates, fees and promotions are indicative and time-limited — always confirm current terms with Standard Chartered before applying. Not financial advice. Rates.my is an independent comparison site, not affiliated with or endorsed by Standard Chartered; the bank's name and card names/logos belong to their respective owners. Spotted an error, or need a correction or takedown? Contact Raymond at raymond@rates.my.