Alliance Bank Credit Cards
Last updated 19 August 2026 · Reviewed by Raymond, Rates.my
Alliance Bank credit cards overview
Alliance Bank offers 5 credit cards listed here, spanning rewards points, cashback & points and cashback. 1 of them is free-for-life with no annual fee. Entry-level eligibility starts from a minimum income of RM24,000 a year. The headline pick is the Alliance Bank Visa Virtual — up to 8x three-year bonus points per rm1 on e-commerce & ewallet top-up. Compare every Alliance Bank card below by reward type, annual fee and income requirement, then read full reviews before you apply.
All Alliance Bank credit cards
Up to 8x Three-year Bonus Points per RM1 on e-commerce & eWallet top-up
5x Bonus Points per RM1 on overseas, dining, groceries, petrol & essentials
Customisable — up to 3% cashback or low interest
Up to 5% unlimited cashback on all retail spend
Unlimited lounge access + 10x overseas points
How to apply for a Alliance Bank credit card
Apply online via the Alliance Bankwebsite or banking app, or at any branch. You'll generally need to be at least 21 (supplementary cards from 18), meet the card's minimum annual income of RM24,000 or more, and provide your MyKad (or passport for non-residents), your latest payslips or EA form, and recent bank statements or your BE form if self-employed. Approval and the final credit limit are at Alliance Bank's discretion. Not financial advice.
Alliance Bank credit cards FAQ
Our top Alliance Bank pick is the Alliance Bank Visa Virtual — up to 8x three-year bonus points per rm1 on e-commerce & ewallet top-up. The best card for you depends on where you spend: compare the cashback, rewards and fees in the list above against your own habits.
1 card is free-for-life: Alliance Bank Visa Virtual. Always confirm the latest fee terms with Alliance Bank, as waiver conditions can change.
Entry-level Alliance Bank cards start from a minimum annual income of about RM24,000 (roughly RM2,000/month). Premium cards require more — each card's exact requirement is shown above.
The Alliance Bank cards listed here are conventional. Check with Alliance Bank directly for any Shariah-compliant card-i options.
Apply online at the Alliance Bank website or app, or at a branch. You'll typically need to be at least 21, meet the card's minimum income, and provide your MyKad (or passport), latest payslips or EA form, and recent bank statements or BE form if self-employed.
Rates, fees and promotions are indicative and time-limited — always confirm current terms with Alliance Bank before applying. Not financial advice. Rates.my is an independent comparison site, not affiliated with or endorsed by Alliance Bank; the bank's name and card names/logos belong to their respective owners. Spotted an error, or need a correction or takedown? Contact Raymond at raymond@rates.my.