BMB
Bank Muamalat

Bank Muamalat Fixed Deposit Rates

4.00%
best rate p.a.
Islamic · Term Deposit-i

Last updated 20 Jul 2026, 4:05 PM MYT · Reviewed by Raymond, Rates.my

Best rate
4.00%
per annum
Campaigns
2
FD products
Min deposit from
RM1,000
Tenures
6M, 12M

Bank Muamalat fixed deposit overview

Bank Muamalat is an Islamic bank in Malaysia. Its best term deposit-i (the Shariah-compliant equivalent of a fixed deposit) rate listed here is 4.00% p.a. on the Bank Muamalat TIA-i Campaign 2026, with placements from RM1,000. Across 2 campaigns the available tenures are 6M, 12M. Some of these rates are promotional and time-limited — check the validity date and eligibility before placing your funds. Compare each Bank Muamalat FD campaign below, see what you'll need to open one, and read reviews from other depositors.

Bank Muamalat FD campaigns & rates

Bank Muamalat TIA-i Campaign 2026
Up to 4.00% p.a. expected profit on a 6- or 12-month Term Investment Account-i, min RM5,000, fresh funds only. Campaign period 1 Jul–30 Sep 2026. Headline rate confirmed via Bank Muamalat's official X/Instagram/Facebook posts ("up to 4.00% p.a."); the 6M-vs-12M tier split is not published — treat 4.00% as the ceiling, not a guaranteed rate for both tenures. TIA-i is an investment account, NOT a deposit — returns are expected/indicative, not guaranteed, and it is NOT PIDM-protected.
PromoIslamicFresh funds
4.00%
6, 12 Months
Min deposit
RM5,000
Tenure
6, 12 Months
Valid until
30 Sep 2026
Apply at Bank Muamalat
Bank Muamalat Term Deposit-i
Islamic
2.10%
12 Months
Min deposit
RM1,000
Tenure
12 Months
Valid until
31 Dec 2026
Apply at Bank Muamalat

Opening a Bank Muamalat fixed deposit

🪪
Identification
Your MyKad (IC) if you're Malaysian, or passport for non-residents.
💵
Minimum deposit
From RM1,000 — varies by campaign.
Fresh funds required
The promotional rates need fresh funds — money new to Bank Muamalat, not transferred from an existing Bank Muamalat account.
🏢
Where to open
At any Bank Muamalat branch — bring your IC and the funds.
☪️
Shariah-compliant
Offered as a Term Deposit-i — a profit-sharing structure with no interest (riba).

Breaking a fixed deposit before maturity usually forfeits some or all of the interest — confirm the terms with Bank Muamalat before you commit.

Bank Muamalat fixed deposit FAQ

Bank Muamalat's highest fixed deposit rate listed here is 4.00% p.a. on the Bank Muamalat TIA-i Campaign 2026, for a 6, 12 Months tenure. Rates are indicative — confirm the current rate on the Bank Muamalat website before applying.

The minimum placement starts from RM1,000. Some campaigns require up to RM5,000.

Yes — Bank Muamalat offers a Term Deposit-i, the Shariah-compliant (non-interest, profit-sharing) equivalent of a conventional fixed deposit.

Your IC (MyKad) or passport, and the deposit amount. Bank Muamalat FDs are typically opened at a branch. Promotional rates usually require fresh funds (money new to the bank).

The Bank Muamalat TIA-i Campaign 2026 promotional rate is valid until 30 Sep 2026 (indicative). Promotional campaigns can change or be withdrawn — always confirm the current offer and terms with Bank Muamalat.

Rates, tenures and promotions are indicative and time-limited — always confirm current terms with Bank Muamalat before placing a deposit. Not financial advice. Rates.my is an independent comparison site, not affiliated with or endorsed by Bank Muamalat; the bank's name and logo belong to their respective owners. Spotted an error, or need a correction or takedown? Contact Raymond at raymond@rates.my.

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