Alliance Bank Fixed Deposit Rates
Last updated 20 Aug 2026, 1:58 PM MYT · Reviewed by Raymond, Rates.my
Alliance Bank fixed deposit overview
Alliance Bank is a commercial bank in Malaysia. Its best fixed deposit rate listed here is 4.38% p.a. on the Sri Petaling Branch Opening TD-i, with placements from RM10,000. Across 3 campaigns the available tenures are 6M. Some of these rates are promotional and time-limited — check the validity date and eligibility before placing your funds. Compare each Alliance Bank FD campaign below, see what you'll need to open one, and read reviews from other depositors.
Alliance Bank FD campaigns & rates
Alliance Bank standard FD board rates
Standard (non-promotional) fixed deposit rates by tenure — effective 15 Jul 2025, from a minimum placement of RM500.
| Tenure | Rate p.a. |
|---|---|
| 1 month | 2.10% |
| 2 months | 2.20% |
| 3 months | 2.30% |
| 4–5 months | 2.35% |
| 6–11 months | 2.40% |
| 12–24 months | 2.45% |
| Above 24 months | Negotiable |
Source: Alliance Bank official rates. Board rates can change without notice — verify before placing. A promotional FD reverts to these rates after its campaign cycle.
Opening a Alliance Bank fixed deposit
Breaking a fixed deposit before maturity usually forfeits some or all of the interest — confirm the terms with Alliance Bank before you commit.
Alliance Bank bundled FD promotions — and what they actually require
These are the headline rates Alliance Bank advertises. They are not plain fixed deposits: each one needs a linked insurance or investment purchase, and the high rate usually runs for only a short tenure — so the return across your whole outlay is far lower than the number suggests. Listed here so you can see the condition before the rate.
Bancassurance + FD Campaign
Valid until 30 Sep 2026The catch: Requires an insurance policy with a qualifying annualised premium; the FD placement is capped at that premium.
| Who qualifies | Rate p.a. | Tenure | Min placement |
|---|---|---|---|
| RM25,000 annualised premium | 4.50% | 3 mo | RM1,000 |
| RM50,000 annualised premium | 5.50% | 6 mo | RM1,000 |
BancaTakaful + Term Deposit-i
Valid until 30 Sep 2026The catch: Requires a family takaful certificate with a qualifying contribution; Shariah-compliant equivalent of the above.
| Who qualifies | Rate p.a. | Tenure | Min placement |
|---|---|---|---|
| RM25,000 contribution | 5.00% | 3 mo | RM1,000 |
| RM50,000 contribution | 6.00% | 6 mo | RM1,000 |
Verified against Alliance Bank's own campaign pages and terms. A short high-rate tenure on part of your money is not the same as earning that rate on all of it — work out the blended return before committing.
Alliance Bank fixed deposit FAQ
Alliance Bank's highest fixed deposit rate listed here is 4.38% p.a. on the Sri Petaling Branch Opening TD-i, for a 6 Months tenure. Rates are indicative — confirm the current rate on the Alliance Bank website before applying.
The minimum placement starts from RM10,000.
Yes — Alliance Bank offers a Term Deposit-i, the Shariah-compliant (non-interest, profit-sharing) equivalent of a conventional fixed deposit.
Your IC (MyKad) or passport, and the deposit amount. Alliance Bank FDs are typically opened at a branch. Promotional rates usually require fresh funds (money new to the bank).
The Sri Petaling Branch Opening TD-i promotional rate is valid until 31 Oct 2026 (indicative). Promotional campaigns can change or be withdrawn — always confirm the current offer and terms with Alliance Bank.
Outside promotions, Alliance Bank's standard FD board rates (effective 15 Jul 2025) are: 2.10% p.a. for 1 month; 2.20% p.a. for 2 months; 2.30% p.a. for 3 months; 2.35% p.a. for 4–5 months; 2.40% p.a. for 6–11 months; 2.45% p.a. for 12–24 months; Negotiable for Above 24 months. Board rates apply to standard placements and to promotional FDs once the promo cycle ends, from a minimum placement of RM500. Confirm the current rate with Alliance Bank before placing.
Rates, tenures and promotions are indicative and time-limited — always confirm current terms with Alliance Bank before placing a deposit. Not financial advice. Rates.my is an independent comparison site, not affiliated with or endorsed by Alliance Bank; the bank's name and logo belong to their respective owners. Spotted an error, or need a correction or takedown? Contact Raymond at raymond@rates.my.
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