UOB
UOB Bank

UOB Bank Fixed Deposit Rates

2.20%
best rate p.a.
5.0(3 reviews)Conventional FD

Last updated 20 Aug 2026, 1:58 PM MYT · Reviewed by Raymond, Rates.my

Best rate
2.20%
per annum
Campaigns
1
FD product
Min deposit from
RM500
Tenures
1M, 3M, 6M, 12M

UOB Bank fixed deposit overview

UOB Bank is a commercial bank in Malaysia. Its best fixed deposit rate listed here is 2.20% p.a. on the UOB Fixed Deposit, with placements from RM500. The available tenure is 1–12 Months. Compare each UOB Bank FD campaign below, see what you'll need to open one, and read reviews from other depositors.

UOB Bank FD campaigns & rates

UOB Fixed Deposit
Board rates: 2.05% (1M) · 2.10% (2M) · 2.15% (3–5M) · 2.20% (6–12M); FD-i pays the same. Min RM5,000 (1M), RM500 (2M+). Re-confirmed unchanged against UOB's own rates feed, with effect from 20 Aug 2026. The Wealth/Privilege 4.30% FD Plus promo (sign-up till 31 Jul, placements till 7 Aug 2026) has expired with no August renewal announced.
2.20%
1–12 Months
Min deposit
RM500
Tenure
1–12 Months
Valid until
31 Dec 2026
Apply at UOB Bank

UOB Bank standard FD board rates

Standard (non-promotional) fixed deposit rates by tenure — effective 20 Aug 2026, from a minimum placement of RM500.

TenureRate p.a.
1 month2.05%
2 months2.10%
3–5 months2.15%
6–12 months2.20%

Source: UOB Bank official rates. Board rates can change without notice — verify before placing. A promotional FD reverts to these rates after its campaign cycle.

Opening a UOB Bank fixed deposit

🪪
Identification
Your MyKad (IC) if you're Malaysian, or passport for non-residents.
💵
Minimum deposit
From RM500.
Funds
No fresh-funds rule is noted for these rates, but confirm eligibility with UOB Bank before placing your deposit.
🏢
Where to open
At any UOB Bank branch — bring your IC and the funds.

Breaking a fixed deposit before maturity usually forfeits some or all of the interest — confirm the terms with UOB Bank before you commit.

UOB Bank fixed deposit FAQ

UOB Bank's highest fixed deposit rate listed here is 2.20% p.a. on the UOB Fixed Deposit, for a 1–12 Months tenure. Rates are indicative — confirm the current rate on the UOB Bank website before applying.

The minimum placement starts from RM500.

The UOB Bank fixed deposits listed here are conventional. Check with the bank directly for any Islamic Term Deposit-i options.

Your IC (MyKad) or passport, and the deposit amount. UOB Bank FDs are typically opened at a branch. Promotional rates usually require fresh funds (money new to the bank).

Outside promotions, UOB Bank's standard FD board rates (effective 20 Aug 2026) are: 2.05% p.a. for 1 month; 2.10% p.a. for 2 months; 2.15% p.a. for 3–5 months; 2.20% p.a. for 6–12 months. Board rates apply to standard placements and to promotional FDs once the promo cycle ends, from a minimum placement of RM500. Confirm the current rate with UOB Bank before placing.

Rates, tenures and promotions are indicative and time-limited — always confirm current terms with UOB Bank before placing a deposit. Not financial advice. Rates.my is an independent comparison site, not affiliated with or endorsed by UOB Bank; the bank's name and logo belong to their respective owners. Spotted an error, or need a correction or takedown? Contact Raymond at raymond@rates.my.

💬 Discussion (4)

Live · last activity 06 Jul 2026

Your rating:
(optional)
Ray
Ray·01 Jul 2026
Hope the rate stays in july too
Ray
Ray·06 Jul 2026
Dont really see the rates in july
Trader
Trader·30 Jun 2026
Straightforward and good
F
Fixed deposit fan·29 Jun 2026
Love this, high rates, fast and convenient

Compare FD rates at other banks