MBSB Bank

MBSB Bank Fixed Deposit Rates

3.83%

best rate p.a.

Islamic · Term Deposit-i

Last updated 20 Aug 2026, 1:58 PM MYT · Reviewed by Raymond, Rates.my

Best rate

3.83%

per annum

Campaigns

FD products

Min deposit from

RM1,000

Tenures

6M, 12M

MBSB Bank fixed deposit overview

MBSB Bank is an Islamic bank in Malaysia. Its best term deposit-i (the Shariah-compliant equivalent of a fixed deposit) rate listed here is 3.83% p.a. on the MBSB TIA-i Campaign, with placements from RM1,000. Across 2 campaigns the available tenures are 6M, 12M. Some of these rates are promotional and time-limited — check the validity date and eligibility before placing your funds. Compare each MBSB Bank FD campaign below, see what you'll need to open one, and read reviews from other depositors.

MBSB Bank FD campaigns & rates

MBSB TIA-i Campaign

August cycle (1–31 Aug 2026): 3.73% (6M) · 3.83% (12M) indicative profit rates on the Term Investment Account-i, min RM1,000, over the counter or via M Journey online. Read the trade-off before chasing the extra 0.03%: TIA-i is an investment account, NOT a PIDM-protected deposit, returns are indicative rather than contractual, partial withdrawal is not allowed, and early redemption pays just 10% of the profit accrued for completed days (on RM10,000 that is about RM0.31 for three days).

PromoIslamic

3.83%

6, 12 Months

Min deposit

RM1,000

Tenure

6, 12 Months

Valid until

31 Aug 2026

Apply at MBSB Bank →

MBSB TD-i Campaign

August cycle (1–31 Aug 2026): 3.73% (6M) · 3.80% (12M) on Term Deposit-i, min RM1,000, over the counter or online banking. PIDM-protected up to RM250,000. Campaign rate applies for one cycle then reverts to the board rate; no profit is paid on premature withdrawal. vs July: the 12M tier rose from 3.75% and the old RM100,000 premium tier was discontinued — the top rate is now reachable at RM1,000. The sister TIA-i campaign pays more but is NOT PIDM-protected — see the separate listing.

PromoIslamic

3.80%

6, 12 Months

Min deposit

RM1,000

Tenure

6, 12 Months

Valid until

31 Aug 2026

Apply at MBSB Bank →

Opening a MBSB Bank fixed deposit

🪪

Identification

Your MyKad (IC) if you're Malaysian, or passport for non-residents.

💵

Minimum deposit

From RM1,000 — varies by campaign.

✅

Funds

No fresh-funds rule is noted for these rates, but confirm eligibility with MBSB Bank before placing your deposit.

🏢

Where to open

At any MBSB Bank branch — bring your IC and the funds.

☪️

Shariah-compliant

Offered as a Term Deposit-i — a profit-sharing structure with no interest (riba).

Breaking a fixed deposit before maturity usually forfeits some or all of the interest — confirm the terms with MBSB Bank before you commit.

MBSB Bank fixed deposit FAQ

MBSB Bank's highest fixed deposit rate listed here is 3.83% p.a. on the MBSB TIA-i Campaign, for a 6, 12 Months tenure. Rates are indicative — confirm the current rate on the MBSB Bank website before applying.

The minimum placement starts from RM1,000.

Yes — MBSB Bank offers a Term Deposit-i, the Shariah-compliant (non-interest, profit-sharing) equivalent of a conventional fixed deposit.

Your IC (MyKad) or passport, and the deposit amount. MBSB Bank FDs are typically opened at a branch. Promotional rates usually require fresh funds (money new to the bank).

The MBSB TIA-i Campaign promotional rate is valid until 31 Aug 2026 (indicative). Promotional campaigns can change or be withdrawn — always confirm the current offer and terms with MBSB Bank.

Rates, tenures and promotions are indicative and time-limited — always confirm current terms with MBSB Bank before placing a deposit. Not financial advice. Rates.my is an independent comparison site, not affiliated with or endorsed by MBSB Bank; the bank's name and logo belong to their respective owners. Spotted an error, or need a correction or takedown? Contact Raymond at raymond@rates.my.