Bank Muamalat Credit Cards
Last updated 30 June 2026 · Reviewed by Raymond, Rates.my
Bank Muamalat credit cards overview
Bank Muamalat offers 2 credit cards listed here, spanning cashback. 1 of them is free-for-life with no annual fee. Entry-level eligibility starts from a minimum income of RM36,000 a year. The headline pick is the Bank Muamalat Visa Platinum-i — affordable islamic platinum with cashback + takaful. Compare every Bank Muamalat card below by reward type, annual fee and income requirement, then read full reviews before you apply.
All Bank Muamalat credit cards
Affordable Islamic Platinum with cashback + takaful
Lifetime-free Islamic Infinite with lounge access
How to apply for a Bank Muamalat credit card
Apply online via the Bank Muamalatwebsite or banking app, or at any branch. You'll generally need to be at least 21 (supplementary cards from 18), meet the card's minimum annual income of RM36,000 or more, and provide your MyKad (or passport for non-residents), your latest payslips or EA form, and recent bank statements or your BE form if self-employed. Approval and the final credit limit are at Bank Muamalat's discretion. Not financial advice.
Bank Muamalat credit cards FAQ
Our top Bank Muamalat pick is the Bank Muamalat Visa Platinum-i — affordable islamic platinum with cashback + takaful. The best card for you depends on where you spend: compare the cashback, rewards and fees in the list above against your own habits.
1 card is free-for-life: Bank Muamalat Visa Infinite-i. Always confirm the latest fee terms with Bank Muamalat, as waiver conditions can change.
Entry-level Bank Muamalat cards start from a minimum annual income of about RM36,000 (roughly RM3,000/month). Premium cards require more — each card's exact requirement is shown above.
Yes — Bank Muamalat offers 2 Shariah-compliant cards (Bank Muamalat Visa Platinum-i, Bank Muamalat Visa Infinite-i), which use a profit/fee structure instead of conventional interest (riba).
Apply online at the Bank Muamalat website or app, or at a branch. You'll typically need to be at least 21, meet the card's minimum income, and provide your MyKad (or passport), latest payslips or EA form, and recent bank statements or BE form if self-employed.
Rates, fees and promotions are indicative and time-limited — always confirm current terms with Bank Muamalat before applying. Not financial advice. Rates.my is an independent comparison site, not affiliated with or endorsed by Bank Muamalat; the bank's name and card names/logos belong to their respective owners. Spotted an error, or need a correction or takedown? Contact Raymond at raymond@rates.my.